CRK RUZZI: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
CRK RUZZI
Largest movements
- Deferred charges and accrued income -€3,754
down €3,754 (-100%), from €3,754 to €0
- Tangible fixed assets -€3,689
down €3,689 (-19.3%), from €19,104 to €15,415
of which Other tangible fixed assets: -€2,533
- Receivables within one year +€1,674
up €1,674 (+36.2%), from €4,628 to €6,302
of which Other amounts receivable: +€6,000
- Cash +€504
up €504 (+53.1%), from €948 to €1,452
mainly Deferred charges and accrued income (+€3,754) and Depreciation (+€3,689)
- Other debts -€5,450
down €5,450 (-13.7%), from €39,709 to €34,259
- Profit (loss) carried forward -€2,178
down €2,178 (-2.0%), from -€108,642 to -€110,819
- Trade debts +€2,080
up €2,080 (+11.9%), from €17,532 to €19,612
- Accrued charges and deferred income +€400
new in 2025: €400
- Staff costs -€6,973
down €6,973 (-15.9%), from €43,900 to €36,927
- Gross operating margin +€6,627
up €6,627 (+18.3%), from €36,152 to €42,779
- Depreciation -€3,367
down €3,367 (-47.7%), from €7,055 to €3,689
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €34,684 | €29,419 | -€5,265 | -15.2% |
| Fixed assets | 21/28 | €23,654 | €19,965 | -€3,689 | -15.6% |
| Tangible fixed assets | 22/27 | €19,104 | €15,415 | -€3,689 | -19.3% |
| Plant, machinery and equipment | 23 | €1,790 | €712 | -€1,078 | -60.2% |
| Furniture and vehicles | 24 | €294 | €216 | -€77 | -26.4% |
| Other tangible fixed assets | 26 | €17,020 | €14,487 | -€2,533 | -14.9% |
| Financial fixed assets | 28 | €4,550 | €4,550 | = | 0.0% |
| Current assets | 29/58 | €11,030 | €9,454 | -€1,577 | -14.3% |
| Stocks and contracts in progress | 3 | €1,700 | €1,700 | = | 0.0% |
| Stocks | 30/36 | €1,700 | €1,700 | = | 0.0% |
| Amounts receivable within one year | 40/41 | €4,628 | €6,302 | +€1,674 | +36.2% |
| Trade receivables | 40 | €4,628 | €302 | -€4,326 | -93.5% |
| Other amounts receivable | 41 | - | €6,000 | +€6,000 | |
| Cash at bank and in hand | 54/58 | €948 | €1,452 | +€504 | +53.1% |
| Deferred charges and accrued income | 490/1 | €3,754 | €0 | -€3,754 | -100% |
| Total equity and liabilities | 10/49 | €34,684 | €29,419 | -€5,265 | -15.2% |
| Equity | 10/15 | -€71,338 | -€73,515 | -€2,178 | -3.1% |
| Contributions | 10/11 | €6,200 | €6,200 | = | 0.0% |
| Reserves | 13 | €31,104 | €31,104 | = | 0.0% |
| Distributable reserves | 133 | €31,104 | €31,104 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€108,642 | -€110,819 | -€2,178 | -2.0% |
| Amounts payable | 17/49 | €106,022 | €102,934 | -€3,088 | -2.9% |
| Amounts payable after more than one year | 17 | €45,000 | €45,000 | = | 0.0% |
| Financial debts | 170/4 | €45,000 | €45,000 | = | 0.0% |
| Amounts payable within one year | 42/48 | €61,022 | €57,534 | -€3,487 | -5.7% |
| Trade debts | 44 | €17,532 | €19,612 | +€2,080 | +11.9% |
| Suppliers | 440/4 | €17,532 | €19,612 | +€2,080 | +11.9% |
| Taxes, remuneration and social security | 45 | €3,781 | €3,663 | -€118 | -3.1% |
| Taxes | 450/3 | €1,323 | €1,842 | +€519 | +39.2% |
| Remuneration and social security | 454/9 | €2,458 | €1,821 | -€636 | -25.9% |
| Other amounts payable | 47/48 | €39,709 | €34,259 | -€5,450 | -13.7% |
| Accrued charges and deferred income | 492/3 | - | €400 | +€400 | |
| Remuneration, social security and pensions | 62 | €43,900 | €36,927 | -€6,973 | -15.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €7,055 | €3,689 | -€3,367 | -47.7% |
| Other operating charges | 640/8 | €3,151 | €3,503 | +€352 | +11.2% |
| Gross operating margin | 9900 | €36,152 | €42,779 | +€6,627 | +18.3% |
| Operating profit (loss) | 9901 | -€17,955 | -€1,340 | +€16,615 | +92.5% |
| Financial income | 75/76B | €1 | €4 | +€3 | +674% |
| Recurring financial income | 75 | €1 | €4 | +€3 | +674% |
| Financial charges | 65/66B | €870 | €842 | -€28 | -3.3% |
| Recurring financial charges | 65 | €870 | €842 | -€28 | -3.3% |
| Profit (loss) for the period before taxes | 9903 | -€18,825 | -€2,178 | +€16,647 | +88.4% |
| Profit (loss) for the period | 9904 | -€18,825 | -€2,178 | +€16,647 | +88.4% |
| Profit (loss) for the period to be appropriated | 9905 | -€18,825 | -€2,178 | +€16,647 | +88.4% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 21 October 2026 via checked.be.