CRUMB: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
CRUMB
Largest movements
- Intangible fixed assets -€11,700
down €11,700 (-46.1%), from €25,395 to €13,695
- Cash -€5,459
down €5,459 (-77.5%), from €7,041 to €1,582
mainly Net result for the year (-€17,298) and Receivables within one year (-€2,637)
- Receivables within one year +€2,637
up €2,637 (+959.6%), from €275 to €2,912
of which Other amounts receivable: +€2,878
- Profit (loss) carried forward -€17,298
down €17,298 (-29.3%), from -€59,124 to -€76,421
- Tax, wage and social debts +€1,788
new in 2025: €1,788
- Trade debts +€1,055
up €1,055 (+88.6%), from €1,191 to €2,247
- Gross operating margin +€40,095
up €40,095 (+88.7%), from -€45,180 to -€5,085
- Depreciation +€2,523
up €2,523 (+27.5%), from €9,177 to €11,700
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €32,711 | €18,189 | -€14,522 | -44.4% |
| Fixed assets | 21/28 | €25,395 | €13,695 | -€11,700 | -46.1% |
| Intangible fixed assets | 21 | €25,395 | €13,695 | -€11,700 | -46.1% |
| Current assets | 29/58 | €7,316 | €4,494 | -€2,822 | -38.6% |
| Amounts receivable within one year | 40/41 | €275 | €2,912 | +€2,637 | +959.6% |
| Trade receivables | 40 | €241 | - | -€241 | |
| Other amounts receivable | 41 | €34 | €2,912 | +€2,878 | +8495.2% |
| Cash at bank and in hand | 54/58 | €7,041 | €1,582 | -€5,459 | -77.5% |
| Total equity and liabilities | 10/49 | €32,711 | €18,189 | -€14,522 | -44.4% |
| Equity | 10/15 | -€57,624 | -€74,921 | -€17,298 | -30.0% |
| Contributions | 10/11 | €1,500 | €1,500 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€59,124 | -€76,421 | -€17,298 | -29.3% |
| Amounts payable | 17/49 | €90,334 | €93,110 | +€2,776 | +3.1% |
| Amounts payable within one year | 42/48 | €90,334 | €93,110 | +€2,776 | +3.1% |
| Trade debts | 44 | €1,191 | €2,247 | +€1,055 | +88.6% |
| Suppliers | 440/4 | €1,191 | €2,247 | +€1,055 | +88.6% |
| Taxes, remuneration and social security | 45 | - | €1,788 | +€1,788 | |
| Taxes | 450/3 | - | €1,788 | +€1,788 | |
| Other amounts payable | 47/48 | €89,143 | €89,075 | -€68 | -0.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €9,177 | €11,700 | +€2,523 | +27.5% |
| Gross operating margin | 9900 | -€45,180 | -€5,085 | +€40,095 | +88.7% |
| Operating profit (loss) | 9901 | -€54,357 | -€16,785 | +€37,572 | +69.1% |
| Financial income | 75/76B | €27 | €161 | +€134 | +503.6% |
| Recurring financial income | 75 | €27 | €161 | +€134 | +503.6% |
| Financial charges | 65/66B | €380 | €673 | +€293 | +77.0% |
| Recurring financial charges | 65 | €380 | €673 | +€293 | +77.0% |
| Profit (loss) for the period before taxes | 9903 | -€54,711 | -€17,298 | +€37,413 | +68.4% |
| Profit (loss) for the period | 9904 | -€54,711 | -€17,298 | +€37,413 | +68.4% |
| Profit (loss) for the period to be appropriated | 9905 | -€54,711 | -€17,298 | +€37,413 | +68.4% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 8 October 2026 via checked.be.