CrossPoint Solutions: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
What changed
CrossPoint Solutions
NACE 62.100, Computer programming
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€20,067
2024 · €770,815-€790,883
Equity
€16.8m
2024 · €16.9m-€20,067
Cash
€554,715
2024 · €621,619-€66,904
Balance sheet total
€44.0m
2024 · €40.4m+€3.6m
Largest movements
Assets
- Receivables within one year +€4.1m
up €4.1m (+14.1%), from €29.1m to €33.2m
of which Other amounts receivable: +€3.6m
Equity and liabilities
- Other debts +€3.2m
up €3.2m (+14.4%), from €21.9m to €25.1m
Income statement
- Financial income -€4.2m
down €4.2m (-75.4%), from €5.5m to €1.4m
of which Financial income: -€3.5m
- Turnover +€1.7m
up €1.7m (+39.9%), from €4.2m to €5.9m
- Goods and materials +€1.4m
up €1.4m (+48.0%), from €2.9m to €4.2m
- Financial charges -€1.1m
down €1.1m (-43.0%), from €2.5m to €1.4m
of which Non-recurring financial charges: -€1.0m
- Depreciation -€553,232
down €553,232 (-82.6%), from €669,439 to €116,207
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Result 2024
€770,815
Turnover
+€1.7m
Other operating income
+€51,212
Goods and materials
-€1.4m
Services and other goods
+€123,088
Staff costs
+€14,776
Depreciation
+€553,232
Provisions
+€1,586
Other operating charges
+€3,256
Other operating items
+€1.2m
Financial income
-€4.2m
Financial charges
+€1.1m
Taxes
+€365
Result 2025
-€20,067
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
From operations
-€694,175
Investment
+€307,270
Financing
+€320,000
Cash 2024
€621,619
From operations (derived)
-€694,175
Net result for the year
-€20,067
Depreciation
+€116,207
Receivables within one year
-€4.1m
Smaller working-capital items
-€2,829
Trade debts
+€162,805
Other debts
+€3.2m
Investment (derived)
+€307,270
Investment in fixed assets (net)
+€307,270
Financing
+€320,000
Current portion of long-term debt
+€320,000
Cash 2025
€554,715
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €40,433,856 | €44,042,802 | +€3.6m | +8.9% |
| Fixed assets | 21/28 | €10,640,301 | €10,216,825 | -€423,477 | -4.0% |
| Tangible fixed assets | 22/27 | €134,767 | €33,789 | -€100,978 | -74.9% |
| Plant, machinery and equipment | 23 | €21,471 | €14,335 | -€7,136 | -33.2% |
| Furniture and vehicles | 24 | - | €8,101 | +€8,101 | |
| Other tangible fixed assets | 26 | €113,296 | €11,354 | -€101,943 | -90.0% |
| Financial fixed assets | 28 | €10,505,534 | €10,183,035 | -€322,499 | -3.1% |
| Affiliated companies | 280/1 | €10,505,534 | €10,183,035 | -€322,499 | -3.1% |
| Participating interests | 280 | €10,505,534 | €10,183,035 | -€322,499 | -3.1% |
| Current assets | 29/58 | €29,793,554 | €33,825,977 | +€4.0m | +13.5% |
| Amounts receivable within one year | 40/41 | €29,142,598 | €33,248,078 | +€4.1m | +14.1% |
| Trade receivables | 40 | €1,507,420 | €2,053,718 | +€546,298 | +36.2% |
| Other amounts receivable | 41 | €27,635,178 | €31,194,360 | +€3.6m | +12.9% |
| Cash at bank and in hand | 54/58 | €621,619 | €554,715 | -€66,904 | -10.8% |
| Deferred charges and accrued income | 490/1 | €29,337 | €23,185 | -€6,153 | -21.0% |
| Total equity and liabilities | 10/49 | €40,433,856 | €44,042,802 | +€3.6m | +8.9% |
| Equity | 10/15 | €16,851,656 | €16,831,588 | -€20,067 | -0.1% |
| Contributions | 10/11 | €62,000 | €62,000 | = | 0.0% |
| Capital | 10 | €62,000 | €62,000 | = | 0.0% |
| Issued capital | 100 | €62,000 | €62,000 | = | 0.0% |
| Reserves | 13 | €16,787,200 | €16,769,200 | -€18,000 | -0.1% |
| Non-distributable reserves | 130/1 | €6,200 | €6,200 | = | 0.0% |
| Legal reserve | 130 | €6,200 | €6,200 | = | 0.0% |
