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CREATRENDS: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

CREATRENDS

BE 0438.828.988
NACE 47.400, Retail sale of information and communication equipment
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€62,108
2024 · -€491,016+€428,908
Equity
€318,133
2024 · €380,241-€62,108
Cash
€4,535
2024 · €99,742-€95,208
Balance sheet total
€1.5m
2024 · €1.5m-€48,586

Largest movements

2024 to 2025
Assets
  • Current investments -€500,000

    no longer reported in 2025 (was €500,000)

  • Financial fixed assets +€400,000

    up €400,000 (+100.0%), from €400,008 to €800,008

  • Receivables within one year +€98,162

    up €98,162 (+54.1%), from €181,396 to €279,558

    of which Trade receivables: +€117,859

  • Cash -€95,208

    down €95,208 (-95.5%), from €99,742 to €4,535

    mainly Investment in fixed assets (net) (-€401,671) and Receivables within one year (-€98,162)

  • Receivables after one year +€50,000

    up €50,000 (+16.7%), from €300,000 to €350,000

Equity and liabilities
  • Other debts +€111,391

    new in 2025: €111,391

  • Trade debts -€81,951

    down €81,951 (-71.6%), from €114,481 to €32,530

  • Profit (loss) carried forward -€62,108

    down €62,108 (-20.9%), from €297,070 to €234,962

  • Provisions -€16,039

    down €16,039 (-1.6%), from €979,960 to €963,921

Income statement
  • Financial charges -€1.2m

    down €1.2m (-92.7%), from €1.3m to €93,542

    of which Non-recurring financial charges: -€1.2m

  • Gross operating margin -€479,690

    down €479,690 (-96.4%), from €497,543 to €17,853

  • Financial income -€302,671

    down €302,671 (-95.0%), from €318,515 to €15,844

  • Taxes -€22,058

    no longer reported in 2025 (was €22,058)

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€491,016
Gross operating margin -€479,690
Depreciation -€88
Other operating charges -€33
Financial income -€302,671
Financial charges +€1.2m
Taxes +€22,058
Result 2025 -€62,108

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€193,537
Investment +€98,329
Financing €0
Cash 2024 €99,742
Net result for the year -€62,108
Depreciation +€945
Receivables after one year -€50,000
Receivables within one year -€98,162
Deferred charges and accrued income +€2,267
Provisions -€16,039
Trade debts -€81,951
Smaller working-capital items +€120
Other debts +€111,391
Investment in fixed assets (net) -€401,671
Current investments +€500,000
Cash 2025 €4,535
Every line side by side 48 lines
Line Code 2024 2025 Change %
Total assets 20/58 €1,511,412 €1,462,826 -€48,586 -3.2%
Fixed assets 21/28 €402,975 €803,701 +€400,726 +99.4%
Tangible fixed assets 22/27 €2,967 €3,693 +€726 +24.5%
Furniture and vehicles 24 €2,967 €3,693 +€726 +24.5%
Financial fixed assets 28 €400,008 €800,008 +€400,000 +100.0%
Current assets 29/58 €1,108,437 €659,125 -€449,313 -40.5%
Amounts receivable after more than one year 29 €300,000 €350,000 +€50,000 +16.7%
Other amounts receivable 291 €300,000 €350,000 +€50,000 +16.7%
Amounts receivable within one year 40/41 €181,396 €279,558 +€98,162 +54.1%
Trade receivables 40 €148,661 €266,521 +€117,859 +79.3%
Other amounts receivable 41 €32,734 €13,037 -€19,698 -60.2%
Current investments 50/53 €500,000 - -€500,000
Cash at bank and in hand 54/58 €99,742 €4,535 -€95,208 -95.5%
Deferred charges and accrued income 490/1 €27,299 €25,033 -€2,267 -8.3%
Total equity and liabilities 10/49 €1,511,412 €1,462,826 -€48,586 -3.2%
Equity 10/15 €380,241 €318,133 -€62,108 -16.3%
Contributions 10/11 €61,973 €61,973 = 0.0%
Capital 10 €61,973 €61,973 = 0.0%
Issued capital 100 €61,973 €61,973 = 0.0%
Reserves 13 €21,197 €21,197 = 0.0%
Non-distributable reserves 130/1 €6,197 €6,197 = 0.0%
Legal reserve 130 €6,197 €6,197 = 0.0%
Tax-exempt reserves 132 €15,000 €15,000 = 0.0%
Profit (loss) carried forward 14 €297,070 €234,962 -€62,108 -20.9%
Provisions and deferred taxes 16 €979,960 €963,921 -€16,039 -1.6%
Provisions for liabilities and charges 160/5 €979,960 €963,921 -€16,039 -1.6%
Other liabilities and charges 164/5 €979,960 €963,921 -€16,039 -1.6%
Amounts payable 17/49 €151,212 €180,772 +€29,560 +19.5%
Amounts payable within one year 42/48 €124,186 €153,664 +€29,478 +23.7%
Trade debts 44 €114,481 €32,530 -€81,951 -71.6%
Suppliers 440/4 €114,481 €32,530 -€81,951 -71.6%
Taxes, remuneration and social security 45 €9,705 €9,743 +€38 +0.4%
Taxes 450/3 €9,705 €9,743 +€38 +0.4%
Other amounts payable 47/48 - €111,391 +€111,391
Accrued charges and deferred income 492/3 €27,026 €27,108 +€82 +0.3%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €857 €945 +€88 +10.3%
Other operating charges 640/8 €1,286 €1,318 +€33 +2.6%
Gross operating margin 9900 €497,543 €17,853 -€479,690 -96.4%
Operating profit (loss) 9901 €495,401 €15,590 -€479,811 -96.9%
Financial income 75/76B €318,515 €15,844 -€302,671 -95.0%
Recurring financial income 75 €318,515 €15,844 -€302,671 -95.0%
Financial charges 65/66B €1,282,874 €93,542 -€1.2m -92.7%
Recurring financial charges 65 €82,848 €93,542 +€10,693 +12.9%
Non-recurring financial charges 66B €1,200,025 - -€1.2m
Profit (loss) for the period before taxes 9903 -€468,958 -€62,108 +€406,850 +86.8%
Income taxes 67/77 €22,058 - -€22,058
Profit (loss) for the period 9904 -€491,016 -€62,108 +€428,908 +87.4%
Profit (loss) for the period to be appropriated 9905 -€491,016 -€62,108 +€428,908 +87.4%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 September 2026 via checked.be.