CREAVIS: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
CREAVIS
Largest movements
- Cash +€42,610
up €42,610 (+36.8%), from €115,879 to €158,489
mainly Net result for the year (+€57,651) and Depreciation (+€2,391)
- Receivables within one year +€9,415
up €9,415 (+69.9%), from €13,462 to €22,877
of which Other amounts receivable: +€9,396
- Deferred charges and accrued income -€2,323
down €2,323 (-72.0%), from €3,224 to €901
- Profit (loss) carried forward +€56,818
up €56,818 (+52.8%), from €107,552 to €164,370
- Tax, wage and social debts -€4,572
down €4,572 (-19.0%), from €24,017 to €19,445
- Trade debts -€3,132
down €3,132 (-87.2%), from €3,593 to €461
- Gross operating margin -€1,530
down €1,530 (-2.0%), from €76,173 to €74,643
- Taxes -€900
down €900 (-5.8%), from €15,656 to €14,756
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €137,829 | €186,176 | +€48,347 | +35.1% |
| Fixed assets | 21/28 | €5,263 | €3,909 | -€1,354 | -25.7% |
| Intangible fixed assets | 21 | €59 | - | -€59 | |
| Tangible fixed assets | 22/27 | €5,204 | €3,909 | -€1,295 | -24.9% |
| Furniture and vehicles | 24 | €5,204 | €3,909 | -€1,295 | -24.9% |
| Current assets | 29/58 | €132,566 | €182,267 | +€49,701 | +37.5% |
| Amounts receivable within one year | 40/41 | €13,462 | €22,877 | +€9,415 | +69.9% |
| Trade receivables | 40 | €12,300 | €12,318 | +€19 | +0.2% |
| Other amounts receivable | 41 | €1,163 | €10,559 | +€9,396 | +808.0% |
| Cash at bank and in hand | 54/58 | €115,879 | €158,489 | +€42,610 | +36.8% |
| Deferred charges and accrued income | 490/1 | €3,224 | €901 | -€2,323 | -72.0% |
| Total equity and liabilities | 10/49 | €137,829 | €186,176 | +€48,347 | +35.1% |
| Equity | 10/15 | €108,552 | €165,370 | +€56,818 | +52.3% |
| Contributions | 10/11 | €1,000 | €1,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €107,552 | €164,370 | +€56,818 | +52.8% |
| Amounts payable | 17/49 | €29,276 | €20,806 | -€8,470 | -28.9% |
| Amounts payable within one year | 42/48 | €29,210 | €20,739 | -€8,471 | -29.0% |
| Trade debts | 44 | €3,593 | €461 | -€3,132 | -87.2% |
| Suppliers | 440/4 | €3,593 | €461 | -€3,132 | -87.2% |
| Taxes, remuneration and social security | 45 | €24,017 | €19,445 | -€4,572 | -19.0% |
| Taxes | 450/3 | €24,017 | €19,445 | -€4,572 | -19.0% |
| Other amounts payable | 47/48 | €1,600 | €833 | -€767 | -47.9% |
| Accrued charges and deferred income | 492/3 | €66 | €67 | +€1 | +1.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €2,272 | €2,391 | +€119 | +5.2% |
| Gross operating margin | 9900 | €76,173 | €74,643 | -€1,530 | -2.0% |
| Operating profit (loss) | 9901 | €73,901 | €72,252 | -€1,649 | -2.2% |
| Financial income | 75/76B | €176 | €503 | +€326 | +185.3% |
| Recurring financial income | 75 | €176 | €503 | +€326 | +185.3% |
| Financial charges | 65/66B | €238 | €348 | +€110 | +46.0% |
| Recurring financial charges | 65 | €238 | €348 | +€110 | +46.0% |
| Profit (loss) for the period before taxes | 9903 | €73,839 | €72,407 | -€1,433 | -1.9% |
| Income taxes | 67/77 | €15,656 | €14,756 | -€900 | -5.8% |
| Profit (loss) for the period | 9904 | €58,183 | €57,651 | -€532 | -0.9% |
| Profit (loss) for the period to be appropriated | 9905 | €58,183 | €57,651 | -€532 | -0.9% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 9 October 2026 via checked.be.