CREATIEF INTERIEUR: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
CREATIEF INTERIEUR
Largest movements
- Stocks and contracts -€972,257
down €972,257 (-99.9%), from €973,259 to €1,003
- Tangible fixed assets +€166,309
up €166,309 (+27.5%), from €604,977 to €771,286
of which Land and buildings: +€167,208
- Cash +€81,844
up €81,844 (+130%), from €62,974 to €144,819
mainly Stocks and contracts (+€972,257) and Net result for the year (+€76,707)
- Receivables within one year +€20,332
up €20,332 (+23.7%), from €85,715 to €106,046
of which Other amounts receivable: +€37,382
- Current portion of long-term debt -€450,000
no longer reported in 2025 (was €450,000)
- Other debts -€244,227
no longer reported in 2025 (was €244,227)
- Trade debts -€77,948
down €77,948 (-55.7%), from €139,952 to €62,004
- Reserves +€76,707
up €76,707 (+16.7%), from €459,369 to €536,076
- Gross operating margin +€86,209
up €86,209 (+99.3%), from €86,859 to €173,068
- Write-downs +€17,106
new in 2025: €17,106
- Financial charges -€6,261
down €6,261 (-24.6%), from €25,449 to €19,188
- Staff costs +€5,862
up €5,862 (+15.1%), from €38,776 to €44,638
- Taxes -€3,312
down €3,312 (-96.5%), from €3,432 to €121
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €1,731,377 | €1,029,765 | -€701,612 | -40.5% |
| Fixed assets | 21/28 | €605,162 | €771,471 | +€166,309 | +27.5% |
| Tangible fixed assets | 22/27 | €604,977 | €771,286 | +€166,309 | +27.5% |
| Land and buildings | 22 | €600,821 | €768,029 | +€167,208 | +27.8% |
| Plant, machinery and equipment | 23 | €3,271 | €2,880 | -€390 | -11.9% |
| Furniture and vehicles | 24 | €886 | €376 | -€509 | -57.5% |
| Financial fixed assets | 28 | €185 | €185 | = | 0.0% |
| Current assets | 29/58 | €1,126,215 | €258,294 | -€867,921 | -77.1% |
| Stocks and contracts in progress | 3 | €973,259 | €1,003 | -€972,257 | -99.9% |
| Stocks | 30/36 | €973,259 | €1,003 | -€972,257 | -99.9% |
| Amounts receivable within one year | 40/41 | €85,715 | €106,046 | +€20,332 | +23.7% |
| Trade receivables | 40 | €84,351 | €67,300 | -€17,050 | -20.2% |
| Other amounts receivable | 41 | €1,364 | €38,746 | +€37,382 | +2,740% |
| Cash at bank and in hand | 54/58 | €62,974 | €144,819 | +€81,844 | +130% |
| Deferred charges and accrued income | 490/1 | €4,267 | €6,427 | +€2,160 | +50.6% |
| Total equity and liabilities | 10/49 | €1,731,377 | €1,029,765 | -€701,612 | -40.5% |
| Equity | 10/15 | €857,969 | €934,676 | +€76,707 | +8.9% |
| Contributions | 10/11 | €398,600 | €398,600 | = | 0.0% |
| Reserves | 13 | €459,369 | €536,076 | +€76,707 | +16.7% |
| Distributable reserves | 133 | €459,369 | €536,076 | +€76,707 | +16.7% |
| Amounts payable | 17/49 | €873,408 | €95,089 | -€778,319 | -89.1% |
| Amounts payable within one year | 42/48 | €862,117 | €95,089 | -€767,028 | -89.0% |
| Current portion of amounts payable after more than one year | 42 | €450,000 | - | -€450,000 | |
| Trade debts | 44 | €139,952 | €62,004 | -€77,948 | -55.7% |
| Suppliers | 440/4 | €139,952 | €62,004 | -€77,948 | -55.7% |
| Taxes, remuneration and social security | 45 | €27,939 | €33,085 | +€5,146 | +18.4% |
| Taxes | 450/3 | €21,203 | €16,846 | -€4,357 | -20.5% |
| Remuneration and social security | 454/9 | €6,736 | €16,239 | +€9,503 | +141% |
| Other amounts payable | 47/48 | €244,227 | - | -€244,227 | |
| Accrued charges and deferred income | 492/3 | €11,291 | - | -€11,291 | |
| Remuneration, social security and pensions | 62 | €38,776 | €44,638 | +€5,862 | +15.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €5,563 | €8,747 | +€3,184 | +57.2% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) | 631/4 | - | €17,106 | +€17,106 | |
| Other operating charges | 640/8 | €7,268 | €7,364 | +€96 | +1.3% |
| Gross operating margin | 9900 | €86,859 | €173,068 | +€86,209 | +99.3% |
| Operating profit (loss) | 9901 | €35,251 | €95,213 | +€59,962 | +170% |
| Financial income | 75/76B | €203 | €803 | +€599 | +295% |
| Recurring financial income | 75 | €203 | €803 | +€599 | +295% |
| Financial charges | 65/66B | €25,449 | €19,188 | -€6,261 | -24.6% |
| Recurring financial charges | 65 | €25,449 | €19,188 | -€6,261 | -24.6% |
| Profit (loss) for the period before taxes | 9903 | €10,005 | €76,828 | +€66,822 | +668% |
| Income taxes | 67/77 | €3,432 | €121 | -€3,312 | -96.5% |
| Profit (loss) for the period | 9904 | €6,573 | €76,707 | +€70,134 | +1,067% |
| Profit (loss) for the period to be appropriated | 9905 | €6,573 | €76,707 | +€70,134 | +1,067% |
Source: filed annual accounts (NBB), financial years ended 30 June 2024 and 30 June 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 24 October 2026 via checked.be.