Creaform: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Creaform
Largest movements
- Current investments +€120,000
up €120,000 (+30.0%), from €400,000 to €520,000
- Cash -€107,698
down €107,698 (-94.1%), from €114,426 to €6,728
mainly Current investments (-€120,000)
No liability line moved by more than 1% of the balance sheet total.
- Financial income -€5,175
down €5,175 (-37.2%), from €13,907 to €8,732
- Taxes -€1,487
down €1,487 (-47.3%), from €3,146 to €1,659
- Gross operating margin -€752
down €752 (-103.5%), from -€726 to -€1,478
- Financial charges +€165
up €165 (+311.5%), from €53 to €218
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €519,127 | €529,352 | +€10,225 | +2.0% |
| Current assets | 29/58 | €519,127 | €529,352 | +€10,225 | +2.0% |
| Amounts receivable within one year | 40/41 | €3,981 | €1,986 | -€1,995 | -50.1% |
| Other amounts receivable | 41 | €3,981 | €1,986 | -€1,995 | -50.1% |
| Current investments | 50/53 | €400,000 | €520,000 | +€120,000 | +30.0% |
| Cash at bank and in hand | 54/58 | €114,426 | €6,728 | -€107,698 | -94.1% |
| Deferred charges and accrued income | 490/1 | €721 | €638 | -€82 | -11.4% |
| Total equity and liabilities | 10/49 | €519,127 | €529,352 | +€10,225 | +2.0% |
| Equity | 10/15 | €272,347 | €277,325 | +€4,978 | +1.8% |
| Contributions | 10/11 | €198,315 | €198,315 | = | 0.0% |
| Capital | 10 | €198,315 | €198,315 | = | 0.0% |
| Issued capital | 100 | €198,315 | €198,315 | = | 0.0% |
| Reserves | 13 | €19,831 | €19,831 | = | 0.0% |
| Non-distributable reserves | 130/1 | €19,831 | €19,831 | = | 0.0% |
| Legal reserve | 130 | €19,831 | €19,831 | = | 0.0% |
| Profit (loss) carried forward | 14 | €54,201 | €59,179 | +€4,978 | +9.2% |
| Amounts payable | 17/49 | €246,780 | €252,027 | +€5,248 | +2.1% |
| Amounts payable within one year | 42/48 | €246,563 | €251,836 | +€5,272 | +2.1% |
| Trade debts | 44 | - | €272 | +€272 | |
| Suppliers | 440/4 | - | €272 | +€272 | |
| Other amounts payable | 47/48 | €246,563 | €251,563 | +€5,000 | +2.0% |
| Accrued charges and deferred income | 492/3 | €216 | €191 | -€25 | -11.4% |
| Other operating charges | 640/8 | €387 | €400 | +€12 | +3.2% |
| Gross operating margin | 9900 | -€726 | -€1,478 | -€752 | -103.5% |
| Operating profit (loss) | 9901 | -€1,114 | -€1,878 | -€764 | -68.6% |
| Financial income | 75/76B | €13,907 | €8,732 | -€5,175 | -37.2% |
| Recurring financial income | 75 | €13,907 | €8,732 | -€5,175 | -37.2% |
| Financial charges | 65/66B | €53 | €218 | +€165 | +311.5% |
| Recurring financial charges | 65 | €53 | €218 | +€165 | +311.5% |
| Profit (loss) for the period before taxes | 9903 | €12,741 | €6,637 | -€6,104 | -47.9% |
| Income taxes | 67/77 | €3,146 | €1,659 | -€1,487 | -47.3% |
| Profit (loss) for the period | 9904 | €9,595 | €4,978 | -€4,617 | -48.1% |
| Profit (loss) for the period to be appropriated | 9905 | €9,595 | €4,978 | -€4,617 | -48.1% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 11 October 2026 via checked.be.