Crumatex: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Crumatex
Largest movements
- Tangible fixed assets -€9,863
down €9,863 (-61.4%), from €16,051 to €6,188
- Cash +€4,506
up €4,506 (+3.3%), from €135,441 to €139,947
mainly Depreciation (+€9,863) and Deferred charges and accrued income (+€4,428)
- Deferred charges and accrued income -€4,428
no longer reported in 2025 (was €4,428)
- Other debts -€10,126
down €10,126 (-88.8%), from €11,406 to €1,280
- Reserves +€4,388
up €4,388 (+7.5%), from €58,671 to €63,059
- Tax, wage and social debts -€2,628
down €2,628 (-73.2%), from €3,588 to €960
- Gross operating margin -€3,177
down €3,177 (-14.7%), from €21,652 to €18,476
- Taxes +€854
up €854 (+28.5%), from €3,000 to €3,854
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €156,242 | €147,799 | -€8,444 | -5.4% |
| Fixed assets | 21/28 | €16,373 | €6,510 | -€9,863 | -60.2% |
| Tangible fixed assets | 22/27 | €16,051 | €6,188 | -€9,863 | -61.4% |
| Furniture and vehicles | 24 | €16,051 | €6,188 | -€9,863 | -61.4% |
| Financial fixed assets | 28 | €322 | €322 | = | 0.0% |
| Current assets | 29/58 | €139,869 | €141,288 | +€1,419 | +1.0% |
| Amounts receivable within one year | 40/41 | - | €1,341 | +€1,341 | |
| Other amounts receivable | 41 | - | €1,341 | +€1,341 | |
| Cash at bank and in hand | 54/58 | €135,441 | €139,947 | +€4,506 | +3.3% |
| Deferred charges and accrued income | 490/1 | €4,428 | - | -€4,428 | |
| Total equity and liabilities | 10/49 | €156,242 | €147,799 | -€8,444 | -5.4% |
| Equity | 10/15 | €141,171 | €145,559 | +€4,388 | +3.1% |
| Contributions | 10/11 | €82,500 | €82,500 | = | 0.0% |
| Reserves | 13 | €58,671 | €63,059 | +€4,388 | +7.5% |
| Distributable reserves | 133 | €58,671 | €63,059 | +€4,388 | +7.5% |
| Amounts payable | 17/49 | €15,072 | €2,240 | -€12,831 | -85.1% |
| Amounts payable within one year | 42/48 | €15,072 | €2,240 | -€12,831 | -85.1% |
| Trade debts | 44 | €78 | - | -€78 | |
| Suppliers | 440/4 | €78 | - | -€78 | |
| Taxes, remuneration and social security | 45 | €3,588 | €960 | -€2,628 | -73.2% |
| Taxes | 450/3 | €3,588 | €960 | -€2,628 | -73.2% |
| Other amounts payable | 47/48 | €11,406 | €1,280 | -€10,126 | -88.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €9,863 | €9,863 | = | 0.0% |
| Other operating charges | 640/8 | €326 | €332 | +€6 | +1.9% |
| Gross operating margin | 9900 | €21,652 | €18,476 | -€3,177 | -14.7% |
| Operating profit (loss) | 9901 | €11,464 | €8,281 | -€3,183 | -27.8% |
| Financial charges | 65/66B | €35 | €39 | +€4 | +12.0% |
| Recurring financial charges | 65 | €35 | €39 | +€4 | +12.0% |
| Profit (loss) for the period before taxes | 9903 | €11,429 | €8,242 | -€3,187 | -27.9% |
| Income taxes | 67/77 | €3,000 | €3,854 | +€854 | +28.5% |
| Profit (loss) for the period | 9904 | €8,429 | €4,388 | -€4,042 | -47.9% |
| Profit (loss) for the period to be appropriated | 9905 | €8,429 | €4,388 | -€4,042 | -47.9% |
Source: filed annual accounts (NBB), financial years ended 30 September 2024 and 30 September 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 23 October 2026 via checked.be.