CROWIN Isabelle: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
CROWIN Isabelle
Largest movements
- Receivables within one year +€16,007
up €16,007 (+12.2%), from €131,284 to €147,290
- Cash -€4,281
down €4,281 (-48.1%), from €8,908 to €4,627
mainly Receivables within one year (-€16,007) and Trade debts (-€1,904)
- Deferred charges and accrued income -€1,625
down €1,625 (-18.3%), from €8,860 to €7,235
- Reserves +€7,812
up €7,812 (+6.3%), from €123,199 to €131,010
of which Distributable reserves: +€7,812
- Tax, wage and social debts +€5,366
up €5,366 (+45.5%), from €11,793 to €17,159
- Trade debts -€1,904
down €1,904 (-28.6%), from €6,650 to €4,746
- Taxes +€8,157
up €8,157 (+95.5%), from €8,544 to €16,701
- Gross operating margin +€3,718
up €3,718 (+17.0%), from €21,892 to €25,610
- Financial income -€2,079
down €2,079 (-25.8%), from €8,067 to €5,988
- Financial charges +€1,116
up €1,116 (+766%), from €146 to €1,262
- Other operating charges -€581
down €581 (-66.3%), from €876 to €295
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €149,051 | €159,152 | +€10,101 | +6.8% |
| Fixed assets | 21/28 | €0 | - | = | |
| Tangible fixed assets | 22/27 | €0 | - | = | |
| Furniture and vehicles | 24 | €0 | - | = | |
| Current assets | 29/58 | €149,051 | €159,152 | +€10,101 | +6.8% |
| Amounts receivable within one year | 40/41 | €131,284 | €147,290 | +€16,007 | +12.2% |
| Other amounts receivable | 41 | €131,284 | €147,290 | +€16,007 | +12.2% |
| Cash at bank and in hand | 54/58 | €8,908 | €4,627 | -€4,281 | -48.1% |
| Deferred charges and accrued income | 490/1 | €8,860 | €7,235 | -€1,625 | -18.3% |
| Total equity and liabilities | 10/49 | €149,051 | €159,152 | +€10,101 | +6.8% |
| Equity | 10/15 | €129,399 | €137,210 | +€7,812 | +6.0% |
| Contributions | 10/11 | €6,200 | €6,200 | = | 0.0% |
| Reserves | 13 | €123,199 | €131,010 | +€7,812 | +6.3% |
| Non-distributable reserves | 130/1 | €1,860 | €1,860 | = | 0.0% |
| Reserves not available under the articles | 1311 | €1,860 | €1,860 | = | 0.0% |
| Distributable reserves | 133 | €121,339 | €129,150 | +€7,812 | +6.4% |
| Profit (loss) carried forward | 14 | €0 | €0 | = | |
| Amounts payable | 17/49 | €19,653 | €21,942 | +€2,289 | +11.6% |
| Amounts payable within one year | 42/48 | €18,443 | €21,942 | +€3,499 | +19.0% |
| Financial debts | 43 | - | €38 | +€38 | |
| Credit institutions | 430/8 | - | €38 | +€38 | |
| Trade debts | 44 | €6,650 | €4,746 | -€1,904 | -28.6% |
| Suppliers | 440/4 | €6,650 | €4,746 | -€1,904 | -28.6% |
| Taxes, remuneration and social security | 45 | €11,793 | €17,159 | +€5,366 | +45.5% |
| Taxes | 450/3 | €11,793 | €17,159 | +€5,366 | +45.5% |
| Accrued charges and deferred income | 492/3 | €1,210 | €0 | -€1,210 | -100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €229 | €0 | -€229 | -100% |
| Other operating charges | 640/8 | €876 | €295 | -€581 | -66.3% |
| Non-recurring operating charges | 66A | - | €5,529 | +€5,529 | |
| Gross operating margin | 9900 | €21,892 | €25,610 | +€3,718 | +17.0% |
| Operating profit (loss) | 9901 | €20,787 | €19,786 | -€1,001 | -4.8% |
| Financial income | 75/76B | €8,067 | €5,988 | -€2,079 | -25.8% |
| Recurring financial income | 75 | €8,067 | €5,988 | -€2,079 | -25.8% |
| Financial charges | 65/66B | €146 | €1,262 | +€1,116 | +766% |
| Recurring financial charges | 65 | €146 | €1,262 | +€1,116 | +766% |
| Profit (loss) for the period before taxes | 9903 | €28,709 | €24,512 | -€4,197 | -14.6% |
| Income taxes | 67/77 | €8,544 | €16,701 | +€8,157 | +95.5% |
| Profit (loss) for the period | 9904 | €20,165 | €7,812 | -€12,353 | -61.3% |
| Profit (loss) for the period to be appropriated | 9905 | €20,165 | €7,812 | -€12,353 | -61.3% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 23 October 2026 via checked.be.