Creative Soft & Immo: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Creative Soft & Immo
Largest movements
- Tangible fixed assets -€40,284
down €40,284 (-18.1%), from €222,185 to €181,902
- Receivables within one year +€13,558
up €13,558 (+22.4%), from €60,570 to €74,127
of which Trade receivables: +€18,143
- Cash -€10,246
down €10,246 (-98.3%), from €10,421 to €174
mainly Net result for the year (-€93,141) and Tax, wage and social debts (-€14,547)
- Profit (loss) carried forward -€93,141
down €93,141 (-44.5%), from €209,471 to €116,329
- Other debts +€54,300
up €54,300 (+237%), from €22,952 to €77,252
- Short-term financial debts +€15,723
new in 2025: €15,723
- Tax, wage and social debts -€14,547
down €14,547 (-37.6%), from €38,672 to €24,124
of which Taxes: -€15,155
- Gross operating margin -€61,362
down €61,362 (-54.4%), from €112,900 to €51,538
- Staff costs +€12,361
up €12,361 (+15.5%), from €79,589 to €91,950
- Depreciation -€2,800
down €2,800 (-6.2%), from €44,858 to €42,058
- Other operating charges -€2,354
down €2,354 (-20.4%), from €11,533 to €9,179
- Financial charges -€2,090
down €2,090 (-70.4%), from €2,969 to €879
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €296,582 | €258,138 | -€38,444 | -13.0% |
| Fixed assets | 21/28 | €222,265 | €181,982 | -€40,284 | -18.1% |
| Tangible fixed assets | 22/27 | €222,185 | €181,902 | -€40,284 | -18.1% |
| Land and buildings | 22 | €133,843 | €118,984 | -€14,860 | -11.1% |
| Plant, machinery and equipment | 23 | €6,714 | €4,692 | -€2,022 | -30.1% |
| Furniture and vehicles | 24 | €48,940 | €31,604 | -€17,336 | -35.4% |
| Other tangible fixed assets | 26 | €32,689 | €26,622 | -€6,067 | -18.6% |
| Financial fixed assets | 28 | €80 | €80 | = | 0.0% |
| Current assets | 29/58 | €74,317 | €76,156 | +€1,840 | +2.5% |
| Amounts receivable within one year | 40/41 | €60,570 | €74,127 | +€13,558 | +22.4% |
| Trade receivables | 40 | €20,001 | €38,144 | +€18,143 | +90.7% |
| Other amounts receivable | 41 | €40,568 | €35,983 | -€4,585 | -11.3% |
| Current investments | 50/53 | €147 | €158 | +€11 | +7.5% |
| Cash at bank and in hand | 54/58 | €10,421 | €174 | -€10,246 | -98.3% |
| Deferred charges and accrued income | 490/1 | €3,180 | €1,697 | -€1,483 | -46.6% |
| Total equity and liabilities | 10/49 | €296,582 | €258,138 | -€38,444 | -13.0% |
| Equity | 10/15 | €231,471 | €138,329 | -€93,141 | -40.2% |
| Contributions | 10/11 | €20,000 | €20,000 | = | 0.0% |
| Reserves | 13 | €2,000 | €2,000 | = | 0.0% |
| Non-distributable reserves | 130/1 | €2,000 | - | -€2,000 | |
| Reserves not available under the articles | 1311 | €2,000 | - | -€2,000 | |
| Distributable reserves | 133 | - | €2,000 | +€2,000 | |
| Profit (loss) carried forward | 14 | €209,471 | €116,329 | -€93,141 | -44.5% |
| Amounts payable | 17/49 | €65,111 | €119,809 | +€54,697 | +84.0% |
| Amounts payable within one year | 42/48 | €64,123 | €118,821 | +€54,697 | +85.3% |
| Financial debts | 43 | - | €15,723 | +€15,723 | |
| Credit institutions | 430/8 | - | €15,723 | +€15,723 | |
| Trade debts | 44 | €2,500 | €1,722 | -€778 | -31.1% |
| Suppliers | 440/4 | €2,500 | €1,722 | -€778 | -31.1% |
| Taxes, remuneration and social security | 45 | €38,672 | €24,124 | -€14,547 | -37.6% |
| Taxes | 450/3 | €21,978 | €6,822 | -€15,155 | -69.0% |
| Remuneration and social security | 454/9 | €16,694 | €17,302 | +€608 | +3.6% |
| Other amounts payable | 47/48 | €22,952 | €77,252 | +€54,300 | +237% |
| Accrued charges and deferred income | 492/3 | €988 | €988 | = | 0.0% |
| Non-recurring operating income | 76A | €67,737 | - | -€67,737 | |
| Remuneration, social security and pensions | 62 | €79,589 | €91,950 | +€12,361 | +15.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €44,858 | €42,058 | -€2,800 | -6.2% |
| Other operating charges | 640/8 | €11,533 | €9,179 | -€2,354 | -20.4% |
| Gross operating margin | 9900 | €112,900 | €51,538 | -€61,362 | -54.4% |
| Operating profit (loss) | 9901 | -€23,081 | -€91,649 | -€68,568 | -297% |
| Financial income | 75/76B | €154 | €27 | -€127 | -82.4% |
| Recurring financial income | 75 | €154 | €27 | -€127 | -82.4% |
| Financial charges | 65/66B | €2,969 | €879 | -€2,090 | -70.4% |
| Recurring financial charges | 65 | €2,969 | €879 | -€2,090 | -70.4% |
| Profit (loss) for the period before taxes | 9903 | -€25,896 | -€92,501 | -€66,605 | -257% |
| Income taxes | 67/77 | €312 | €641 | +€329 | +105% |
| Profit (loss) for the period | 9904 | -€26,208 | -€93,141 | -€66,934 | -255% |
| Profit (loss) for the period to be appropriated | 9905 | -€26,208 | -€93,141 | -€66,934 | -255% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 15 October 2026 via checked.be.