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CREATE: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

CREATE

BE 0432.472.520
NACE 47.400, Retail sale of information and communication equipment
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€542,824
2024 · €379,375+€163,449
Equity
€614,238
2024 · €601,414+€12,824
Cash
€604,364
2024 · €341,204+€263,160
Balance sheet total
€2.3m
2024 · €1.7m+€660,262

Largest movements

2024 to 2025
Assets
  • Cash +€263,160

    up €263,160 (+77.1%), from €341,204 to €604,364

    mainly Net result for the year (+€542,824) and Other debts (+€467,747)

  • Current investments +€200,000

    up €200,000 (+25.0%), from €800,000 to €1.0m

  • Receivables within one year +€173,261

    up €173,261 (+46.4%), from €373,634 to €546,894

    of which Trade receivables: +€189,186

  • Stocks and contracts +€25,742

    up €25,742 (+26.5%), from €97,073 to €122,815

Equity and liabilities
  • Other debts +€467,747

    up €467,747 (+51.7%), from €905,026 to €1.4m

  • Tax, wage and social debts +€130,567

    up €130,567 (+125.0%), from €104,451 to €235,017

    of which Taxes: +€125,714

  • Trade debts +€49,125

    up €49,125 (+94.1%), from €52,216 to €101,341

Income statement
  • Gross operating margin +€237,640

    up €237,640 (+35.7%), from €665,292 to €902,932

  • Taxes +€58,881

    up €58,881 (+47.9%), from €122,838 to €181,719

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €379,375
Gross operating margin +€237,640
Staff costs -€436
Other operating charges +€63
Financial income -€6,807
Financial charges -€8,130
Taxes -€58,881
Result 2025 €542,824

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€993,160
Investment -€200,000
Financing -€530,000
Cash 2024 €341,204
Net result for the year +€542,824
Depreciation +€4,788
Stocks and contracts -€25,742
Receivables within one year -€173,261
Deferred charges and accrued income -€2,887
Trade debts +€49,125
Tax, wage and social debts +€130,567
Other debts +€467,747
Current investments -€200,000
Contributions, distributions and other -€530,000
Cash 2025 €604,364
Every line side by side 48 lines
Line Code 2024 2025 Change %
Total assets 20/58 €1,663,107 €2,323,369 +€660,262 +39.7%
Fixed assets 21/28 €48,300 €43,512 -€4,788 -9.9%
Tangible fixed assets 22/27 €47,841 €43,054 -€4,788 -10.0%
Land and buildings 22 €34,578 €33,743 -€835 -2.4%
Furniture and vehicles 24 €13,264 €9,311 -€3,953 -29.8%
Financial fixed assets 28 €459 €459 = 0.0%
Current assets 29/58 €1,614,807 €2,279,857 +€665,050 +41.2%
Stocks and contracts in progress 3 €97,073 €122,815 +€25,742 +26.5%
Stocks 30/36 €97,073 €122,815 +€25,742 +26.5%
Amounts receivable within one year 40/41 €373,634 €546,894 +€173,261 +46.4%
Trade receivables 40 €357,025 €546,210 +€189,186 +53.0%
Other amounts receivable 41 €16,609 €684 -€15,925 -95.9%
Current investments 50/53 €800,000 €1,000,000 +€200,000 +25.0%
Cash at bank and in hand 54/58 €341,204 €604,364 +€263,160 +77.1%
Deferred charges and accrued income 490/1 €2,896 €5,783 +€2,887 +99.7%
Total equity and liabilities 10/49 €1,663,107 €2,323,369 +€660,262 +39.7%
Equity 10/15 €601,414 €614,238 +€12,824 +2.1%
Contributions 10/11 €62,000 €62,000 = 0.0%
Capital 10 €62,000 €62,000 = 0.0%
Issued capital 100 €62,000 €62,000 = 0.0%
Reserves 13 €156,889 €166,889 +€10,000 +6.4%
Non-distributable reserves 130/1 €6,889 €6,889 = 0.0%
Legal reserve 130 €6,200 €6,200 = 0.0%
Reserves not available under the articles 1311 €689 €689 = 0.0%
Distributable reserves 133 €150,000 €160,000 +€10,000 +6.7%
Profit (loss) carried forward 14 €382,525 €385,349 +€2,824 +0.7%
Amounts payable 17/49 €1,061,693 €1,709,131 +€647,438 +61.0%
Amounts payable within one year 42/48 €1,061,693 €1,709,131 +€647,438 +61.0%
Trade debts 44 €52,216 €101,341 +€49,125 +94.1%
Suppliers 440/4 €52,216 €101,341 +€49,125 +94.1%
Taxes, remuneration and social security 45 €104,451 €235,017 +€130,567 +125.0%
Taxes 450/3 €82,601 €208,315 +€125,714 +152.2%
Remuneration and social security 454/9 €21,850 €26,702 +€4,853 +22.2%
Other amounts payable 47/48 €905,026 €1,372,773 +€467,747 +51.7%
Non-recurring operating income 76A €32,118 €31,079 -€1,039 -3.2%
Remuneration, social security and pensions 62 €128,964 €129,400 +€436 +0.3%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €4,788 €4,788 = 0.0%
Other operating charges 640/8 €6,839 €6,776 -€63 -0.9%
Gross operating margin 9900 €665,292 €902,932 +€237,640 +35.7%
Operating profit (loss) 9901 €524,701 €761,968 +€237,267 +45.2%
Financial income 75/76B €24,742 €17,935 -€6,807 -27.5%
Recurring financial income 75 €24,742 €17,935 -€6,807 -27.5%
Financial charges 65/66B €47,230 €55,360 +€8,130 +17.2%
Recurring financial charges 65 €47,230 €55,360 +€8,130 +17.2%
Profit (loss) for the period before taxes 9903 €502,213 €724,543 +€222,330 +44.3%
Income taxes 67/77 €122,838 €181,719 +€58,881 +47.9%
Profit (loss) for the period 9904 €379,375 €542,824 +€163,449 +43.1%
Profit (loss) for the period to be appropriated 9905 €379,375 €542,824 +€163,449 +43.1%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 September 2026 via checked.be.