CreaXpert: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
CreaXpert
Largest movements
- Cash +€17,048
up €17,048 (+52.9%), from €32,199 to €49,247
mainly Other debts (+€6,000) and Trade debts (+€5,875)
- Receivables within one year -€3,605
down €3,605 (-19.3%), from €18,645 to €15,039
of which Trade receivables: -€7,283
- Intangible fixed assets -€3,527
down €3,527 (-25.4%), from €13,896 to €10,369
- Tax, wage and social debts -€7,032
down €7,032 (-84.7%), from €8,298 to €1,266
- Other debts +€6,000
new in 2025: €6,000
- Trade debts +€5,875
up €5,875, from €0 to €5,875
- Reserves +€5,263
up €5,263 (+11.3%), from €46,569 to €51,833
- Gross operating margin -€18,709
down €18,709 (-64.2%), from €29,156 to €10,447
- Taxes -€3,800
down €3,800 (-74.2%), from €5,123 to €1,322
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €64,867 | €74,974 | +€10,107 | +15.6% |
| Fixed assets | 21/28 | €13,896 | €10,369 | -€3,527 | -25.4% |
| Intangible fixed assets | 21 | €13,896 | €10,369 | -€3,527 | -25.4% |
| Current assets | 29/58 | €50,971 | €64,605 | +€13,634 | +26.7% |
| Amounts receivable within one year | 40/41 | €18,645 | €15,039 | -€3,605 | -19.3% |
| Trade receivables | 40 | €18,645 | €11,362 | -€7,283 | -39.1% |
| Other amounts receivable | 41 | - | €3,678 | +€3,678 | |
| Cash at bank and in hand | 54/58 | €32,199 | €49,247 | +€17,048 | +52.9% |
| Deferred charges and accrued income | 490/1 | €127 | €318 | +€191 | +150.2% |
| Total equity and liabilities | 10/49 | €64,867 | €74,974 | +€10,107 | +15.6% |
| Equity | 10/15 | €56,569 | €61,833 | +€5,263 | +9.3% |
| Contributions | 10/11 | €10,000 | €10,000 | = | 0.0% |
| Reserves | 13 | €46,569 | €51,833 | +€5,263 | +11.3% |
| Distributable reserves | 133 | €46,569 | €51,833 | +€5,263 | +11.3% |
| Amounts payable | 17/49 | €8,298 | €13,141 | +€4,844 | +58.4% |
| Amounts payable within one year | 42/48 | €8,298 | €13,141 | +€4,844 | +58.4% |
| Trade debts | 44 | €0 | €5,875 | +€5,875 | |
| Suppliers | 440/4 | €0 | €5,875 | +€5,875 | |
| Taxes, remuneration and social security | 45 | €8,298 | €1,266 | -€7,032 | -84.7% |
| Taxes | 450/3 | €8,298 | €1,266 | -€7,032 | -84.7% |
| Other amounts payable | 47/48 | - | €6,000 | +€6,000 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €3,527 | €3,527 | = | 0.0% |
| Other operating charges | 640/8 | - | €238 | +€238 | |
| Gross operating margin | 9900 | €29,156 | €10,447 | -€18,709 | -64.2% |
| Operating profit (loss) | 9901 | €25,629 | €6,682 | -€18,947 | -73.9% |
| Financial income | 75/76B | €0 | €0 | +€0 | |
| Recurring financial income | 75 | €0 | €0 | +€0 | |
| Financial charges | 65/66B | €39 | €96 | +€57 | +146.7% |
| Recurring financial charges | 65 | €39 | €96 | +€57 | +146.7% |
| Profit (loss) for the period before taxes | 9903 | €25,590 | €6,586 | -€19,004 | -74.3% |
| Income taxes | 67/77 | €5,123 | €1,322 | -€3,800 | -74.2% |
| Profit (loss) for the period | 9904 | €20,467 | €5,263 | -€15,204 | -74.3% |
| Profit (loss) for the period to be appropriated | 9905 | €20,467 | €5,263 | -€15,204 | -74.3% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 8 October 2026 via checked.be.