CREAFIG CONSULT: what changed
CREAFIG CONSULT
Largest movements
- Intangible fixed assets +€21,436
new in 2025: €21,436
- Receivables within one year +€9,254
up €9,254 (+56.1%), from €16,498 to €25,752
of which Other amounts receivable: +€9,593
- Cash -€6,049
down €6,049 (-39.1%), from €15,475 to €9,426
mainly Investment in fixed assets (net) (-€22,235) and Receivables within one year (-€9,254)
- Trade debts +€18,252
up €18,252 (+1,212%), from €1,506 to €19,759
- Reserves +€9,034
up €9,034 (+34.1%), from €26,458 to €35,492
- Tax, wage and social debts -€2,835
down €2,835 (-85.1%), from €3,330 to €495
- Gross operating margin -€7,418
down €7,418 (-35.9%), from €20,646 to €13,228
- Depreciation +€548
up €548 (+108%), from €506 to €1,054
- Taxes +€465
up €465 (+18.2%), from €2,547 to €3,011
- Other operating charges -€386
down €386 (-85.5%), from €452 to €66
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €34,294 | €58,746 | +€24,451 | +71.3% |
| Fixed assets | 21/28 | €2,255 | €23,436 | +€21,181 | +939% |
| Intangible fixed assets | 21 | - | €21,436 | +€21,436 | |
| Tangible fixed assets | 22/27 | €255 | - | -€255 | |
| Furniture and vehicles | 24 | €255 | - | -€255 | |
| Financial fixed assets | 28 | €2,000 | €2,000 | = | 0.0% |
| Current assets | 29/58 | €32,039 | €35,309 | +€3,270 | +10.2% |
| Amounts receivable within one year | 40/41 | €16,498 | €25,752 | +€9,254 | +56.1% |
| Trade receivables | 40 | €16,498 | €16,160 | -€339 | -2.1% |
| Other amounts receivable | 41 | - | €9,593 | +€9,593 | |
| Cash at bank and in hand | 54/58 | €15,475 | €9,426 | -€6,049 | -39.1% |
| Deferred charges and accrued income | 490/1 | €66 | €131 | +€65 | +97.6% |
| Total equity and liabilities | 10/49 | €34,294 | €58,746 | +€24,451 | +71.3% |
| Equity | 10/15 | €29,458 | €38,492 | +€9,034 | +30.7% |
| Contributions | 10/11 | €3,000 | €3,000 | = | 0.0% |
| Reserves | 13 | €26,458 | €35,492 | +€9,034 | +34.1% |
| Distributable reserves | 133 | €26,458 | €35,492 | +€9,034 | +34.1% |
| Amounts payable | 17/49 | €4,836 | €20,254 | +€15,418 | +319% |
| Amounts payable within one year | 42/48 | €4,836 | €20,254 | +€15,418 | +319% |
| Trade debts | 44 | €1,506 | €19,759 | +€18,252 | +1,212% |
| Suppliers | 440/4 | €1,506 | €19,759 | +€18,252 | +1,212% |
| Taxes, remuneration and social security | 45 | €3,330 | €495 | -€2,835 | -85.1% |
| Taxes | 450/3 | €3,330 | €495 | -€2,835 | -85.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €506 | €1,054 | +€548 | +108% |
| Other operating charges | 640/8 | €452 | €66 | -€386 | -85.5% |
| Gross operating margin | 9900 | €20,646 | €13,228 | -€7,418 | -35.9% |
| Operating profit (loss) | 9901 | €19,689 | €12,109 | -€7,580 | -38.5% |
| Financial income | 75/76B | - | €54 | +€54 | |
| Recurring financial income | 75 | - | €54 | +€54 | |
| Financial charges | 65/66B | €117 | €118 | +€1 | +0.9% |
| Recurring financial charges | 65 | €117 | €118 | +€1 | +0.9% |
| Profit (loss) for the period before taxes | 9903 | €19,572 | €12,045 | -€7,527 | -38.5% |
| Income taxes | 67/77 | €2,547 | €3,011 | +€465 | +18.2% |
| Profit (loss) for the period | 9904 | €17,025 | €9,034 | -€7,992 | -46.9% |
| Profit (loss) for the period to be appropriated | 9905 | €17,025 | €9,034 | -€7,992 | -46.9% |
Next steps
Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 2 November 2026 via checked.be.