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Creative Trading: what changed

Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

Creative Trading

BE 0441.423.739
NACE 46.190, Agents in non-specialised wholesale trade
financial year 2025 compared with 2024filed annual accounts (NBB)
Net result for the year
-€2,871
2024 · -€10,350+€7,479
Equity
-€27,922
2024 · -€25,051-€2,871
Cash
€168
2024 · €2,013-€1,844
Balance sheet total
€8,223
2024 · €10,102-€1,879

Largest movements

2024 to 2025
Assets
  • Cash -€1,844

    down €1,844 (-91.6%), from €2,013 to €168

    mainly Net result for the year (-€2,871) and Trade debts (-€182)

Equity and liabilities
  • Profit (loss) carried forward -€2,871

    down €2,871 (-0.7%), from -€428,263 to -€431,134

  • Debts after one year +€1,174

    up €1,174 (+3.9%), from €30,404 to €31,578

  • Trade debts -€182

    down €182 (-20.8%), from €877 to €695

Income statement
  • Other operating charges -€5,916

    down €5,916 (-91.9%), from €6,435 to €520

  • Gross operating margin +€1,370

    up €1,370 (+37.5%), from -€3,651 to -€2,280

  • Financial charges -€193

    down €193 (-73.1%), from €264 to €71

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€10,350
Gross operating margin +€1,370
Other operating charges +€5,916
Financial charges +€193
Result 2025 -€2,871
raises the result

Derived cash bridge

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€3,018
Investment €0
Financing +€1,174
Cash 2024 €2,013
Net result for the year -€2,871
Deferred charges and accrued income +€35
Trade debts -€182
Debts after one year +€1,174
Cash 2025 €168
brings cash intakes cash out
Every line side by side 34 lines
Line Code 2024 2025 Change %
Total assets 20/58 €10,102 €8,223 -€1,879 -18.6%
Formation expenses 20 €0 €0 =
Current assets 29/58 €10,102 €8,223 -€1,879 -18.6%
Stocks and contracts in progress 3 €7,750 €7,750 = 0.0%
Stocks 30/36 €7,750 €7,750 = 0.0%
Amounts receivable within one year 40/41 €305 €305 = 0.0%
Other amounts receivable 41 €305 €305 = 0.0%
Cash at bank and in hand 54/58 €2,013 €168 -€1,844 -91.6%
Deferred charges and accrued income 490/1 €35 - -€35
Total equity and liabilities 10/49 €10,102 €8,223 -€1,879 -18.6%
Equity 10/15 -€25,051 -€27,922 -€2,871 -11.5%
Contributions 10/11 €400,000 €400,000 = 0.0%
Capital 10 €400,000 €400,000 = 0.0%
Issued capital 100 €400,000 €400,000 = 0.0%
Reserves 13 €3,212 €3,212 = 0.0%
Non-distributable reserves 130/1 €3,212 €3,212 = 0.0%
Legal reserve 130 - €3,212 +€3,212
Reserves not available under the articles 1311 €3,212 - -€3,212
Profit (loss) carried forward 14 -€428,263 -€431,134 -€2,871 -0.7%
Amounts payable 17/49 €35,153 €36,144 +€992 +2.8%
Amounts payable after more than one year 17 €30,404 €31,578 +€1,174 +3.9%
Other amounts payable 178/9 €30,404 €31,578 +€1,174 +3.9%
Amounts payable within one year 42/48 €4,749 €4,567 -€182 -3.8%
Trade debts 44 €877 €695 -€182 -20.8%
Suppliers 440/4 €877 €695 -€182 -20.8%
Other amounts payable 47/48 €3,872 €3,872 = 0.0%
Other operating charges 640/8 €6,435 €520 -€5,916 -91.9%
Gross operating margin 9900 -€3,651 -€2,280 +€1,370 +37.5%
Operating profit (loss) 9901 -€10,086 -€2,800 +€7,286 +72.2%
Financial charges 65/66B €264 €71 -€193 -73.1%
Recurring financial charges 65 €264 €71 -€193 -73.1%
Profit (loss) for the period before taxes 9903 -€10,350 -€2,871 +€7,479 +72.3%
Profit (loss) for the period 9904 -€10,350 -€2,871 +€7,479 +72.3%
Profit (loss) for the period to be appropriated 9905 -€10,350 -€2,871 +€7,479 +72.3%

Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 18 October 2026 via checked.be.