Crearto: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Crearto
Largest movements
- Cash +€7,366
up €7,366 (+8.4%), from €87,985 to €95,352
mainly Other debts (+€72,815) and Net result for the year (+€17,215)
- Receivables within one year +€4,079
up €4,079 (+348%), from €1,172 to €5,251
- Other debts +€72,815
up €72,815 (+1,389%), from €5,244 to €78,059
- Reserves -€66,785
down €66,785 (-98.6%), from €67,707 to €922
- Tax, wage and social debts +€4,158
up €4,158 (+38.3%), from €10,854 to €15,013
of which Remuneration and social security: +€2,413
- Gross operating margin -€7,623
down €7,623 (-25.9%), from €29,458 to €21,835
- Taxes -€4,173
down €4,173 (-59.9%), from €6,966 to €2,793
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €90,618 | €101,639 | +€11,021 | +12.2% |
| Fixed assets | 21/28 | €1,460 | €1,036 | -€424 | -29.0% |
| Tangible fixed assets | 22/27 | €1,460 | €1,036 | -€424 | -29.0% |
| Furniture and vehicles | 24 | €1,460 | €1,036 | -€424 | -29.0% |
| Current assets | 29/58 | €89,158 | €100,603 | +€11,445 | +12.8% |
| Amounts receivable within one year | 40/41 | €1,172 | €5,251 | +€4,079 | +348% |
| Other amounts receivable | 41 | €1,172 | €5,251 | +€4,079 | +348% |
| Cash at bank and in hand | 54/58 | €87,985 | €95,352 | +€7,366 | +8.4% |
| Total equity and liabilities | 10/49 | €90,618 | €101,639 | +€11,021 | +12.2% |
| Equity | 10/15 | €72,707 | €5,922 | -€66,785 | -91.9% |
| Contributions | 10/11 | €5,000 | €5,000 | = | 0.0% |
| Reserves | 13 | €67,707 | €922 | -€66,785 | -98.6% |
| Distributable reserves | 133 | €67,707 | €922 | -€66,785 | -98.6% |
| Profit (loss) carried forward | 14 | - | €0 | = | |
| Amounts payable | 17/49 | €17,911 | €95,717 | +€77,806 | +434% |
| Amounts payable within one year | 42/48 | €17,911 | €95,717 | +€77,806 | +434% |
| Trade debts | 44 | €1,813 | €2,646 | +€833 | +45.9% |
| Suppliers | 440/4 | €1,813 | €2,646 | +€833 | +45.9% |
| Taxes, remuneration and social security | 45 | €10,854 | €15,013 | +€4,158 | +38.3% |
| Taxes | 450/3 | €10,854 | €12,600 | +€1,746 | +16.1% |
| Remuneration and social security | 454/9 | - | €2,413 | +€2,413 | |
| Other amounts payable | 47/48 | €5,244 | €78,059 | +€72,815 | +1,389% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €424 | €424 | = | 0.0% |
| Other operating charges | 640/8 | €1,139 | €1,209 | +€70 | +6.1% |
| Gross operating margin | 9900 | €29,458 | €21,835 | -€7,623 | -25.9% |
| Operating profit (loss) | 9901 | €27,895 | €20,202 | -€7,693 | -27.6% |
| Financial income | 75/76B | €0 | €0 | +€0 | |
| Recurring financial income | 75 | €0 | €0 | +€0 | |
| Financial charges | 65/66B | €186 | €195 | +€8 | +4.5% |
| Recurring financial charges | 65 | €186 | €195 | +€8 | +4.5% |
| Profit (loss) for the period before taxes | 9903 | €27,709 | €20,008 | -€7,701 | -27.8% |
| Income taxes | 67/77 | €6,966 | €2,793 | -€4,173 | -59.9% |
| Profit (loss) for the period | 9904 | €20,743 | €17,215 | -€3,528 | -17.0% |
| Profit (loss) for the period to be appropriated | 9905 | €20,743 | €17,215 | -€3,528 | -17.0% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 24 October 2026 via checked.be.