| Distributable reserves | 133 | €16,781,000 | €16,763,000 | -€18,000 | -0.1% |
| Profit (loss) carried forward | 14 | €2,456 | €388 | -€2,067 | -84.2% |
| Provisions and deferred taxes | 16 | €3,188 | €2,900 | -€287 | -9.0% |
| Provisions for liabilities and charges | 160/5 | €3,188 | €2,900 | -€287 | -9.0% |
| Pensions and similar obligations | 160 | €3,188 | €2,900 | -€287 | -9.0% |
| Amounts payable | 17/49 | €23,579,013 | €27,208,313 | +€3.6m | +15.4% |
| Amounts payable within one year | 42/48 | €23,572,779 | €27,208,313 | +€3.6m | +15.4% |
| Current portion of amounts payable after more than one year | 42 | - | €320,000 | +€320,000 | |
| Trade debts | 44 | €1,442,151 | €1,604,956 | +€162,805 | +11.3% |
| Suppliers | 440/4 | €1,442,151 | €1,604,956 | +€162,805 | +11.3% |
| Taxes, remuneration and social security | 45 | €203,561 | €201,101 | -€2,460 | -1.2% |
| Taxes | 450/3 | €4,671 | €4,847 | +€176 | +3.8% |
| Remuneration and social security | 454/9 | €198,890 | €196,254 | -€2,636 | -1.3% |
| Other amounts payable | 47/48 | €21,927,067 | €25,082,257 | +€3.2m | +14.4% |
| Accrued charges and deferred income | 492/3 | €6,234 | - | -€6,234 | |
| Operating income | 70/76A | €5,122,049 | €6,531,637 | +€1.4m | +27.5% |
| Turnover | 70 | €4,193,972 | €5,865,349 | +€1.7m | +39.9% |
| Other operating income | 74 | €615,007 | €666,219 | +€51,212 | +8.3% |
| Non-recurring operating income | 76A | €313,071 | €69 | -€313,002 | -100.0% |
| Operating charges | 60/66A | €7,337,484 | €6,463,592 | -€873,892 | -11.9% |
| Goods for resale, raw materials and consumables | 60 | €2,865,235 | €4,239,857 | +€1.4m | +48.0% |
| Purchases | 600/8 | €2,865,235 | €4,239,857 | +€1.4m | +48.0% |
| Services and other goods | 61 | €940,198 | €817,110 | -€123,088 | -13.1% |
| Remuneration, social security and pensions | 62 | €1,297,912 | €1,283,136 | -€14,776 | -1.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €669,439 | €116,207 | -€553,232 | -82.6% |
| Provisions for liabilities and charges: additions (uses and reversals) | 635/8 | €1,299 | -€287 | -€1,586 | |
| Other operating charges | 640/8 | €10,755 | €7,499 | -€3,256 | -30.3% |
| Non-recurring operating charges | 66A | €1,552,647 | €71 | -€1.6m | -100.0% |
| Operating profit (loss) | 9901 | -€2,215,435 | €68,044 | +€2.3m | |
| Financial income | 75/76B | €5,520,352 | €1,357,657 | -€4.2m | -75.4% |
| Recurring financial income | 75 | €4,739,993 | €1,255,357 | -€3.5m | -73.5% |
| Income from financial fixed assets | 750 | €3,823,456 | €546,323 | -€3.3m | -85.7% |
| Income from current assets | 751 | €914,520 | €708,274 | -€206,246 | -22.6% |
| Other financial income | 752/9 | €2,017 | €760 | -€1,257 | -62.3% |
| Non-recurring financial income | 76B | €780,359 | €102,300 | -€678,059 | -86.9% |
| Financial charges | 65/66B | €2,530,905 | €1,442,936 | -€1.1m | -43.0% |
| Recurring financial charges | 65 | €504,702 | €428,923 | -€75,779 | -15.0% |
| Debt charges | 650 | €502,260 | €424,376 | -€77,883 | -15.5% |
| Other financial charges | 652/9 | €2,442 | €4,546 | +€2,104 | +86.2% |
| Non-recurring financial charges | 66B | €2,026,203 | €1,014,014 | -€1.0m | -50.0% |
| Profit (loss) for the period before taxes | 9903 | €774,012 | -€17,235 | -€791,247 | |
| Income taxes | 67/77 | €3,197 | €2,832 | -€365 | -11.4% |
| Taxes | 670/3 | €3,197 | €2,832 | -€365 | -11.4% |
| Profit (loss) for the period | 9904 | €770,815 | -€20,067 | -€790,883 | |
| Profit (loss) for the period to be appropriated | 9905 | €770,815 | -€20,067 | -€790,883 |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.