Creagrid: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Creagrid
Largest movements
- Receivables within one year +€12,414
up €12,414 (+1377.9%), from €901 to €13,315
of which Trade receivables: +€13,315
- Cash -€7,517
down €7,517 (-73.9%), from €10,176 to €2,659
mainly Receivables within one year (-€12,414) and Tax, wage and social debts (-€1,027)
- Tangible fixed assets -€527
down €527 (-33.7%), from €1,566 to €1,039
- Trade debts +€3,541
up €3,541 (+176.0%), from €2,012 to €5,553
- Profit (loss) carried forward +€1,855
up €1,855 (+36.9%), from €5,029 to €6,885
- Tax, wage and social debts -€1,027
down €1,027 (-28.5%), from €3,602 to €2,575
- Gross operating margin -€5,106
down €5,106 (-57.7%), from €8,851 to €3,745
- Other operating charges -€3,604
down €3,604 (-84.0%), from €4,290 to €686
- Taxes -€318
down €318 (-39.8%), from €798 to €480
- Financial charges +€118
up €118 (+150.4%), from €78 to €196
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €12,643 | €17,012 | +€4,369 | +34.6% |
| Fixed assets | 21/28 | €1,566 | €1,039 | -€527 | -33.7% |
| Tangible fixed assets | 22/27 | €1,566 | €1,039 | -€527 | -33.7% |
| Furniture and vehicles | 24 | €1,566 | €1,039 | -€527 | -33.7% |
| Current assets | 29/58 | €11,077 | €15,973 | +€4,896 | +44.2% |
| Amounts receivable within one year | 40/41 | €901 | €13,315 | +€12,414 | +1377.9% |
| Trade receivables | 40 | - | €13,315 | +€13,315 | |
| Other amounts receivable | 41 | €901 | - | -€901 | |
| Cash at bank and in hand | 54/58 | €10,176 | €2,659 | -€7,517 | -73.9% |
| Total equity and liabilities | 10/49 | €12,643 | €17,012 | +€4,369 | +34.6% |
| Equity | 10/15 | €7,029 | €8,885 | +€1,855 | +26.4% |
| Contributions | 10/11 | €2,000 | €2,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €5,029 | €6,885 | +€1,855 | +36.9% |
| Amounts payable | 17/49 | €5,614 | €8,128 | +€2,513 | +44.8% |
| Amounts payable within one year | 42/48 | €5,614 | €8,128 | +€2,513 | +44.8% |
| Trade debts | 44 | €2,012 | €5,553 | +€3,541 | +176.0% |
| Suppliers | 440/4 | €2,012 | €5,553 | +€3,541 | +176.0% |
| Taxes, remuneration and social security | 45 | €3,602 | €2,575 | -€1,027 | -28.5% |
| Taxes | 450/3 | €3,602 | €2,575 | -€1,027 | -28.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €527 | €527 | = | 0.0% |
| Other operating charges | 640/8 | €4,290 | €686 | -€3,604 | -84.0% |
| Gross operating margin | 9900 | €8,851 | €3,745 | -€5,106 | -57.7% |
| Operating profit (loss) | 9901 | €4,034 | €2,531 | -€1,502 | -37.2% |
| Financial charges | 65/66B | €78 | €196 | +€118 | +150.4% |
| Recurring financial charges | 65 | €78 | €196 | +€118 | +150.4% |
| Profit (loss) for the period before taxes | 9903 | €3,955 | €2,335 | -€1,620 | -41.0% |
| Income taxes | 67/77 | €798 | €480 | -€318 | -39.8% |
| Profit (loss) for the period | 9904 | €3,157 | €1,855 | -€1,302 | -41.2% |
| Profit (loss) for the period to be appropriated | 9905 | €3,157 | €1,855 | -€1,302 | -41.2% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 10 October 2026 via checked.be.