CrediSolv: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
CrediSolv
Largest movements
- Cash +€53,877
up €53,877 (+14.7%), from €366,498 to €420,375
mainly Net result for the year (+€431,658) and Other debts (+€52,841)
- Tangible fixed assets +€8,847
up €8,847 (+30.9%), from €28,624 to €37,471
of which Other tangible fixed assets: +€6,469
- Other debts +€52,841
up €52,841 (+14.0%), from €378,659 to €431,500
- Trade debts +€14,642
up €14,642 (+2,100%), from €697 to €15,339
- Staff costs -€32,143
down €32,143 (-21.0%), from €153,026 to €120,882
- Gross operating margin +€8,316
up €8,316 (+1.5%), from €549,088 to €557,405
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €479,638 | €543,229 | +€63,591 | +13.3% |
| Fixed assets | 21/28 | €28,624 | €37,471 | +€8,847 | +30.9% |
| Tangible fixed assets | 22/27 | €28,624 | €37,471 | +€8,847 | +30.9% |
| Plant, machinery and equipment | 23 | €4,012 | €2,945 | -€1,067 | -26.6% |
| Furniture and vehicles | 24 | €139 | €3,584 | +€3,445 | +2,478% |
| Other tangible fixed assets | 26 | €24,473 | €30,942 | +€6,469 | +26.4% |
| Current assets | 29/58 | €451,014 | €505,758 | +€54,744 | +12.1% |
| Amounts receivable within one year | 40/41 | €82,267 | €83,464 | +€1,197 | +1.5% |
| Trade receivables | 40 | €81,378 | €82,403 | +€1,026 | +1.3% |
| Other amounts receivable | 41 | €889 | €1,060 | +€172 | +19.3% |
| Cash at bank and in hand | 54/58 | €366,498 | €420,375 | +€53,877 | +14.7% |
| Deferred charges and accrued income | 490/1 | €2,250 | €1,919 | -€331 | -14.7% |
| Total equity and liabilities | 10/49 | €479,638 | €543,229 | +€63,591 | +13.3% |
| Equity | 10/15 | €57,665 | €57,823 | +€158 | +0.3% |
| Contributions | 10/11 | €6,200 | €6,200 | = | 0.0% |
| Reserves | 13 | €51,465 | €51,623 | +€158 | +0.3% |
| Tax-exempt reserves | 132 | €12,931 | €12,931 | = | 0.0% |
| Distributable reserves | 133 | €38,535 | €38,693 | +€158 | +0.4% |
| Amounts payable | 17/49 | €421,973 | €485,405 | +€63,432 | +15.0% |
| Amounts payable within one year | 42/48 | €421,973 | €485,405 | +€63,432 | +15.0% |
| Trade debts | 44 | €697 | €15,339 | +€14,642 | +2,100% |
| Suppliers | 440/4 | €697 | €15,339 | +€14,642 | +2,100% |
| Taxes, remuneration and social security | 45 | €42,616 | €38,566 | -€4,050 | -9.5% |
| Taxes | 450/3 | €28,219 | €30,145 | +€1,926 | +6.8% |
| Remuneration and social security | 454/9 | €14,397 | €8,421 | -€5,976 | -41.5% |
| Other amounts payable | 47/48 | €378,659 | €431,500 | +€52,841 | +14.0% |
| Remuneration, social security and pensions | 62 | €153,026 | €120,882 | -€32,143 | -21.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €12,319 | €8,046 | -€4,273 | -34.7% |
| Other operating charges | 640/8 | €3,073 | €1,040 | -€2,033 | -66.2% |
| Gross operating margin | 9900 | €549,088 | €557,405 | +€8,316 | +1.5% |
| Operating profit (loss) | 9901 | €380,671 | €427,436 | +€46,766 | +12.3% |
| Financial income | 75/76B | €3,615 | €7,285 | +€3,669 | +102% |
| Recurring financial income | 75 | €3,615 | €7,285 | +€3,669 | +102% |
| Financial charges | 65/66B | €638 | €1,420 | +€782 | +123% |
| Recurring financial charges | 65 | €638 | €1,420 | +€782 | +123% |
| Profit (loss) for the period before taxes | 9903 | €383,648 | €433,301 | +€49,654 | +12.9% |
| Income taxes | 67/77 | €4,991 | €1,643 | -€3,348 | -67.1% |
| Profit (loss) for the period | 9904 | €378,656 | €431,658 | +€53,002 | +14.0% |
| Profit (loss) for the period to be appropriated | 9905 | €378,656 | €431,658 | +€53,002 | +14.0% |
Source: filed annual accounts (NBB), financial years ended 30 September 2024 and 30 September 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 15 October 2026 via checked.be.