CROVE: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
CROVE
Largest movements
- Tangible fixed assets -€7,917
down €7,917 (-49.9%), from €15,858 to €7,941
- Receivables within one year +€1,317
up €1,317 (+2.5%), from €52,146 to €53,462
of which Other amounts receivable: +€992
- Trade debts -€17,912
down €17,912 (-43.8%), from €40,878 to €22,966
of which Bills of exchange payable: -€15,000
- Profit (loss) carried forward +€8,132
up €8,132 (+52.7%), from €15,436 to €23,568
- Other debts +€7,197
up €7,197 (+269%), from €2,678 to €9,875
- Tax, wage and social debts -€4,156
down €4,156 (-94.5%), from €4,398 to €242
- Turnover -€47,554
down €47,554 (-14.2%), from €333,928 to €286,374
- Purchases and services -€43,422
down €43,422 (-14.0%), from €309,946 to €266,524
- Gross operating margin -€4,876
down €4,876 (-20.2%), from €24,167 to €19,290
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €69,908 | €63,156 | -€6,752 | -9.7% |
| Fixed assets | 21/28 | €15,858 | €7,941 | -€7,917 | -49.9% |
| Tangible fixed assets | 22/27 | €15,858 | €7,941 | -€7,917 | -49.9% |
| Furniture and vehicles | 24 | €15,858 | €7,941 | -€7,917 | -49.9% |
| Current assets | 29/58 | €54,050 | €55,215 | +€1,165 | +2.2% |
| Amounts receivable within one year | 40/41 | €52,146 | €53,462 | +€1,317 | +2.5% |
| Trade receivables | 40 | €51,685 | €52,009 | +€325 | +0.6% |
| Other amounts receivable | 41 | €461 | €1,453 | +€992 | +215% |
| Cash at bank and in hand | 54/58 | €1,904 | €1,752 | -€151 | -7.9% |
| Total equity and liabilities | 10/49 | €69,908 | €63,156 | -€6,752 | -9.7% |
| Equity | 10/15 | €21,942 | €30,074 | +€8,132 | +37.1% |
| Contributions | 10/11 | €6,200 | €6,200 | = | 0.0% |
| Reserves | 13 | €306 | €306 | = | 0.0% |
| Non-distributable reserves | 130/1 | €306 | €306 | = | 0.0% |
| Reserves not available under the articles | 1311 | €306 | €306 | = | 0.0% |
| Profit (loss) carried forward | 14 | €15,436 | €23,568 | +€8,132 | +52.7% |
| Amounts payable | 17/49 | €47,966 | €33,083 | -€14,883 | -31.0% |
| Amounts payable within one year | 42/48 | €47,966 | €33,083 | -€14,883 | -31.0% |
| Financial debts | 43 | €13 | - | -€13 | |
| Credit institutions | 430/8 | €13 | - | -€13 | |
| Trade debts | 44 | €40,878 | €22,966 | -€17,912 | -43.8% |
| Suppliers | 440/4 | €25,878 | €22,966 | -€2,912 | -11.3% |
| Bills of exchange payable | 441 | €15,000 | - | -€15,000 | |
| Taxes, remuneration and social security | 45 | €4,398 | €242 | -€4,156 | -94.5% |
| Taxes | 450/3 | €4,398 | €242 | -€4,156 | -94.5% |
| Other amounts payable | 47/48 | €2,678 | €9,875 | +€7,197 | +269% |
| Turnover | 70 | €333,928 | €286,374 | -€47,554 | -14.2% |
| Goods, raw materials, services and sundry goods | 60/61 | €309,946 | €266,524 | -€43,422 | -14.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €7,502 | €7,917 | +€415 | +5.5% |
| Other operating charges | 640/8 | €384 | - | -€384 | |
| Gross operating margin | 9900 | €24,167 | €19,290 | -€4,876 | -20.2% |
| Operating profit (loss) | 9901 | €16,280 | €11,374 | -€4,907 | -30.1% |
| Financial income | 75/76B | €2 | - | -€2 | |
| Recurring financial income | 75 | €2 | - | -€2 | |
| Financial charges | 65/66B | €794 | - | -€794 | |
| Recurring financial charges | 65 | €794 | - | -€794 | |
| Profit (loss) for the period before taxes | 9903 | €15,488 | €11,374 | -€4,115 | -26.6% |
| Income taxes | 67/77 | €4,398 | €3,242 | -€1,156 | -26.3% |
| Profit (loss) for the period | 9904 | €11,091 | €8,132 | -€2,959 | -26.7% |
| Profit (loss) for the period to be appropriated | 9905 | €11,091 | €8,132 | -€2,959 | -26.7% |
Source: filed annual accounts (NBB), financial years ended 31 July 2024 and 31 July 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 14 October 2026 via checked.be.