Creati'VJ: what changed
Creati'VJ
Largest movements
- Cash -€21,129
down €21,129 (-34.5%), from €61,275 to €40,146
mainly Trade debts (-€50,089) and Net result for the year (-€13,601)
- Receivables within one year -€13,709
down €13,709 (-16.8%), from €81,549 to €67,840
of which Trade receivables: -€12,046
- Tangible fixed assets +€3,167
up €3,167 (+48.9%), from €6,475 to €9,642
of which Furniture and vehicles: +€3,603
- Trade debts -€50,089
down €50,089 (-90.7%), from €55,241 to €5,152
- Other debts +€30,414
up €30,414 (+133%), from €22,949 to €53,362
- Profit (loss) carried forward -€13,601
down €13,601 (-23.3%), from €58,363 to €44,762
- Staff costs -€17,895
down €17,895 (-35.3%), from €50,686 to €32,790
- Gross operating margin -€6,354
down €6,354 (-8.6%), from €73,736 to €67,382
- Financial charges +€3,449
up €3,449 (+8.8%), from €39,349 to €42,799
- Other operating charges +€815
up €815 (+72.2%), from €1,129 to €1,944
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €150,160 | €118,343 | -€31,817 | -21.2% |
| Fixed assets | 21/28 | €7,010 | €10,177 | +€3,167 | +45.2% |
| Tangible fixed assets | 22/27 | €6,475 | €9,642 | +€3,167 | +48.9% |
| Furniture and vehicles | 24 | €2,987 | €6,590 | +€3,603 | +121% |
| Other tangible fixed assets | 26 | €3,488 | €3,052 | -€436 | -12.5% |
| Financial fixed assets | 28 | €535 | €535 | = | 0.0% |
| Current assets | 29/58 | €143,150 | €108,166 | -€34,984 | -24.4% |
| Amounts receivable within one year | 40/41 | €81,549 | €67,840 | -€13,709 | -16.8% |
| Trade receivables | 40 | €63,168 | €51,122 | -€12,046 | -19.1% |
| Other amounts receivable | 41 | €18,381 | €16,718 | -€1,663 | -9.0% |
| Cash at bank and in hand | 54/58 | €61,275 | €40,146 | -€21,129 | -34.5% |
| Deferred charges and accrued income | 490/1 | €326 | €180 | -€146 | -44.8% |
| Total equity and liabilities | 10/49 | €150,160 | €118,343 | -€31,817 | -21.2% |
| Equity | 10/15 | €60,863 | €47,262 | -€13,601 | -22.3% |
| Contributions | 10/11 | €2,500 | €2,500 | = | 0.0% |
| Profit (loss) carried forward | 14 | €58,363 | €44,762 | -€13,601 | -23.3% |
| Amounts payable | 17/49 | €89,297 | €71,081 | -€18,216 | -20.4% |
| Amounts payable within one year | 42/48 | €88,540 | €70,013 | -€18,527 | -20.9% |
| Financial debts | 43 | - | €154 | +€154 | |
| Credit institutions | 430/8 | - | €154 | +€154 | |
| Trade debts | 44 | €55,241 | €5,152 | -€50,089 | -90.7% |
| Suppliers | 440/4 | €55,241 | €5,152 | -€50,089 | -90.7% |
| Taxes, remuneration and social security | 45 | €10,350 | €11,345 | +€995 | +9.6% |
| Taxes | 450/3 | €1,000 | €10,601 | +€9,601 | +960% |
| Remuneration and social security | 454/9 | €9,350 | €744 | -€8,606 | -92.0% |
| Other amounts payable | 47/48 | €22,949 | €53,362 | +€30,414 | +133% |
| Accrued charges and deferred income | 492/3 | €757 | €1,068 | +€311 | +41.1% |
| Remuneration, social security and pensions | 62 | €50,686 | €32,790 | -€17,895 | -35.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €3,325 | €3,148 | -€177 | -5.3% |
| Other operating charges | 640/8 | €1,129 | €1,944 | +€815 | +72.2% |
| Gross operating margin | 9900 | €73,736 | €67,382 | -€6,354 | -8.6% |
| Operating profit (loss) | 9901 | €18,597 | €29,500 | +€10,903 | +58.6% |
| Financial income | 75/76B | €6 | €6 | -€0 | -0.2% |
| Recurring financial income | 75 | €6 | €6 | -€0 | -0.2% |
| Financial charges | 65/66B | €39,349 | €42,799 | +€3,449 | +8.8% |
| Recurring financial charges | 65 | €39,349 | €42,799 | +€3,449 | +8.8% |
| Profit (loss) for the period before taxes | 9903 | -€20,746 | -€13,293 | +€7,453 | +35.9% |
| Income taxes | 67/77 | €301 | €309 | +€7 | +2.4% |
| Profit (loss) for the period | 9904 | -€21,047 | -€13,601 | +€7,446 | +35.4% |
| Profit (loss) for the period to be appropriated | 9905 | -€21,047 | -€13,601 | +€7,446 | +35.4% |
Next steps
Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 7 November 2026 via checked.be.