CREASYS: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
CREASYS
Largest movements
- Receivables within one year -€3,643
down €3,643 (-14.7%), from €24,753 to €21,110
of which Other amounts receivable: -€2,648
- Current investments -€612
no longer reported in 2025 (was €612)
- Debts after one year -€3,611
no longer reported in 2025 (was €3,611)
- Profit (loss) carried forward -€3,522
down €3,522 (-18.4%), from -€19,187 to -€22,709
- Trade debts +€1,833
new in 2025: €1,833
- Short-term financial debts +€854
up €854 (+6.0%), from €14,161 to €15,015
- Gross operating margin -€5,341
down €5,341, from €4,547 to -€794
- Depreciation -€1,000
no longer reported in 2025 (was €1,000)
- Financial charges +€323
up €323 (+13.4%), from €2,405 to €2,728
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €43,665 | €39,451 | -€4,214 | -9.7% |
| Fixed assets | 21/28 | €5,300 | €5,300 | = | 0.0% |
| Intangible fixed assets | 21 | €5,000 | €5,000 | = | 0.0% |
| Financial fixed assets | 28 | €300 | €300 | = | 0.0% |
| Current assets | 29/58 | €38,365 | €34,151 | -€4,214 | -11.0% |
| Stocks and contracts in progress | 3 | €13,000 | €13,000 | = | 0.0% |
| Stocks | 30/36 | €13,000 | €13,000 | = | 0.0% |
| Amounts receivable within one year | 40/41 | €24,753 | €21,110 | -€3,643 | -14.7% |
| Trade receivables | 40 | €21,825 | €20,830 | -€995 | -4.6% |
| Other amounts receivable | 41 | €2,928 | €280 | -€2,648 | -90.4% |
| Current investments | 50/53 | €612 | - | -€612 | |
| Cash at bank and in hand | 54/58 | - | €41 | +€41 | |
| Total equity and liabilities | 10/49 | €43,665 | €39,451 | -€4,214 | -9.7% |
| Equity | 10/15 | €1,273 | -€2,249 | -€3,522 | |
| Contributions | 10/11 | €20,000 | €20,000 | = | 0.0% |
| Capital | 10 | €20,000 | €20,000 | = | 0.0% |
| Issued capital | 100 | €20,000 | €20,000 | = | 0.0% |
| Reserves | 13 | €460 | €460 | = | 0.0% |
| Non-distributable reserves | 130/1 | €460 | €460 | = | 0.0% |
| Legal reserve | 130 | €460 | €460 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€19,187 | -€22,709 | -€3,522 | -18.4% |
| Amounts payable | 17/49 | €42,392 | €41,700 | -€692 | -1.6% |
| Amounts payable after more than one year | 17 | €3,611 | - | -€3,611 | |
| Financial debts | 170/4 | €3,611 | - | -€3,611 | |
| Amounts payable within one year | 42/48 | €38,781 | €41,700 | +€2,919 | +7.5% |
| Financial debts | 43 | €14,161 | €15,015 | +€854 | +6.0% |
| Credit institutions | 430/8 | €14,161 | €15,015 | +€854 | +6.0% |
| Trade debts | 44 | - | €1,833 | +€1,833 | |
| Suppliers | 440/4 | - | €1,833 | +€1,833 | |
| Other amounts payable | 47/48 | €24,620 | €24,852 | +€232 | +0.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €1,000 | - | -€1,000 | |
| Gross operating margin | 9900 | €4,547 | -€794 | -€5,341 | |
| Operating profit (loss) | 9901 | €3,547 | -€794 | -€4,341 | |
| Financial charges | 65/66B | €2,405 | €2,728 | +€323 | +13.4% |
| Recurring financial charges | 65 | €2,405 | €2,728 | +€323 | +13.4% |
| Profit (loss) for the period before taxes | 9903 | €1,142 | -€3,522 | -€4,664 | |
| Profit (loss) for the period | 9904 | €1,142 | -€3,522 | -€4,664 | |
| Profit (loss) for the period to be appropriated | 9905 | €1,142 | -€3,522 | -€4,664 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 October 2026 via checked.be.