Crey.Lo consulting: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Crey.Lo consulting
Largest movements
- Cash +€13,151
up €13,151 (+43.5%), from €30,242 to €43,393
mainly Net result for the year (+€21,482) and Receivables within one year (+€11,186)
- Receivables within one year -€11,186
down €11,186 (-96.2%), from €11,628 to €443
of which Trade receivables: -€11,628
- Tangible fixed assets -€824
down €824 (-23.8%), from €3,462 to €2,638
of which Plant, machinery and equipment: -€450
- Deferred charges and accrued income +€759
up €759 (+61.8%), from €1,227 to €1,987
- Reserves +€21,400
new in 2025: €21,400
- Other debts -€20,000
down €20,000 (-100%), from €20,000 to €0
- Gross operating margin +€2,118
up €2,118 (+7.2%), from €29,366 to €31,483
- Taxes +€2,006
up €2,006 (+33.4%), from €6,003 to €8,009
- Depreciation +€646
up €646 (+363%), from €178 to €824
- Financial charges +€410
up €410 (+56.3%), from €728 to €1,139
- Other operating charges -€342
down €342 (-79.8%), from €429 to €87
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €46,559 | €48,460 | +€1,901 | +4.1% |
| Fixed assets | 21/28 | €3,462 | €2,638 | -€824 | -23.8% |
| Tangible fixed assets | 22/27 | €3,462 | €2,638 | -€824 | -23.8% |
| Plant, machinery and equipment | 23 | €2,098 | €1,648 | -€450 | -21.4% |
| Furniture and vehicles | 24 | €1,364 | €990 | -€374 | -27.4% |
| Current assets | 29/58 | €43,097 | €45,822 | +€2,725 | +6.3% |
| Amounts receivable within one year | 40/41 | €11,628 | €443 | -€11,186 | -96.2% |
| Trade receivables | 40 | €11,628 | €0 | -€11,628 | -100% |
| Other amounts receivable | 41 | - | €443 | +€443 | |
| Cash at bank and in hand | 54/58 | €30,242 | €43,393 | +€13,151 | +43.5% |
| Deferred charges and accrued income | 490/1 | €1,227 | €1,987 | +€759 | +61.8% |
| Total equity and liabilities | 10/49 | €46,559 | €48,460 | +€1,901 | +4.1% |
| Equity | 10/15 | €9,536 | €31,018 | +€21,482 | +225% |
| Contributions | 10/11 | €7,500 | €7,500 | = | 0.0% |
| Reserves | 13 | - | €21,400 | +€21,400 | |
| Distributable reserves | 133 | - | €21,400 | +€21,400 | |
| Profit (loss) carried forward | 14 | €2,036 | €2,118 | +€82 | +4.0% |
| Amounts payable | 17/49 | €37,023 | €17,442 | -€19,580 | -52.9% |
| Amounts payable within one year | 42/48 | €37,023 | €17,442 | -€19,580 | -52.9% |
| Trade debts | 44 | €941 | €1,126 | +€185 | +19.7% |
| Suppliers | 440/4 | €941 | €1,126 | +€185 | +19.7% |
| Taxes, remuneration and social security | 45 | €16,082 | €16,316 | +€234 | +1.5% |
| Taxes | 450/3 | €14,309 | €15,996 | +€1,688 | +11.8% |
| Remuneration and social security | 454/9 | €1,773 | €320 | -€1,453 | -82.0% |
| Other amounts payable | 47/48 | €20,000 | €0 | -€20,000 | -100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €178 | €824 | +€646 | +363% |
| Other operating charges | 640/8 | €429 | €87 | -€342 | -79.8% |
| Gross operating margin | 9900 | €29,366 | €31,483 | +€2,118 | +7.2% |
| Operating profit (loss) | 9901 | €28,759 | €30,573 | +€1,814 | +6.3% |
| Financial income | 75/76B | €9 | €56 | +€48 | +546% |
| Recurring financial income | 75 | €9 | €56 | +€48 | +546% |
| Financial charges | 65/66B | €728 | €1,139 | +€410 | +56.3% |
| Recurring financial charges | 65 | €728 | €1,139 | +€410 | +56.3% |
| Profit (loss) for the period before taxes | 9903 | €28,039 | €29,491 | +€1,452 | +5.2% |
| Income taxes | 67/77 | €6,003 | €8,009 | +€2,006 | +33.4% |
| Profit (loss) for the period | 9904 | €22,036 | €21,482 | -€555 | -2.5% |
| Profit (loss) for the period to be appropriated | 9905 | €22,036 | €21,482 | -€555 | -2.5% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 24 October 2026 via checked.be.