CRM Vision: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
CRM Vision
Largest movements
- Tangible fixed assets -€12,505
down €12,505 (-55.4%), from €22,578 to €10,073
of which Furniture and vehicles: -€10,487
- Cash -€12,258
down €12,258 (-98.6%), from €12,433 to €174
mainly Net result for the year (-€27,324) and Receivables within one year (-€1,319)
- Deferred charges and accrued income -€1,643
down €1,643 (-58.3%), from €2,818 to €1,175
- Receivables within one year +€1,319
up €1,319 (+908%), from €145 to €1,464
- Profit (loss) carried forward -€27,324
down €27,324 (-66.2%), from -€41,283 to -€68,607
- Trade debts +€2,300
up €2,300 (+284%), from €810 to €3,111
- Gross operating margin +€11,376
up €11,376 (+44.2%), from -€25,723 to -€14,347
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €37,974 | €12,886 | -€25,088 | -66.1% |
| Fixed assets | 21/28 | €22,578 | €10,073 | -€12,505 | -55.4% |
| Tangible fixed assets | 22/27 | €22,578 | €10,073 | -€12,505 | -55.4% |
| Plant, machinery and equipment | 23 | €5,484 | €3,465 | -€2,018 | -36.8% |
| Furniture and vehicles | 24 | €17,095 | €6,608 | -€10,487 | -61.3% |
| Current assets | 29/58 | €15,396 | €2,813 | -€12,583 | -81.7% |
| Amounts receivable within one year | 40/41 | €145 | €1,464 | +€1,319 | +908% |
| Trade receivables | 40 | €145 | €1,464 | +€1,319 | +908% |
| Cash at bank and in hand | 54/58 | €12,433 | €174 | -€12,258 | -98.6% |
| Deferred charges and accrued income | 490/1 | €2,818 | €1,175 | -€1,643 | -58.3% |
| Total equity and liabilities | 10/49 | €37,974 | €12,886 | -€25,088 | -66.1% |
| Equity | 10/15 | €36,283 | €8,959 | -€27,324 | -75.3% |
| Reserves | 13 | €77,567 | €77,567 | = | 0.0% |
| Distributable reserves | 133 | €77,567 | €77,567 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€41,283 | -€68,607 | -€27,324 | -66.2% |
| Amounts payable | 17/49 | €1,691 | €3,927 | +€2,236 | +132% |
| Amounts payable within one year | 42/48 | €1,691 | €3,927 | +€2,236 | +132% |
| Trade debts | 44 | €810 | €3,111 | +€2,300 | +284% |
| Suppliers | 440/4 | €810 | €3,111 | +€2,300 | +284% |
| Taxes, remuneration and social security | 45 | €881 | €616 | -€264 | -30.0% |
| Taxes | 450/3 | €881 | €616 | -€264 | -30.0% |
| Other amounts payable | 47/48 | - | €200 | +€200 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €12,505 | €12,505 | = | 0.0% |
| Other operating charges | 640/8 | €566 | €541 | -€25 | -4.4% |
| Non-recurring operating charges | 66A | €59 | - | -€59 | |
| Gross operating margin | 9900 | -€25,723 | -€14,347 | +€11,376 | +44.2% |
| Operating profit (loss) | 9901 | -€38,853 | -€27,393 | +€11,460 | +29.5% |
| Financial income | 75/76B | - | €124 | +€124 | |
| Recurring financial income | 75 | - | €124 | +€124 | |
| Financial charges | 65/66B | €67 | €72 | +€5 | +7.4% |
| Recurring financial charges | 65 | €67 | €72 | +€5 | +7.4% |
| Profit (loss) for the period before taxes | 9903 | -€38,920 | -€27,342 | +€11,578 | +29.7% |
| Income taxes | 67/77 | €143 | -€18 | -€162 | |
| Profit (loss) for the period | 9904 | -€39,064 | -€27,324 | +€11,740 | +30.1% |
| Profit (loss) for the period to be appropriated | 9905 | -€39,064 | -€27,324 | +€11,740 | +30.1% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 13 October 2026 via checked.be.