CREATI: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
CREATI
Largest movements
- Cash -€217,737
down €217,737 (-75.6%), from €287,988 to €70,251
mainly Current investments (-€151,000) and Net result for the year (-€46,208)
- Current investments +€151,000
up €151,000 (+251.7%), from €60,000 to €211,000
- Profit (loss) carried forward -€46,208
down €46,208 (-51.3%), from €90,000 to €43,792
- Tax, wage and social debts -€11,004
down €11,004 (-61.5%), from €17,882 to €6,878
of which Remuneration and social security: -€6,878
- Trade debts -€10,509
down €10,509 (-71.8%), from €14,627 to €4,118
- Gross operating margin -€138,587
down €138,587, from €93,398 to -€45,189
- Taxes -€25,482
down €25,482 (-99.6%), from €25,584 to €102
- Purchases and services -€5,642
down €5,642 (-5.7%), from €99,677 to €94,035
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €474,661 | €406,932 | -€67,729 | -14.3% |
| Fixed assets | 21/28 | €116,418 | €115,470 | -€948 | -0.8% |
| Tangible fixed assets | 22/27 | €1,847 | €899 | -€948 | -51.3% |
| Furniture and vehicles | 24 | €1,847 | €899 | -€948 | -51.3% |
| Financial fixed assets | 28 | €114,571 | €114,571 | = | 0.0% |
| Current assets | 29/58 | €358,243 | €291,462 | -€66,781 | -18.6% |
| Amounts receivable within one year | 40/41 | €10,255 | €10,211 | -€44 | -0.4% |
| Other amounts receivable | 41 | €10,255 | €10,211 | -€44 | -0.4% |
| Current investments | 50/53 | €60,000 | €211,000 | +€151,000 | +251.7% |
| Cash at bank and in hand | 54/58 | €287,988 | €70,251 | -€217,737 | -75.6% |
| Total equity and liabilities | 10/49 | €474,661 | €406,932 | -€67,729 | -14.3% |
| Equity | 10/15 | €442,144 | €395,936 | -€46,208 | -10.5% |
| Contributions | 10/11 | €12,500 | €12,500 | = | 0.0% |
| Capital | 10 | €12,500 | €12,500 | = | 0.0% |
| Issued capital | 100 | €18,600 | €18,600 | = | 0.0% |
| Uncalled capital | 101 | €6,100 | €6,100 | = | 0.0% |
| Reserves | 13 | €339,644 | €339,644 | = | 0.0% |
| Non-distributable reserves | 130/1 | €1,860 | €1,860 | = | 0.0% |
| Legal reserve | 130 | €1,860 | €1,860 | = | 0.0% |
| Distributable reserves | 133 | €337,784 | €337,784 | = | 0.0% |
| Profit (loss) carried forward | 14 | €90,000 | €43,792 | -€46,208 | -51.3% |
| Amounts payable | 17/49 | €32,517 | €10,996 | -€21,521 | -66.2% |
| Amounts payable within one year | 42/48 | €32,509 | €10,996 | -€21,513 | -66.2% |
| Trade debts | 44 | €14,627 | €4,118 | -€10,509 | -71.8% |
| Suppliers | 440/4 | €14,627 | €4,118 | -€10,509 | -71.8% |
| Taxes, remuneration and social security | 45 | €17,882 | €6,878 | -€11,004 | -61.5% |
| Taxes | 450/3 | €4,126 | - | -€4,126 | |
| Remuneration and social security | 454/9 | €13,756 | €6,878 | -€6,878 | -50.0% |
| Accrued charges and deferred income | 492/3 | €8 | - | -€8 | |
| Goods, raw materials, services and sundry goods | 60/61 | €99,677 | €94,035 | -€5,642 | -5.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €948 | €948 | = | 0.0% |
| Other operating charges | 640/8 | €561 | €570 | +€9 | +1.6% |
| Gross operating margin | 9900 | €93,398 | -€45,189 | -€138,587 | |
| Operating profit (loss) | 9901 | €91,889 | -€46,707 | -€138,596 | |
| Financial income | 75/76B | €540 | €601 | +€61 | +11.3% |
| Recurring financial income | 75 | €540 | €601 | +€61 | +11.3% |
| Non-recurring financial income | 76B | €540 | €601 | +€61 | +11.3% |
| Profit (loss) for the period before taxes | 9903 | €92,429 | -€46,106 | -€138,535 | |
| Income taxes | 67/77 | €25,584 | €102 | -€25,482 | -99.6% |
| Profit (loss) for the period | 9904 | €66,845 | -€46,208 | -€113,053 | |
| Profit (loss) for the period to be appropriated | 9905 | €66,845 | -€46,208 | -€113,053 |
Source: filed annual accounts (NBB), fiscal years ended 30 June 2024 and 30 June 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 8 October 2026 via checked.be.