CREATIVE IMMOBILIERE: what changed
What changed
CREATIVE IMMOBILIERE
NACE 68.201, Renting and operating of own or leased residential real estate, excluding social housing
filed annual accounts (NBB)
Net result for the year
€12,425
2024 · €9,640+€2,785
Equity
€105,229
2024 · €92,805+€12,425
Cash
€993
2024 · €1,722-€729
Balance sheet total
€326,049
2024 · €347,728-€21,679
Largest movements
Assets
- Tangible fixed assets -€20,950
down €20,950 (-6.1%), from €342,256 to €321,306
of which Land and buildings: -€13,554
Equity and liabilities
- Debts after one year -€36,446
down €36,446 (-24.6%), from €148,432 to €111,986
- Profit (loss) carried forward +€12,425
up €12,425 (+15.0%), from €82,805 to €95,229
Income statement
- Financial charges -€1,480
down €1,480 (-20.4%), from €7,259 to €5,779
- Taxes +€1,145
up €1,145 (+32.6%), from €3,509 to €4,654
- Depreciation -€985
down €985 (-4.5%), from €21,935 to €20,950
- Gross operating margin +€803
up €803 (+1.8%), from €43,393 to €44,196
- Other operating charges -€663
down €663 (-63.1%), from €1,050 to €387
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2024
€9,640
Gross operating margin
+€803
Depreciation
+€985
Other operating charges
+€663
Financial charges
+€1,480
Taxes
-€1,145
Result 2025
€12,425
raises the resultlowers the result
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
From operations
+€34,509
Investment
€0
Financing
-€35,238
Cash 2024
€1,722
From operations (derived)
+€34,509
Net result for the year
+€12,425
Depreciation
+€20,950
Trade debts
+€148
Tax, wage and social debts
+€1,145
Other debts
-€102
Accrued charges and deferred income
-€57
Financing
-€35,238
Debts after one year
-€36,446
Current portion of long-term debt
+€1,208
Cash 2025
€993
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €347,728 | €326,049 | -€21,679 | -6.2% |
| Fixed assets | 21/28 | €342,256 | €321,306 | -€20,950 | -6.1% |
| Tangible fixed assets | 22/27 | €342,256 | €321,306 | -€20,950 | -6.1% |
| Land and buildings | 22 | €312,664 | €299,109 | -€13,554 | -4.3% |
| Plant, machinery and equipment | 23 | €19,821 | €13,542 | -€6,279 | -31.7% |
| Furniture and vehicles | 24 | €9,771 | €8,654 | -€1,117 | -11.4% |
| Current assets | 29/58 | €5,472 | €4,743 | -€729 | -13.3% |
| Cash at bank and in hand | 54/58 | €1,722 | €993 | -€729 | -42.3% |
| Deferred charges and accrued income | 490/1 | €3,750 | €3,750 | = | 0.0% |
| Total equity and liabilities | 10/49 | €347,728 | €326,049 | -€21,679 | -6.2% |
| Equity | 10/15 | €92,805 | €105,229 | +€12,425 | +13.4% |
| Contributions | 10/11 | €10,000 | €10,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €82,805 | €95,229 | +€12,425 | +15.0% |
| Amounts payable | 17/49 | €254,923 | €220,819 | -€34,104 | -13.4% |
| Amounts payable after more than one year | 17 | €148,432 | €111,986 | -€36,446 | -24.6% |
| Financial debts | 170/4 | €148,432 | €111,986 | -€36,446 | -24.6% |
| Amounts payable within one year | 42/48 | €105,541 | €107,940 | +€2,399 | +2.3% |
| Current portion of amounts payable after more than one year | 42 | €35,238 | €36,446 | +€1,208 | +3.4% |
| Trade debts | 44 | €317 | €465 | +€148 | +46.6% |
| Suppliers | 440/4 | €317 | €465 | +€148 | +46.6% |
| Taxes, remuneration and social security | 45 | €3,509 | €4,654 | +€1,145 | +32.6% |
| Taxes | 450/3 | €3,509 | €4,654 | +€1,145 | +32.6% |
| Other amounts payable | 47/48 | €66,477 | €66,375 | -€102 | -0.2% |
| Accrued charges and deferred income | 492/3 | €950 | €893 | -€57 | -6.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €21,935 | €20,950 | -€985 | -4.5% |
| Other operating charges | 640/8 | €1,050 | €387 | -€663 | -63.1% |
| Gross operating margin | 9900 | €43,393 | €44,196 | +€803 | +1.8% |
| Operating profit (loss) | 9901 | €20,408 | €22,858 | +€2,450 | +12.0% |
| Financial charges | 65/66B | €7,259 | €5,779 | -€1,480 | -20.4% |
| Recurring financial charges | 65 | €7,259 | €5,779 | -€1,480 | -20.4% |
| Profit (loss) for the period before taxes | 9903 | €13,149 | €17,079 | +€3,930 | +29.9% |
| Income taxes | 67/77 | €3,509 | €4,654 | +€1,145 | +32.6% |
| Profit (loss) for the period | 9904 | €9,640 | €12,425 | +€2,785 | +28.9% |
| Profit (loss) for the period to be appropriated | 9905 | €9,640 | €12,425 | +€2,785 | +28.9% |
Next steps
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Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 March 2024 and 31 March 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 7 November 2026 via checked.be.