CREACOM: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
CREACOM
Largest movements
- Receivables within one year -€7,925
down €7,925 (-83.5%), from €9,490 to €1,565
of which Trade receivables: -€8,285
- Cash +€4,301
up €4,301 (+6.1%), from €70,742 to €75,044
mainly Receivables within one year (+€7,925) and Depreciation (+€3,082)
- Tangible fixed assets -€2,051
down €2,051 (-13.4%), from €15,350 to €13,299
- Reserves -€4,338
no longer reported in 2025 (was €4,338)
- Other debts -€1,571
down €1,571 (-3.5%), from €44,400 to €42,828
- Tax, wage and social debts -€1,514
down €1,514 (-39.3%), from €3,851 to €2,337
- Profit (loss) carried forward +€1,340
up €1,340 (+59.5%), from -€2,253 to -€912
- Gross operating margin -€8,730
down €8,730 (-79.4%), from €10,990 to €2,260
- Financial charges -€3,202
down €3,202 (-78.9%), from €4,059 to €858
- Taxes -€1,232
down €1,232 (-79.1%), from €1,557 to €325
- Depreciation +€849
up €849 (+38.0%), from €2,233 to €3,082
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €95,669 | €89,974 | -€5,695 | -6.0% |
| Fixed assets | 21/28 | €15,350 | €13,299 | -€2,051 | -13.4% |
| Tangible fixed assets | 22/27 | €15,350 | €13,299 | -€2,051 | -13.4% |
| Plant, machinery and equipment | 23 | €2,866 | €2,450 | -€416 | -14.5% |
| Furniture and vehicles | 24 | €5,895 | €4,921 | -€973 | -16.5% |
| Other tangible fixed assets | 26 | €6,590 | €5,928 | -€662 | -10.0% |
| Current assets | 29/58 | €80,319 | €76,675 | -€3,644 | -4.5% |
| Amounts receivable within one year | 40/41 | €9,490 | €1,565 | -€7,925 | -83.5% |
| Trade receivables | 40 | €9,490 | €1,206 | -€8,285 | -87.3% |
| Other amounts receivable | 41 | - | €360 | +€360 | |
| Cash at bank and in hand | 54/58 | €70,742 | €75,044 | +€4,301 | +6.1% |
| Deferred charges and accrued income | 490/1 | €86 | €66 | -€20 | -23.6% |
| Total equity and liabilities | 10/49 | €95,669 | €89,974 | -€5,695 | -6.0% |
| Equity | 10/15 | €45,467 | €42,469 | -€2,998 | -6.6% |
| Contributions | 10/11 | €43,381 | €43,381 | = | 0.0% |
| Reserves | 13 | €4,338 | - | -€4,338 | |
| Distributable reserves | 133 | €4,338 | - | -€4,338 | |
| Profit (loss) carried forward | 14 | -€2,253 | -€912 | +€1,340 | +59.5% |
| Amounts payable | 17/49 | €50,202 | €47,505 | -€2,697 | -5.4% |
| Amounts payable within one year | 42/48 | €49,930 | €47,505 | -€2,425 | -4.9% |
| Trade debts | 44 | €1,680 | €2,340 | +€660 | +39.3% |
| Suppliers | 440/4 | €1,680 | €2,340 | +€660 | +39.3% |
| Taxes, remuneration and social security | 45 | €3,851 | €2,337 | -€1,514 | -39.3% |
| Taxes | 450/3 | €3,851 | €2,337 | -€1,514 | -39.3% |
| Other amounts payable | 47/48 | €44,400 | €42,828 | -€1,571 | -3.5% |
| Accrued charges and deferred income | 492/3 | €272 | - | -€272 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €2,233 | €3,082 | +€849 | +38.0% |
| Other operating charges | 640/8 | €960 | €992 | +€32 | +3.3% |
| Gross operating margin | 9900 | €10,990 | €2,260 | -€8,730 | -79.4% |
| Operating profit (loss) | 9901 | €7,796 | -€1,815 | -€9,611 | |
| Financial charges | 65/66B | €4,059 | €858 | -€3,202 | -78.9% |
| Recurring financial charges | 65 | €4,059 | €858 | -€3,202 | -78.9% |
| Profit (loss) for the period before taxes | 9903 | €3,737 | -€2,672 | -€6,410 | |
| Income taxes | 67/77 | €1,557 | €325 | -€1,232 | -79.1% |
| Profit (loss) for the period | 9904 | €2,180 | -€2,998 | -€5,178 | |
| Profit (loss) for the period to be appropriated | 9905 | €2,180 | -€2,998 | -€5,178 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 17 October 2026 via checked.be.