CREATICAL: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
CREATICAL
Largest movements
- Cash +€91,146
up €91,146 (+83.5%), from €109,165 to €200,311
mainly Net result for the year (+€61,541) and Tax, wage and social debts (+€14,587)
- Deferred charges and accrued income -€14,380
down €14,380 (-62.7%), from €22,946 to €8,566
- Receivables within one year +€5,780
up €5,780 (+19.9%), from €29,040 to €34,820
- Profit (loss) carried forward +€61,541
up €61,541 (+65.3%), from €94,189 to €155,729
- Tax, wage and social debts +€14,587
up €14,587 (+35.2%), from €41,439 to €56,026
- Other debts +€3,195
up €3,195 (+72.0%), from €4,434 to €7,629
- Gross operating margin -€38,717
down €38,717 (-32.2%), from €120,114 to €81,397
- Taxes -€9,185
down €9,185 (-35.7%), from €25,742 to €16,557
- Other operating charges +€2,049
up €2,049 (+3424.4%), from €60 to €2,108
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €162,264 | €244,862 | +€82,599 | +50.9% |
| Fixed assets | 21/28 | €1,113 | €1,165 | +€52 | +4.7% |
| Tangible fixed assets | 22/27 | €1,113 | €1,165 | +€52 | +4.7% |
| Furniture and vehicles | 24 | €1,113 | €1,165 | +€52 | +4.7% |
| Current assets | 29/58 | €161,151 | €243,698 | +€82,547 | +51.2% |
| Amounts receivable within one year | 40/41 | €29,040 | €34,820 | +€5,780 | +19.9% |
| Trade receivables | 40 | €29,040 | €34,820 | +€5,780 | +19.9% |
| Cash at bank and in hand | 54/58 | €109,165 | €200,311 | +€91,146 | +83.5% |
| Deferred charges and accrued income | 490/1 | €22,946 | €8,566 | -€14,380 | -62.7% |
| Total equity and liabilities | 10/49 | €162,264 | €244,862 | +€82,599 | +50.9% |
| Equity | 10/15 | €95,689 | €157,229 | +€61,541 | +64.3% |
| Contributions | 10/11 | €1,500 | €1,500 | = | 0.0% |
| Profit (loss) carried forward | 14 | €94,189 | €155,729 | +€61,541 | +65.3% |
| Amounts payable | 17/49 | €66,575 | €87,633 | +€21,058 | +31.6% |
| Amounts payable within one year | 42/48 | €66,575 | €85,737 | +€19,161 | +28.8% |
| Trade debts | 44 | €20,702 | €22,081 | +€1,379 | +6.7% |
| Suppliers | 440/4 | €20,702 | €22,081 | +€1,379 | +6.7% |
| Taxes, remuneration and social security | 45 | €41,439 | €56,026 | +€14,587 | +35.2% |
| Taxes | 450/3 | €41,439 | €56,026 | +€14,587 | +35.2% |
| Other amounts payable | 47/48 | €4,434 | €7,629 | +€3,195 | +72.0% |
| Accrued charges and deferred income | 492/3 | - | €1,897 | +€1,897 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €119 | €447 | +€328 | +275.3% |
| Other operating charges | 640/8 | €60 | €2,108 | +€2,049 | +3424.4% |
| Gross operating margin | 9900 | €120,114 | €81,397 | -€38,717 | -32.2% |
| Operating profit (loss) | 9901 | €119,935 | €78,841 | -€41,094 | -34.3% |
| Financial income | 75/76B | - | €1 | +€1 | |
| Recurring financial income | 75 | - | €1 | +€1 | |
| Financial charges | 65/66B | €4 | €744 | +€740 | +17532.2% |
| Recurring financial charges | 65 | €4 | €744 | +€740 | +17532.2% |
| Profit (loss) for the period before taxes | 9903 | €119,931 | €78,098 | -€41,833 | -34.9% |
| Income taxes | 67/77 | €25,742 | €16,557 | -€9,185 | -35.7% |
| Profit (loss) for the period | 9904 | €94,189 | €61,541 | -€32,648 | -34.7% |
| Profit (loss) for the period to be appropriated | 9905 | €94,189 | €61,541 | -€32,648 | -34.7% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 3 October 2026 via checked.be.