CREATIEF WONEN: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
CREATIEF WONEN
Largest movements
- Receivables within one year +€13,072
up €13,072 (+162.4%), from €8,048 to €21,121
of which Trade receivables: +€10,862
- Cash -€5,807
down €5,807 (-82.2%), from €7,062 to €1,255
mainly Net result for the year (-€23,099) and Receivables within one year (-€13,072)
- Stocks and contracts +€4,978
up €4,978 (+223.9%), from €2,223 to €7,200
- Tangible fixed assets -€4,134
down €4,134 (-17.8%), from €23,183 to €19,049
of which Furniture and vehicles: -€5,496
- Deferred charges and accrued income +€2,957
up €2,957 (+145.7%), from €2,030 to €4,986
- Profit (loss) carried forward -€23,099
down €23,099 (-22.0%), from -€104,852 to -€127,951
- Tax, wage and social debts +€22,712
up €22,712 (+143.2%), from €15,861 to €38,573
of which Remuneration and social security: +€22,832
- Trade debts +€19,970
up €19,970 (+127.6%), from €15,647 to €35,617
- Other debts -€7,129
down €7,129 (-7.2%), from €99,498 to €92,369
- Accrued charges and deferred income -€1,389
down €1,389 (-100.0%), from €1,389 to €0
- Staff costs +€14,850
up €14,850 (+22.1%), from €67,285 to €82,135
- Gross operating margin -€7,849
down €7,849 (-10.4%), from €75,287 to €67,438
- Write-downs -€886
down €886 (-100.0%), from €886 to €0
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €49,541 | €60,607 | +€11,066 | +22.3% |
| Fixed assets | 21/28 | €30,179 | €26,045 | -€4,134 | -13.7% |
| Tangible fixed assets | 22/27 | €23,183 | €19,049 | -€4,134 | -17.8% |
| Furniture and vehicles | 24 | €22,010 | €16,515 | -€5,496 | -25.0% |
| Other tangible fixed assets | 26 | €1,173 | €2,534 | +€1,361 | +116.1% |
| Financial fixed assets | 28 | €6,996 | €6,996 | = | 0.0% |
| Current assets | 29/58 | €19,362 | €34,562 | +€15,200 | +78.5% |
| Stocks and contracts in progress | 3 | €2,223 | €7,200 | +€4,978 | +223.9% |
| Stocks | 30/36 | €2,223 | €7,200 | +€4,978 | +223.9% |
| Amounts receivable within one year | 40/41 | €8,048 | €21,121 | +€13,072 | +162.4% |
| Trade receivables | 40 | €5,776 | €16,638 | +€10,862 | +188.0% |
| Other amounts receivable | 41 | €2,272 | €4,483 | +€2,210 | +97.3% |
| Cash at bank and in hand | 54/58 | €7,062 | €1,255 | -€5,807 | -82.2% |
| Deferred charges and accrued income | 490/1 | €2,030 | €4,986 | +€2,957 | +145.7% |
| Total equity and liabilities | 10/49 | €49,541 | €60,607 | +€11,066 | +22.3% |
| Equity | 10/15 | -€82,852 | -€105,951 | -€23,099 | -27.9% |
| Contributions | 10/11 | €20,000 | €20,000 | = | 0.0% |
| Reserves | 13 | €2,000 | €2,000 | = | 0.0% |
| Distributable reserves | 133 | €2,000 | €2,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€104,852 | -€127,951 | -€23,099 | -22.0% |
| Amounts payable | 17/49 | €132,394 | €166,558 | +€34,165 | +25.8% |
| Amounts payable within one year | 42/48 | €131,005 | €166,558 | +€35,553 | +27.1% |
| Trade debts | 44 | €15,647 | €35,617 | +€19,970 | +127.6% |
| Suppliers | 440/4 | €15,647 | €35,617 | +€19,970 | +127.6% |
| Taxes, remuneration and social security | 45 | €15,861 | €38,573 | +€22,712 | +143.2% |
| Taxes | 450/3 | €2,089 | €1,969 | -€120 | -5.8% |
| Remuneration and social security | 454/9 | €13,771 | €36,604 | +€22,832 | +165.8% |
| Other amounts payable | 47/48 | €99,498 | €92,369 | -€7,129 | -7.2% |
| Accrued charges and deferred income | 492/3 | €1,389 | €0 | -€1,389 | -100.0% |
| Non-recurring operating income | 76A | €5,055 | €0 | -€5,055 | -100.0% |
| Remuneration, social security and pensions | 62 | €67,285 | €82,135 | +€14,850 | +22.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €5,314 | €5,948 | +€634 | +11.9% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) | 631/4 | €886 | €0 | -€886 | -100.0% |
| Other operating charges | 640/8 | €1,320 | €1,731 | +€411 | +31.1% |
| Gross operating margin | 9900 | €75,287 | €67,438 | -€7,849 | -10.4% |
| Operating profit (loss) | 9901 | €482 | -€22,376 | -€22,858 | |
| Financial income | 75/76B | €122 | €3 | -€119 | -97.6% |
| Recurring financial income | 75 | €122 | €3 | -€119 | -97.6% |
| Financial charges | 65/66B | €234 | €325 | +€90 | +38.6% |
| Recurring financial charges | 65 | €234 | €325 | +€90 | +38.6% |
| Profit (loss) for the period before taxes | 9903 | €369 | -€22,698 | -€23,067 | |
| Income taxes | 67/77 | €389 | €402 | +€12 | +3.1% |
| Profit (loss) for the period | 9904 | -€20 | -€23,099 | -€23,079 | -114992.8% |
| Profit (loss) for the period to be appropriated | 9905 | -€20 | -€23,099 | -€23,079 | -114992.8% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 8 October 2026 via checked.be.