CREATO CAR INTERIOR: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
CREATO CAR INTERIOR
Largest movements
- Receivables within one year +€15,736
up €15,736 (+212%), from €7,439 to €23,175
of which Trade receivables: +€15,736
- Stocks and contracts -€3,910
down €3,910 (-5.1%), from €76,962 to €73,052
of which Stocks: -€4,310
- Cash -€3,739
down €3,739 (-73.5%), from €5,086 to €1,347
mainly Receivables within one year (-€15,736) and Trade debts (-€1,529)
- Tangible fixed assets -€2,197
down €2,197 (-86.9%), from €2,528 to €330
of which Other tangible fixed assets: -€1,815
- Tax, wage and social debts +€8,194
up €8,194 (+76.2%), from €10,757 to €18,951
of which Remuneration and social security: +€6,828
- Trade debts -€1,529
down €1,529 (-24.4%), from €6,273 to €4,745
- Reserves -€1,024
down €1,024 (-6.5%), from €15,877 to €14,853
- Gross operating margin +€11,597
up €11,597 (+32.3%), from €35,946 to €47,543
- Staff costs +€10,327
up €10,327 (+33.6%), from €30,773 to €41,100
- Financial charges +€789
up €789 (+73.7%), from €1,070 to €1,859
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €92,908 | €99,308 | +€6,400 | +6.9% |
| Fixed assets | 21/28 | €2,528 | €330 | -€2,197 | -86.9% |
| Tangible fixed assets | 22/27 | €2,528 | €330 | -€2,197 | -86.9% |
| Plant, machinery and equipment | 23 | €383 | €0 | -€383 | -100% |
| Other tangible fixed assets | 26 | €2,145 | €330 | -€1,815 | -84.6% |
| Current assets | 29/58 | €90,380 | €98,978 | +€8,598 | +9.5% |
| Stocks and contracts in progress | 3 | €76,962 | €73,052 | -€3,910 | -5.1% |
| Stocks | 30/36 | €74,362 | €70,052 | -€4,310 | -5.8% |
| Contracts in progress | 37 | €2,600 | €3,000 | +€400 | +15.4% |
| Amounts receivable within one year | 40/41 | €7,439 | €23,175 | +€15,736 | +212% |
| Trade receivables | 40 | €6,370 | €22,106 | +€15,736 | +247% |
| Other amounts receivable | 41 | €1,069 | €1,069 | = | 0.0% |
| Cash at bank and in hand | 54/58 | €5,086 | €1,347 | -€3,739 | -73.5% |
| Deferred charges and accrued income | 490/1 | €893 | €1,404 | +€511 | +57.3% |
| Total equity and liabilities | 10/49 | €92,908 | €99,308 | +€6,400 | +6.9% |
| Equity | 10/15 | €75,877 | €74,853 | -€1,024 | -1.3% |
| Contributions | 10/11 | €60,000 | €60,000 | = | 0.0% |
| Reserves | 13 | €15,877 | €14,853 | -€1,024 | -6.5% |
| Distributable reserves | 133 | €15,877 | €14,853 | -€1,024 | -6.5% |
| Amounts payable | 17/49 | €17,031 | €24,455 | +€7,424 | +43.6% |
| Amounts payable within one year | 42/48 | €17,031 | €24,455 | +€7,424 | +43.6% |
| Financial debts | 43 | - | €759 | +€759 | |
| Credit institutions | 430/8 | - | €759 | +€759 | |
| Trade debts | 44 | €6,273 | €4,745 | -€1,529 | -24.4% |
| Suppliers | 440/4 | €6,273 | €4,745 | -€1,529 | -24.4% |
| Taxes, remuneration and social security | 45 | €10,757 | €18,951 | +€8,194 | +76.2% |
| Taxes | 450/3 | €8,981 | €10,347 | +€1,366 | +15.2% |
| Remuneration and social security | 454/9 | €1,777 | €8,605 | +€6,828 | +384% |
| Remuneration, social security and pensions | 62 | €30,773 | €41,100 | +€10,327 | +33.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €2,227 | €2,197 | -€29 | -1.3% |
| Other operating charges | 640/8 | €3,462 | €3,476 | +€14 | +0.4% |
| Gross operating margin | 9900 | €35,946 | €47,543 | +€11,597 | +32.3% |
| Operating profit (loss) | 9901 | -€516 | €769 | +€1,286 | |
| Financial income | 75/76B | €27 | €66 | +€38 | +141% |
| Recurring financial income | 75 | €27 | €66 | +€38 | +141% |
| Financial charges | 65/66B | €1,070 | €1,859 | +€789 | +73.7% |
| Recurring financial charges | 65 | €1,070 | €1,859 | +€789 | +73.7% |
| Profit (loss) for the period before taxes | 9903 | -€1,559 | -€1,024 | +€535 | +34.3% |
| Income taxes | 67/77 | €0 | - | = | |
| Profit (loss) for the period | 9904 | -€1,559 | -€1,024 | +€535 | +34.3% |
| Profit (loss) for the period to be appropriated | 9905 | -€1,559 | -€1,024 | +€535 | +34.3% |
Source: filed annual accounts (NBB), financial years ended 30 September 2024 and 30 September 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 23 October 2026 via checked.be.