Crossing Finance: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Crossing Finance
Largest movements
- Receivables within one year +€13,619
up €13,619 (+11.6%), from €117,899 to €131,519
of which Other amounts receivable: +€14,271
- Cash -€7,022
down €7,022 (-29.0%), from €24,248 to €17,226
mainly Investment in fixed assets (net) (-€15,756) and Receivables within one year (-€13,619)
- Current portion of long-term debt +€8,286
up €8,286 (+81.4%), from €10,184 to €18,470
- Reserves +€6,580
new in 2025: €6,580
- Debts after one year -€5,094
down €5,094 (-26.3%), from €19,372 to €14,278
- Other debts -€3,690
down €3,690 (-26.8%), from €13,782 to €10,092
- Trade debts -€3,279
down €3,279 (-46.5%), from €7,057 to €3,778
- Gross operating margin -€113,987
down €113,987 (-80.5%), from €141,535 to €27,549
- Taxes -€19,382
down €19,382 (-83.3%), from €23,276 to €3,893
- Financial income +€4,977
up €4,977 (+49,769,900%), from €0 to €4,977
- Financial charges -€2,617
down €2,617 (-58.5%), from €4,470 to €1,853
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €186,433 | €192,007 | +€5,574 | +3.0% |
| Fixed assets | 21/28 | €40,042 | €39,144 | -€898 | -2.2% |
| Tangible fixed assets | 22/27 | €40,042 | €39,144 | -€898 | -2.2% |
| Plant, machinery and equipment | 23 | €11,234 | €8,197 | -€3,037 | -27.0% |
| Furniture and vehicles | 24 | €19,334 | €24,856 | +€5,522 | +28.6% |
| Other tangible fixed assets | 26 | €9,474 | €6,091 | -€3,383 | -35.7% |
| Current assets | 29/58 | €146,392 | €152,863 | +€6,472 | +4.4% |
| Amounts receivable within one year | 40/41 | €117,899 | €131,519 | +€13,619 | +11.6% |
| Trade receivables | 40 | €12,652 | €12,000 | -€652 | -5.1% |
| Other amounts receivable | 41 | €105,248 | €119,519 | +€14,271 | +13.6% |
| Cash at bank and in hand | 54/58 | €24,248 | €17,226 | -€7,022 | -29.0% |
| Deferred charges and accrued income | 490/1 | €4,244 | €4,118 | -€126 | -3.0% |
| Total equity and liabilities | 10/49 | €186,433 | €192,007 | +€5,574 | +3.0% |
| Equity | 10/15 | €133,088 | €139,668 | +€6,580 | +4.9% |
| Contributions | 10/11 | €6,200 | €6,200 | = | 0.0% |
| Reserves | 13 | - | €6,580 | +€6,580 | |
| Distributable reserves | 133 | - | €6,580 | +€6,580 | |
| Profit (loss) carried forward | 14 | €126,888 | €126,888 | = | 0.0% |
| Amounts payable | 17/49 | €53,345 | €52,339 | -€1,006 | -1.9% |
| Amounts payable after more than one year | 17 | €19,372 | €14,278 | -€5,094 | -26.3% |
| Financial debts | 170/4 | €19,372 | €14,278 | -€5,094 | -26.3% |
| Amounts payable within one year | 42/48 | €33,973 | €35,122 | +€1,149 | +3.4% |
| Current portion of amounts payable after more than one year | 42 | €10,184 | €18,470 | +€8,286 | +81.4% |
| Financial debts | 43 | €33 | €617 | +€584 | +1,771% |
| Credit institutions | 430/8 | €33 | €617 | +€584 | +1,771% |
| Trade debts | 44 | €7,057 | €3,778 | -€3,279 | -46.5% |
| Suppliers | 440/4 | €7,057 | €3,778 | -€3,279 | -46.5% |
| Taxes, remuneration and social security | 45 | €2,917 | €2,166 | -€751 | -25.8% |
| Taxes | 450/3 | €1,276 | €500 | -€776 | -60.8% |
| Remuneration and social security | 454/9 | €1,641 | €1,666 | +€25 | +1.5% |
| Other amounts payable | 47/48 | €13,782 | €10,092 | -€3,690 | -26.8% |
| Accrued charges and deferred income | 492/3 | - | €2,939 | +€2,939 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €15,387 | €16,654 | +€1,267 | +8.2% |
| Other operating charges | 640/8 | €2,845 | €3,545 | +€700 | +24.6% |
| Gross operating margin | 9900 | €141,535 | €27,549 | -€113,987 | -80.5% |
| Operating profit (loss) | 9901 | €123,303 | €7,350 | -€115,954 | -94.0% |
| Financial income | 75/76B | €0 | €4,977 | +€4,977 | +49,769,900% |
| Recurring financial income | 75 | €0 | €4,977 | +€4,977 | +49,769,900% |
| Financial charges | 65/66B | €4,470 | €1,853 | -€2,617 | -58.5% |
| Recurring financial charges | 65 | €4,470 | €1,853 | -€2,617 | -58.5% |
| Profit (loss) for the period before taxes | 9903 | €118,833 | €10,473 | -€108,360 | -91.2% |
| Income taxes | 67/77 | €23,276 | €3,893 | -€19,382 | -83.3% |
| Profit (loss) for the period | 9904 | €95,557 | €6,580 | -€88,977 | -93.1% |
| Profit (loss) for the period to be appropriated | 9905 | €95,557 | €6,580 | -€88,977 | -93.1% |
Source: filed annual accounts (NBB), financial years ended 30 June 2024 and 30 June 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 October 2026 via checked.be.