CREVAMON: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
CREVAMON
Largest movements
- Cash -€35,776
down €35,776 (-79.8%), from €44,844 to €9,069
mainly Contributions, distributions and other (-€32,673) and Receivables within one year (-€13,531)
- Tangible fixed assets -€13,867
down €13,867 (-4.2%), from €330,007 to €316,140
- Receivables within one year +€13,531
up €13,531 (+970.8%), from €1,394 to €14,925
of which Trade receivables: +€11,998
- Reserves -€41,853
down €41,853 (-18.8%), from €222,739 to €180,887
of which Distributable reserves: -€29,910
- Profit (loss) carried forward +€14,518
up €14,518 (+6.6%), from €220,446 to €234,964
- Financial income +€9,228
up €9,228 (+62.3%), from €14,806 to €24,033
- Taxes +€3,177
up €3,177 (+210.0%), from €1,513 to €4,689
- Gross operating margin +€2,792
up €2,792 (+22.0%), from €12,676 to €15,467
- Depreciation +€409
up €409 (+2.3%), from €17,958 to €18,367
- Financial charges -€324
down €324 (-11.2%), from €2,887 to €2,564
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €712,671 | €683,540 | -€29,131 | -4.1% |
| Fixed assets | 21/28 | €330,205 | €316,338 | -€13,867 | -4.2% |
| Tangible fixed assets | 22/27 | €330,007 | €316,140 | -€13,867 | -4.2% |
| Land and buildings | 22 | €330,007 | €316,140 | -€13,867 | -4.2% |
| Financial fixed assets | 28 | €198 | €198 | = | 0.0% |
| Current assets | 29/58 | €382,466 | €367,201 | -€15,265 | -4.0% |
| Amounts receivable within one year | 40/41 | €1,394 | €14,925 | +€13,531 | +970.8% |
| Trade receivables | 40 | - | €11,998 | +€11,998 | |
| Other amounts receivable | 41 | €1,394 | €2,928 | +€1,534 | +110.0% |
| Current investments | 50/53 | €336,228 | €343,207 | +€6,979 | +2.1% |
| Cash at bank and in hand | 54/58 | €44,844 | €9,069 | -€35,776 | -79.8% |
| Total equity and liabilities | 10/49 | €712,671 | €683,540 | -€29,131 | -4.1% |
| Equity | 10/15 | €699,016 | €671,681 | -€27,335 | -3.9% |
| Contributions | 10/11 | €255,830 | €255,830 | = | 0.0% |
| Capital | 10 | €255,830 | €255,830 | = | 0.0% |
| Issued capital | 100 | €255,830 | €255,830 | = | 0.0% |
| Reserves | 13 | €222,739 | €180,887 | -€41,853 | -18.8% |
| Non-distributable reserves | 130/1 | €12,243 | €10,668 | -€1,574 | -12.9% |
| Legal reserve | 130 | €12,243 | €10,668 | -€1,574 | -12.9% |
| Tax-exempt reserves | 132 | €180,587 | €170,218 | -€10,368 | -5.7% |
| Distributable reserves | 133 | €29,910 | - | -€29,910 | |
| Profit (loss) carried forward | 14 | €220,446 | €234,964 | +€14,518 | +6.6% |
| Amounts payable | 17/49 | €13,656 | €11,859 | -€1,796 | -13.2% |
| Amounts payable after more than one year | 17 | €110 | €110 | = | 0.0% |
| Other amounts payable | 178/9 | €110 | €110 | = | 0.0% |
| Amounts payable within one year | 42/48 | €13,546 | €11,749 | -€1,796 | -13.3% |
| Taxes, remuneration and social security | 45 | €1,796 | - | -€1,796 | |
| Taxes | 450/3 | €1,796 | - | -€1,796 | |
| Other amounts payable | 47/48 | €11,749 | €11,749 | = | 0.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €17,958 | €18,367 | +€409 | +2.3% |
| Other operating charges | 640/8 | €9,437 | €9,731 | +€294 | +3.1% |
| Gross operating margin | 9900 | €12,676 | €15,467 | +€2,792 | +22.0% |
| Operating profit (loss) | 9901 | -€14,720 | -€12,631 | +€2,089 | +14.2% |
| Financial income | 75/76B | €14,806 | €24,033 | +€9,228 | +62.3% |
| Recurring financial income | 75 | €14,806 | €24,033 | +€9,228 | +62.3% |
| Financial charges | 65/66B | €2,887 | €2,564 | -€324 | -11.2% |
| Recurring financial charges | 65 | €2,887 | €2,564 | -€324 | -11.2% |
| Profit (loss) for the period before taxes | 9903 | -€2,802 | €8,839 | +€11,640 | |
| Transfer from deferred taxes | 780 | €1,189 | €1,189 | = | 0.0% |
| Income taxes | 67/77 | €1,513 | €4,689 | +€3,177 | +210.0% |
| Profit (loss) for the period | 9904 | -€3,126 | €5,338 | +€8,464 | |
| Transfer from tax-exempt reserves | 789 | €9,180 | €9,180 | = | 0.0% |
| Profit (loss) for the period to be appropriated | 9905 | €6,054 | €14,518 | +€8,464 | +139.8% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 4 October 2026 via checked.be.