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CREATE.eu: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

CREATE.eu

BE 0883.562.904
NACE 47.540, Retail sale of electrical household appliances
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€1.0m
2024 · €1.4m-€361,538
Equity
€432,303
2024 · €748,053-€315,750
Cash
€1.3m
2024 · €993,516+€257,818
Balance sheet total
€2.9m
2024 · €2.6m+€309,488

Largest movements

2024 to 2025
Assets
  • Tangible fixed assets +€308,204

    up €308,204 (+348.6%), from €88,413 to €396,617

    of which Plant, machinery and equipment: +€298,420

  • Cash +€257,818

    up €257,818 (+26.0%), from €993,516 to €1.3m

    mainly Net result for the year (+€1.0m) and Receivables within one year (+€256,535)

  • Receivables within one year -€256,535

    down €256,535 (-17.0%), from €1.5m to €1.3m

    of which Trade receivables: -€342,415

Equity and liabilities
  • Reserves -€315,750

    down €315,750 (-45.3%), from €696,853 to €381,103

    of which Tax-exempt reserves: -€315,750

  • Debts after one year +€213,419

    up €213,419 (+798.6%), from €26,724 to €240,143

  • Trade debts +€212,128

    up €212,128 (+233.5%), from €90,852 to €302,979

  • Accrued charges and deferred income +€196,327

    new in 2025: €196,327

  • Current portion of long-term debt +€50,367

    up €50,367 (+134.9%), from €37,345 to €87,712

Income statement
  • Gross operating margin -€469,149

    down €469,149 (-14.9%), from €3.1m to €2.7m

  • Staff costs -€286,267

    down €286,267 (-20.8%), from €1.4m to €1.1m

  • Financial income -€129,328

    down €129,328 (-100.0%), from €129,359 to €31

  • Write-downs +€120,757

    new in 2025: €120,757

  • Taxes -€90,470

    down €90,470 (-21.5%), from €421,277 to €330,807

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €1.4m
Gross operating margin -€469,149
Staff costs +€286,267
Depreciation -€24,071
Write-downs -€120,757
Other operating charges +€7,728
Financial income -€129,328
Financial charges -€2,698
Taxes +€90,470
Result 2025 €1.0m

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€1.7m
Investment -€396,249
Financing -€1.1m
Cash 2024 €993,516
Net result for the year +€1.0m
Depreciation +€88,044
Receivables within one year +€256,535
Trade debts +€212,128
Tax, wage and social debts -€1,215
Other debts -€45,788
Accrued charges and deferred income +€196,327
Investment in fixed assets (net) -€396,249
Debts after one year +€213,419
Current portion of long-term debt +€50,367
Contributions, distributions and other -€1.3m
Cash 2025 €1.3m
Every line side by side 45 lines
Line Code 2024 2025 Change %
Total assets 20/58 €2,596,359 €2,905,846 +€309,488 +11.9%
Fixed assets 21/28 €90,513 €398,717 +€308,204 +340.5%
Tangible fixed assets 22/27 €88,413 €396,617 +€308,204 +348.6%
Plant, machinery and equipment 23 €49,211 €347,631 +€298,420 +606.4%
Furniture and vehicles 24 €39,202 €41,608 +€2,406 +6.1%
Other tangible fixed assets 26 - €7,378 +€7,378
Financial fixed assets 28 €2,100 €2,100 = 0.0%
Current assets 29/58 €2,505,846 €2,507,129 +€1,284 +0.1%
Amounts receivable within one year 40/41 €1,512,330 €1,255,795 -€256,535 -17.0%
Trade receivables 40 €1,511,096 €1,168,681 -€342,415 -22.7%
Other amounts receivable 41 €1,234 €87,115 +€85,880 +6957.4%
Cash at bank and in hand 54/58 €993,516 €1,251,334 +€257,818 +26.0%
Total equity and liabilities 10/49 €2,596,359 €2,905,846 +€309,488 +11.9%
Equity 10/15 €748,053 €432,303 -€315,750 -42.2%
Contributions 10/11 €51,200 €51,200 = 0.0%
Reserves 13 €696,853 €381,103 -€315,750 -45.3%
Tax-exempt reserves 132 €316,697 €947 -€315,750 -99.7%
Distributable reserves 133 €380,156 €380,156 = 0.0%
Amounts payable 17/49 €1,848,305 €2,473,543 +€625,238 +33.8%
Amounts payable after more than one year 17 €26,724 €240,143 +€213,419 +798.6%
Financial debts 170/4 €26,724 €240,143 +€213,419 +798.6%
Amounts payable within one year 42/48 €1,821,581 €2,037,073 +€215,492 +11.8%
Current portion of amounts payable after more than one year 42 €37,345 €87,712 +€50,367 +134.9%
Trade debts 44 €90,852 €302,979 +€212,128 +233.5%
Suppliers 440/4 €90,852 €302,979 +€212,128 +233.5%
Taxes, remuneration and social security 45 €330,746 €329,531 -€1,215 -0.4%
Taxes 450/3 €158,747 €149,514 -€9,233 -5.8%
Remuneration and social security 454/9 €171,999 €180,017 +€8,018 +4.7%
Other amounts payable 47/48 €1,362,638 €1,316,850 -€45,788 -3.4%
Accrued charges and deferred income 492/3 - €196,327 +€196,327
Remuneration, social security and pensions 62 €1,377,340 €1,091,073 -€286,267 -20.8%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €63,973 €88,044 +€24,071 +37.6%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) 631/4 - €120,757 +€120,757
Other operating charges 640/8 €33,346 €25,618 -€7,728 -23.2%
Gross operating margin 9900 €3,146,103 €2,676,954 -€469,149 -14.9%
Operating profit (loss) 9901 €1,671,444 €1,351,461 -€319,983 -19.1%
Financial income 75/76B €129,359 €31 -€129,328 -100.0%
Recurring financial income 75 €129,359 €31 -€129,328 -100.0%
Financial charges 65/66B €17,362 €20,060 +€2,698 +15.5%
Recurring financial charges 65 €17,362 €20,060 +€2,698 +15.5%
Profit (loss) for the period before taxes 9903 €1,783,441 €1,331,433 -€452,008 -25.3%
Income taxes 67/77 €421,277 €330,807 -€90,470 -21.5%
Profit (loss) for the period 9904 €1,362,163 €1,000,625 -€361,538 -26.5%
Transfer from tax-exempt reserves 789 - €315,750 +€315,750
Profit (loss) for the period to be appropriated 9905 €1,362,163 €1,316,375 -€45,788 -3.4%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.