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CRÉATIQUE: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

CRÉATIQUE

BE 0555.711.614
NACE 70.200, Business and other management consultancy
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€84,186
2024 · €108,020-€23,834
Equity
€251,558
2024 · €216,008+€35,550
Cash
€256,343
2024 · €161,908+€94,435
Balance sheet total
€507,610
2024 · €530,210-€22,600

Largest movements

2024 to 2025
Assets
  • Cash +€94,435

    up €94,435 (+58.3%), from €161,908 to €256,343

    mainly Net result for the year (+€84,186) and Receivables within one year (+€55,833)

  • Receivables within one year -€55,833

    down €55,833 (-47.9%), from €116,579 to €60,747

    of which Other amounts receivable: -€101,303

  • Tangible fixed assets -€48,299

    down €48,299 (-20.3%), from €237,483 to €189,184

    of which Other tangible fixed assets: -€32,037

  • Receivables after one year -€10,000

    down €10,000 (-100.0%), from €10,000 to €0

Equity and liabilities
  • Other debts -€47,923

    down €47,923 (-45.6%), from €105,000 to €57,077

  • Reserves +€35,550

    up €35,550 (+17.5%), from €202,746 to €238,296

    of which Distributable reserves: +€35,550

  • Debts after one year -€24,917

    down €24,917 (-15.4%), from €161,910 to €136,993

  • Tax, wage and social debts +€14,971

    up €14,971 (+91.3%), from €16,402 to €31,373

    of which Taxes: +€11,754

Income statement
  • Gross operating margin +€44,168

    up €44,168 (+21.9%), from €201,864 to €246,031

  • Taxes +€32,809

    up €32,809 (+948.1%), from €3,460 to €36,270

  • Staff costs +€20,153

    up €20,153 (+49.3%), from €40,883 to €61,036

  • Financial income -€4,341

    down €4,341 (-68.6%), from €6,331 to €1,990

  • Other operating charges +€3,271

    up €3,271 (+96.6%), from €3,387 to €6,658

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €108,020
Gross operating margin +€44,168
Staff costs -€20,153
Depreciation -€2,172
Other operating charges -€3,271
Other operating items -€5,656
Financial income -€4,341
Financial charges +€401
Taxes -€32,809
Result 2025 €84,186

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€170,336
Investment -€2,711
Financing -€73,190
Cash 2024 €161,908
Net result for the year +€84,186
Depreciation +€51,010
Receivables after one year +€10,000
Receivables within one year +€55,833
Deferred charges and accrued income +€2,904
Trade debts -€644
Tax, wage and social debts +€14,971
Other debts -€47,923
Investment in fixed assets (net) -€2,711
Debts after one year -€24,917
Current portion of long-term debt +€363
Contributions, distributions and other -€48,636
Cash 2025 €256,343
Every line side by side 50 lines
Line Code 2024 2025 Change %
Total assets 20/58 €530,210 €507,610 -€22,600 -4.3%
Fixed assets 21/28 €237,561 €189,262 -€48,299 -20.3%
Tangible fixed assets 22/27 €237,483 €189,184 -€48,299 -20.3%
Land and buildings 22 €161,084 €135,331 -€25,753 -16.0%
Plant, machinery and equipment 23 €0 - =
Furniture and vehicles 24 €26,082 €35,574 +€9,491 +36.4%
Other tangible fixed assets 26 €50,316 €18,279 -€32,037 -63.7%
Financial fixed assets 28 €78 €78 = 0.0%
Current assets 29/58 €292,649 €318,348 +€25,698 +8.8%
Amounts receivable after more than one year 29 €10,000 €0 -€10,000 -100.0%
Other amounts receivable 291 €10,000 €0 -€10,000 -100.0%
Amounts receivable within one year 40/41 €116,579 €60,747 -€55,833 -47.9%
Trade receivables 40 €15,276 €60,747 +€45,471 +297.7%
Other amounts receivable 41 €101,303 €0 -€101,303 -100.0%
Cash at bank and in hand 54/58 €161,908 €256,343 +€94,435 +58.3%
Deferred charges and accrued income 490/1 €4,162 €1,258 -€2,904 -69.8%
Total equity and liabilities 10/49 €530,210 €507,610 -€22,600 -4.3%
Equity 10/15 €216,008 €251,558 +€35,550 +16.5%
Contributions 10/11 €6,200 €6,200 = 0.0%
Reserves 13 €202,746 €238,296 +€35,550 +17.5%
Non-distributable reserves 130/1 €1,860 €1,860 = 0.0%
Reserves not available under the articles 1311 €1,860 €1,860 = 0.0%
Distributable reserves 133 €200,886 €236,436 +€35,550 +17.7%
Profit (loss) carried forward 14 €7,062 €7,062 +€0 0.0%
Amounts payable 17/49 €314,202 €256,052 -€58,150 -18.5%
Amounts payable after more than one year 17 €161,910 €136,993 -€24,917 -15.4%
Financial debts 170/4 €161,910 €136,993 -€24,917 -15.4%
Amounts payable within one year 42/48 €152,292 €119,059 -€33,233 -21.8%
Current portion of amounts payable after more than one year 42 €24,553 €24,917 +€363 +1.5%
Trade debts 44 €6,337 €5,692 -€644 -10.2%
Suppliers 440/4 €6,337 €5,692 -€644 -10.2%
Taxes, remuneration and social security 45 €16,402 €31,373 +€14,971 +91.3%
Taxes 450/3 €7,637 €19,391 +€11,754 +153.9%
Remuneration and social security 454/9 €8,765 €11,982 +€3,217 +36.7%
Other amounts payable 47/48 €105,000 €57,077 -€47,923 -45.6%
Non-recurring operating income 76A €0 - =
Remuneration, social security and pensions 62 €40,883 €61,036 +€20,153 +49.3%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €48,837 €51,010 +€2,172 +4.4%
Other operating charges 640/8 €3,387 €6,658 +€3,271 +96.6%
Non-recurring operating charges 66A - €5,656 +€5,656
Gross operating margin 9900 €201,864 €246,031 +€44,168 +21.9%
Operating profit (loss) 9901 €108,757 €121,672 +€12,915 +11.9%
Financial income 75/76B €6,331 €1,990 -€4,341 -68.6%
Recurring financial income 75 €6,331 €1,990 -€4,341 -68.6%
Financial charges 65/66B €3,607 €3,206 -€401 -11.1%
Recurring financial charges 65 €3,607 €3,206 -€401 -11.1%
Profit (loss) for the period before taxes 9903 €111,481 €120,456 +€8,975 +8.1%
Income taxes 67/77 €3,460 €36,270 +€32,809 +948.1%
Profit (loss) for the period 9904 €108,020 €84,186 -€23,834 -22.1%
Profit (loss) for the period to be appropriated 9905 €108,020 €84,186 -€23,834 -22.1%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 September 2026 via checked.be.