CREATIV HOME: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
CREATIV HOME
Largest movements
- Tangible fixed assets -€17,860
down €17,860 (-5.8%), from €305,745 to €287,885
of which Plant, machinery and equipment: -€13,563
- Debts after one year -€16,687
down €16,687 (-6.1%), from €271,676 to €254,989
of which Financial debts: -€14,471
- Financial charges -€1,672
down €1,672 (-14.3%), from €11,714 to €10,042
- Gross operating margin -€867
down €867 (-2.8%), from €31,345 to €30,478
- Other operating charges +€851
up €851 (+53.9%), from €1,580 to €2,431
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €332,610 | €315,209 | -€17,402 | -5.2% |
| Fixed assets | 21/28 | €306,395 | €288,535 | -€17,860 | -5.8% |
| Tangible fixed assets | 22/27 | €305,745 | €287,885 | -€17,860 | -5.8% |
| Land and buildings | 22 | €190,469 | €186,513 | -€3,956 | -2.1% |
| Plant, machinery and equipment | 23 | €114,936 | €101,373 | -€13,563 | -11.8% |
| Furniture and vehicles | 24 | €340 | - | -€340 | |
| Financial fixed assets | 28 | €650 | €650 | = | 0.0% |
| Current assets | 29/58 | €26,216 | €26,674 | +€458 | +1.7% |
| Amounts receivable within one year | 40/41 | €24,245 | €23,860 | -€385 | -1.6% |
| Trade receivables | 40 | €24,245 | €23,860 | -€385 | -1.6% |
| Cash at bank and in hand | 54/58 | €1,971 | €2,745 | +€774 | +39.3% |
| Deferred charges and accrued income | 490/1 | - | €69 | +€69 | |
| Total equity and liabilities | 10/49 | €332,610 | €315,209 | -€17,402 | -5.2% |
| Equity | 10/15 | €16,890 | €17,035 | +€146 | +0.9% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Capital | 10 | €18,600 | €18,600 | = | 0.0% |
| Issued capital | 100 | €18,600 | €18,600 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€1,710 | -€1,565 | +€146 | +8.5% |
| Amounts payable | 17/49 | €315,721 | €298,173 | -€17,548 | -5.6% |
| Amounts payable after more than one year | 17 | €271,676 | €254,989 | -€16,687 | -6.1% |
| Financial debts | 170/4 | €214,338 | €199,866 | -€14,471 | -6.8% |
| Other amounts payable | 178/9 | €57,338 | €55,122 | -€2,215 | -3.9% |
| Amounts payable within one year | 42/48 | €43,091 | €42,267 | -€824 | -1.9% |
| Current portion of amounts payable after more than one year | 42 | €16,457 | €16,990 | +€533 | +3.2% |
| Trade debts | 44 | €224 | €824 | +€600 | +267% |
| Suppliers | 440/4 | €224 | €824 | +€600 | +267% |
| Other amounts payable | 47/48 | €26,409 | €24,453 | -€1,957 | -7.4% |
| Accrued charges and deferred income | 492/3 | €954 | €917 | -€37 | -3.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €17,643 | €17,860 | +€217 | +1.2% |
| Other operating charges | 640/8 | €1,580 | €2,431 | +€851 | +53.9% |
| Gross operating margin | 9900 | €31,345 | €30,478 | -€867 | -2.8% |
| Operating profit (loss) | 9901 | €12,122 | €10,187 | -€1,935 | -16.0% |
| Financial income | 75/76B | - | €0 | +€0 | |
| Recurring financial income | 75 | - | €0 | +€0 | |
| Financial charges | 65/66B | €11,714 | €10,042 | -€1,672 | -14.3% |
| Recurring financial charges | 65 | €11,714 | €10,042 | -€1,672 | -14.3% |
| Profit (loss) for the period before taxes | 9903 | €408 | €146 | -€262 | -64.3% |
| Profit (loss) for the period | 9904 | €408 | €146 | -€262 | -64.3% |
| Profit (loss) for the period to be appropriated | 9905 | €408 | €146 | -€262 | -64.3% |
Source: filed annual accounts (NBB), financial years ended 30 June 2024 and 30 June 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 14 October 2026 via checked.be.