Creamy: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Creamy
Largest movements
- Cash +€7,929
up €7,929 (+316.8%), from €2,503 to €10,431
mainly Receivables within one year (+€6,110) and Stocks and contracts (+€3,182)
- Receivables within one year -€6,110
down €6,110 (-32.0%), from €19,120 to €13,010
of which Trade receivables: -€6,110
- Stocks and contracts -€3,182
down €3,182 (-67.5%), from €4,717 to €1,535
- Tangible fixed assets +€517
up €517 (+15.9%), from €3,253 to €3,770
of which Plant, machinery and equipment: +€1,358
- Trade debts -€3,384
down €3,384 (-52.2%), from €6,488 to €3,104
- Other debts +€2,730
up €2,730 (+65.2%), from €4,188 to €6,918
- Tax, wage and social debts -€1,849
down €1,849 (-9.6%), from €19,163 to €17,314
of which Taxes: -€1,272
- Profit (loss) carried forward +€1,569
up €1,569 (+31.6%), from -€4,960 to -€3,391
- Staff costs -€7,155
down €7,155 (-20.4%), from €35,104 to €27,948
- Gross operating margin +€2,520
up €2,520 (+7.5%), from €33,795 to €36,315
- Taxes +€2,375
up €2,375 (+9461.8%), from €25 to €2,400
- Other operating charges +€558
up €558 (+46.5%), from €1,199 to €1,756
- Depreciation +€496
up €496 (+101.2%), from €490 to €986
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €29,879 | €28,945 | -€934 | -3.1% |
| Fixed assets | 21/28 | €3,253 | €3,770 | +€517 | +15.9% |
| Tangible fixed assets | 22/27 | €3,253 | €3,770 | +€517 | +15.9% |
| Plant, machinery and equipment | 23 | - | €1,358 | +€1,358 | |
| Furniture and vehicles | 24 | €983 | €623 | -€360 | -36.6% |
| Other tangible fixed assets | 26 | €2,270 | €1,790 | -€480 | -21.1% |
| Current assets | 29/58 | €26,626 | €25,175 | -€1,451 | -5.4% |
| Stocks and contracts in progress | 3 | €4,717 | €1,535 | -€3,182 | -67.5% |
| Stocks | 30/36 | €4,717 | €1,535 | -€3,182 | -67.5% |
| Amounts receivable within one year | 40/41 | €19,120 | €13,010 | -€6,110 | -32.0% |
| Trade receivables | 40 | €18,654 | €12,544 | -€6,110 | -32.8% |
| Other amounts receivable | 41 | €466 | €466 | = | 0.0% |
| Cash at bank and in hand | 54/58 | €2,503 | €10,431 | +€7,929 | +316.8% |
| Deferred charges and accrued income | 490/1 | €286 | €198 | -€88 | -30.7% |
| Total equity and liabilities | 10/49 | €29,879 | €28,945 | -€934 | -3.1% |
| Equity | 10/15 | €40 | €1,609 | +€1,569 | +3922.9% |
| Contributions | 10/11 | €5,000 | €5,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€4,960 | -€3,391 | +€1,569 | +31.6% |
| Amounts payable | 17/49 | €29,839 | €27,336 | -€2,503 | -8.4% |
| Amounts payable within one year | 42/48 | €29,839 | €27,336 | -€2,503 | -8.4% |
| Trade debts | 44 | €6,488 | €3,104 | -€3,384 | -52.2% |
| Suppliers | 440/4 | €6,488 | €3,104 | -€3,384 | -52.2% |
| Taxes, remuneration and social security | 45 | €19,163 | €17,314 | -€1,849 | -9.6% |
| Taxes | 450/3 | €9,609 | €8,337 | -€1,272 | -13.2% |
| Remuneration and social security | 454/9 | €9,554 | €8,977 | -€577 | -6.0% |
| Other amounts payable | 47/48 | €4,188 | €6,918 | +€2,730 | +65.2% |
| Remuneration, social security and pensions | 62 | €35,104 | €27,948 | -€7,155 | -20.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €490 | €986 | +€496 | +101.2% |
| Other operating charges | 640/8 | €1,199 | €1,756 | +€558 | +46.5% |
| Gross operating margin | 9900 | €33,795 | €36,315 | +€2,520 | +7.5% |
| Operating profit (loss) | 9901 | -€2,998 | €5,624 | +€8,622 | |
| Financial income | 75/76B | €1 | €1 | -€0 | -42.0% |
| Recurring financial income | 75 | €1 | €1 | -€0 | -42.0% |
| Financial charges | 65/66B | €1,261 | €1,656 | +€395 | +31.3% |
| Recurring financial charges | 65 | €1,261 | €1,656 | +€395 | +31.3% |
| Profit (loss) for the period before taxes | 9903 | -€4,258 | €3,969 | +€8,227 | |
| Income taxes | 67/77 | €25 | €2,400 | +€2,375 | +9461.8% |
| Profit (loss) for the period | 9904 | -€4,283 | €1,569 | +€5,852 | |
| Profit (loss) for the period to be appropriated | 9905 | -€4,283 | €1,569 | +€5,852 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 9 October 2026 via checked.be.