CREDITORING SERVICES: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
CREDITORING SERVICES
Largest movements
- Receivables within one year +€3,205
up €3,205 (+92.6%), from €3,460 to €6,665
of which Trade receivables: +€3,995
- Financial fixed assets -€1,929
down €1,929 (-90.4%), from €2,134 to €205
- Cash -€291
down €291 (-29.0%), from €1,002 to €711
mainly Receivables within one year (-€3,205) and Trade debts (-€936)
- Profit (loss) carried forward +€1,239
up €1,239 (+1.8%), from -€66,986 to -€65,747
- Trade debts -€936
down €936 (-50.1%), from €1,867 to €931
- Other debts +€682
up €682 (+3.6%), from €18,955 to €19,637
- Gross operating margin +€11,361
up €11,361, from -€9,973 to €1,389
- Staff costs -€4,656
no longer reported in 2025 (was €4,656)
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €6,596 | €7,581 | +€985 | +14.9% |
| Fixed assets | 21/28 | €2,134 | €205 | -€1,929 | -90.4% |
| Financial fixed assets | 28 | €2,134 | €205 | -€1,929 | -90.4% |
| Current assets | 29/58 | €4,462 | €7,376 | +€2,914 | +65.3% |
| Amounts receivable within one year | 40/41 | €3,460 | €6,665 | +€3,205 | +92.6% |
| Trade receivables | 40 | €2,670 | €6,665 | +€3,995 | +150% |
| Other amounts receivable | 41 | €790 | - | -€790 | |
| Cash at bank and in hand | 54/58 | €1,002 | €711 | -€291 | -29.0% |
| Total equity and liabilities | 10/49 | €6,596 | €7,581 | +€985 | +14.9% |
| Equity | 10/15 | -€48,386 | -€47,147 | +€1,239 | +2.6% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€66,986 | -€65,747 | +€1,239 | +1.8% |
| Amounts payable | 17/49 | €54,982 | €54,728 | -€254 | -0.5% |
| Amounts payable after more than one year | 17 | €34,000 | €34,000 | = | 0.0% |
| Other amounts payable | 178/9 | €34,000 | €34,000 | = | 0.0% |
| Amounts payable within one year | 42/48 | €20,982 | €20,728 | -€254 | -1.2% |
| Trade debts | 44 | €1,867 | €931 | -€936 | -50.1% |
| Suppliers | 440/4 | €1,867 | €931 | -€936 | -50.1% |
| Taxes, remuneration and social security | 45 | €161 | €161 | = | 0.0% |
| Taxes | 450/3 | €161 | €161 | = | 0.0% |
| Other amounts payable | 47/48 | €18,955 | €19,637 | +€682 | +3.6% |
| Remuneration, social security and pensions | 62 | €4,656 | - | -€4,656 | |
| Gross operating margin | 9900 | -€9,973 | €1,389 | +€11,361 | |
| Operating profit (loss) | 9901 | -€14,629 | €1,389 | +€16,017 | |
| Financial charges | 65/66B | €164 | €150 | -€14 | -8.7% |
| Recurring financial charges | 65 | €164 | €150 | -€14 | -8.7% |
| Profit (loss) for the period before taxes | 9903 | -€14,793 | €1,239 | +€16,032 | |
| Profit (loss) for the period | 9904 | -€14,793 | €1,239 | +€16,032 | |
| Profit (loss) for the period to be appropriated | 9905 | -€14,793 | €1,239 | +€16,032 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 13 October 2026 via checked.be.