CROSS ROAD ESTATES: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
What changed
CROSS ROAD ESTATES
NACE 64.210, Activities of holding companies
financial year 2025 compared with 2024filed annual accounts (NBB)
Net result for the year
€39,705
2024 · €45,911-€6,206
Equity
€346,287
2024 · €306,582+€39,705
Cash
€6,868
2024 · €17,921-€11,053
Balance sheet total
€2.0m
2024 · €2.1m-€55,834
Largest movements
Assets
- Tangible fixed assets -€59,524
down €59,524 (-4.5%), from €1.3m to €1.3m
of which Land and buildings: -€58,782
Equity and liabilities
- Debts after one year -€87,464
down €87,464 (-5.5%), from €1.6m to €1.5m
of which Financial debts: -€129,937
- Profit (loss) carried forward +€39,705
up €39,705 (+30.8%), from €128,740 to €168,445
Income statement
- Goods and materials +€20,786
up €20,786 (+2,384%), from €872 to €21,658
- Turnover +€15,158
up €15,158 (+24.6%), from €61,524 to €76,682
- Financial charges +€5,075
up €5,075 (+9.4%), from €54,052 to €59,127
- Other operating income +€5,041
up €5,041 (+3.4%), from €147,773 to €152,814
- Taxes -€4,531
down €4,531 (-24.0%), from €18,840 to €14,309
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Result 2024
€45,911
Turnover
+€15,158
Other operating income
+€5,041
Goods and materials
-€20,786
Services and other goods
-€2,344
Other operating charges
-€2,731
Financial charges
-€5,075
Taxes
+€4,531
Result 2025
€39,705
raises the resultlowers the result
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
From operations
+€73,454
Investment
€0
Financing
-€84,507
Cash 2024
€17,921
From operations (derived)
+€73,454
Net result for the year
+€39,705
Depreciation
+€59,524
Receivables within one year
-€12,036
Deferred charges and accrued income
-€2,708
Trade debts
-€645
Tax, wage and social debts
-€15,584
Accrued charges and deferred income
+€5,197
Financing
-€84,507
Debts after one year
-€87,464
Current portion of long-term debt
+€2,957
Cash 2025
€6,868
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €2,079,676 | €2,023,842 | -€55,834 | -2.7% |
| Fixed assets | 21/28 | €2,036,710 | €1,977,186 | -€59,524 | -2.9% |
| Tangible fixed assets | 22/27 | €1,329,210 | €1,269,686 | -€59,524 | -4.5% |
| Land and buildings | 22 | €1,327,449 | €1,268,667 | -€58,782 | -4.4% |
| Plant, machinery and equipment | 23 | €1,761 | €1,019 | -€742 | -42.1% |
| Financial fixed assets | 28 | €707,500 | €707,500 | = | 0.0% |
| Affiliated companies | 280/1 | €707,500 | €707,500 | = | 0.0% |
| Participating interests | 280 | €707,500 | €707,500 | = | 0.0% |
| Current assets | 29/58 | €42,966 | €46,656 | +€3,690 | +8.6% |
| Stocks and contracts in progress | 3 | €0 | €0 | = | |
| Amounts receivable within one year | 40/41 | €25,045 | €37,081 | +€12,036 | +48.1% |
| Trade receivables | 40 | €15,795 | €27,280 | +€11,485 | +72.7% |
| Other amounts receivable | 41 | €9,250 | €9,800 | +€550 | +5.9% |
| Cash at bank and in hand | 54/58 | €17,921 | €6,868 | -€11,053 | -61.7% |
| Deferred charges and accrued income | 490/1 | - | €2,708 | +€2,708 | |
| Total equity and liabilities | 10/49 | €2,079,676 | €2,023,842 | -€55,834 | -2.7% |
| Equity | 10/15 | €306,582 | €346,287 | +€39,705 | +13.0% |
| Contributions | 10/11 | €36,886 | €36,886 | = | 0.0% |
| Revaluation surpluses | 12 | €120,000 | €120,000 | = | 0.0% |
| Reserves | 13 | €20,956 | €20,956 | = | 0.0% |
| Non-distributable reserves | 130/1 | €3,689 | €3,689 | = | 0.0% |
| Reserves not available under the articles | 1311 | €3,689 | €3,689 | = | 0.0% |
| Distributable reserves | 133 | €17,267 | €17,267 | = | 0.0% |
| Profit (loss) carried forward | 14 | €128,740 | €168,445 | +€39,705 | +30.8% |
| Amounts payable | 17/49 | €1,773,094 | €1,677,555 | -€95,539 | -5.4% |
| Amounts payable after more than one year | 17 | €1,599,734 | €1,512,270 | -€87,464 | -5.5% |
| Financial debts | 170/4 | €1,248,696 | €1,118,759 | -€129,937 | -10.4% |
| Credit institutions | 173 | €1,248,696 | €1,118,759 | -€129,937 | -10.4% |
| Other amounts payable | 178/9 | €351,038 | €393,511 | +€42,473 | +12.1% |
| Amounts payable within one year | 42/48 | €151,259 | €137,987 | -€13,271 | -8.8% |
| Current portion of amounts payable after more than one year | 42 | €126,980 | €129,937 | +€2,957 | +2.3% |
| Trade debts | 44 | €1,353 | €708 | -€645 | -47.7% |
| Suppliers | 440/4 | €1,353 | €708 | -€645 | -47.7% |
| Taxes, remuneration and social security | 45 | €22,926 | €7,342 | -€15,584 | -68.0% |
| Taxes | 450/3 | €22,926 | €7,342 | -€15,584 | -68.0% |
| Accrued charges and deferred income | 492/3 | €22,101 | €27,298 | +€5,197 | +23.5% |
| Operating income | 70/76A | €209,297 | €229,496 | +€20,199 | +9.7% |
| Turnover | 70 | €61,524 | €76,682 | +€15,158 | +24.6% |
| Other operating income | 74 | €147,773 | €152,814 | +€5,041 | +3.4% |
| Operating charges | 60/66A | €90,494 | €116,355 | +€25,861 | +28.6% |
| Goods for resale, raw materials and consumables | 60 | €872 | €21,658 | +€20,786 | +2,384% |
| Purchases | 600/8 | €872 | €21,658 | +€20,786 | +2,384% |
| Services and other goods | 61 | €10,677 | €13,020 | +€2,344 | +21.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €59,524 | €59,524 | = | 0.0% |
| Other operating charges | 640/8 | €19,421 | €22,152 | +€2,731 | +14.1% |
| Operating profit (loss) | 9901 | €118,803 | €113,141 | -€5,662 | -4.8% |
| Financial charges | 65/66B | €54,052 | €59,127 | +€5,075 | +9.4% |
| Recurring financial charges | 65 | €54,052 | €59,127 | +€5,075 | +9.4% |
| Debt charges | 650 | €53,432 | €58,521 | +€5,089 | +9.5% |
| Other financial charges | 652/9 | €619 | €606 | -€13 | -2.2% |
| Profit (loss) for the period before taxes | 9903 | €64,751 | €54,014 | -€10,737 | -16.6% |
| Income taxes | 67/77 | €18,840 | €14,309 | -€4,531 | -24.0% |
| Taxes | 670/3 | €18,840 | €14,309 | -€4,531 | -24.0% |
| Profit (loss) for the period | 9904 | €45,911 | €39,705 | -€6,206 | -13.5% |
| Profit (loss) for the period to be appropriated | 9905 | €45,911 | €39,705 | -€6,206 | -13.5% |
Source: filed annual accounts (NBB), financial years ended 31 July 2024 and 31 July 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 13 October 2026 via checked.be.