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CREATEC: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

CREATEC

BE 0477.026.204
NACE 43.221, Plumbing work
fiscal year 2023 against 2024filed annual accounts (NBB)
Net result for the year
-€9,141
2023 · €28,396-€37,537
Equity
€82,014
2023 · €91,155-€9,141
Cash
€35
2023 · €10+€25
Balance sheet total
€179,162
2023 · €149,228+€29,934

Largest movements

2023 to 2024
Assets
  • Receivables within one year +€52,419

    up €52,419 (+92.0%), from €56,995 to €109,414

    of which Other amounts receivable: +€26,786

  • Receivables after one year -€25,500

    down €25,500 (-32.8%), from €77,633 to €52,133

  • Tangible fixed assets +€2,628

    up €2,628 (+18.8%), from €14,011 to €16,640

Equity and liabilities
  • Other debts +€19,201

    up €19,201 (+1724.5%), from €1,113 to €20,315

  • Tax, wage and social debts +€18,728

    up €18,728 (+43.1%), from €43,431 to €62,160

  • Reserves -€9,141

    down €9,141 (-10.8%), from €84,955 to €75,814

    of which Distributable reserves: -€9,141

  • Trade debts +€4,882

    up €4,882 (+323.3%), from €1,510 to €6,392

  • Debts after one year -€3,737

    down €3,737 (-31.9%), from €11,701 to €7,963

Income statement
  • Gross operating margin -€64,086

    down €64,086, from €50,934 to -€13,151

  • Financial income +€13,711

    up €13,711 (+785.2%), from €1,746 to €15,457

    of which Non-recurring financial income: +€13,936

  • Taxes -€13,340

    down €13,340 (-96.5%), from €13,820 to €480

  • Other operating charges +€709

    up €709 (+237.1%), from €299 to €1,008

From the 2023 result to the 2024 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2023 €28,396
Gross operating margin -€64,086
Staff costs +€278
Depreciation -€236
Other operating charges -€709
Financial income +€13,711
Financial charges +€164
Taxes +€13,340
Result 2024 -€9,141

Cash bridge derived

cash 2023 to 2024

Derived from the 2023 and 2024 balance sheets and the 2024 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€11,222
Investment -€7,460
Financing -€3,737
Cash 2023 €10
Net result for the year -€9,141
Depreciation +€4,832
Receivables after one year +€25,500
Receivables within one year -€52,419
Deferred charges and accrued income -€362
Trade debts +€4,882
Tax, wage and social debts +€18,728
Other debts +€19,201
Investment in fixed assets (net) -€7,460
Debts after one year -€3,737
Cash 2024 €35
Every line side by side 45 lines
Line Code 2023 2024 Change %
Total assets 20/58 €149,228 €179,162 +€29,934 +20.1%
Fixed assets 21/28 €14,236 €16,865 +€2,628 +18.5%
Tangible fixed assets 22/27 €14,011 €16,640 +€2,628 +18.8%
Furniture and vehicles 24 €14,011 €16,640 +€2,628 +18.8%
Financial fixed assets 28 €225 €225 = 0.0%
Current assets 29/58 €134,991 €162,297 +€27,306 +20.2%
Amounts receivable after more than one year 29 €77,633 €52,133 -€25,500 -32.8%
Other amounts receivable 291 €77,633 €52,133 -€25,500 -32.8%
Amounts receivable within one year 40/41 €56,995 €109,414 +€52,419 +92.0%
Trade receivables 40 €56,690 €82,323 +€25,633 +45.2%
Other amounts receivable 41 €304 €27,091 +€26,786 +8797.0%
Cash at bank and in hand 54/58 €10 €35 +€25 +250.0%
Deferred charges and accrued income 490/1 €353 €715 +€362 +102.5%
Total equity and liabilities 10/49 €149,228 €179,162 +€29,934 +20.1%
Equity 10/15 €91,155 €82,014 -€9,141 -10.0%
Contributions 10/11 €6,200 €6,200 = 0.0%
Reserves 13 €84,955 €75,814 -€9,141 -10.8%
Non-distributable reserves 130/1 €3,263 €3,263 = 0.0%
Reserves not available under the articles 1311 €3,263 €3,263 = 0.0%
Distributable reserves 133 €81,692 €72,551 -€9,141 -11.2%
Amounts payable 17/49 €58,073 €97,147 +€39,075 +67.3%
Amounts payable after more than one year 17 €11,701 €7,963 -€3,737 -31.9%
Financial debts 170/4 €11,701 €7,963 -€3,737 -31.9%
Amounts payable within one year 42/48 €46,055 €88,867 +€42,812 +93.0%
Trade debts 44 €1,510 €6,392 +€4,882 +323.3%
Suppliers 440/4 €1,510 €6,392 +€4,882 +323.3%
Taxes, remuneration and social security 45 €43,431 €62,160 +€18,728 +43.1%
Taxes 450/3 €43,431 €62,160 +€18,728 +43.1%
Other amounts payable 47/48 €1,113 €20,315 +€19,201 +1724.5%
Accrued charges and deferred income 492/3 €317 €317 = 0.0%
Non-recurring operating income 76A €12,769 - -€12,769
Remuneration, social security and pensions 62 €519 €241 -€278 -53.6%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €4,595 €4,832 +€236 +5.1%
Other operating charges 640/8 €299 €1,008 +€709 +237.1%
Gross operating margin 9900 €50,934 -€13,151 -€64,086
Operating profit (loss) 9901 €45,521 -€19,232 -€64,753
Financial income 75/76B €1,746 €15,457 +€13,711 +785.2%
Recurring financial income 75 €1,746 €1,522 -€224 -12.8%
Non-recurring financial income 76B - €13,936 +€13,936
Financial charges 65/66B €5,051 €4,886 -€164 -3.3%
Recurring financial charges 65 €5,051 €4,886 -€164 -3.3%
Profit (loss) for the period before taxes 9903 €42,216 -€8,661 -€50,877
Income taxes 67/77 €13,820 €480 -€13,340 -96.5%
Profit (loss) for the period 9904 €28,396 -€9,141 -€37,537
Profit (loss) for the period to be appropriated 9905 €28,396 -€9,141 -€37,537

Source: filed annual accounts (NBB), fiscal years ended 31 December 2023 and 31 December 2024. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.