CREACITY: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
CREACITY
Largest movements
- Stocks and contracts +€345,856
up €345,856 (+69.3%), from €499,391 to €845,247
- Cash -€200,449
down €200,449 (-87.2%), from €229,999 to €29,550
mainly Stocks and contracts (-€345,856) and Net result for the year (-€116,719)
- Receivables within one year +€36,940
up €36,940 (+73.6%), from €50,208 to €87,148
of which Other amounts receivable: +€36,940
- Debts after one year +€238,599
up €238,599 (+77.6%), from €307,537 to €546,136
- Profit (loss) carried forward -€116,756
down €116,756, from €60,805 to -€55,951
- Trade debts +€92,112
up €92,112 (+74.6%), from €123,423 to €215,535
- Short-term financial debts -€35,000
down €35,000 (-100.0%), from €35,000 to €0
- Gross operating margin -€134,334
down €134,334, from €42,017 to -€92,317
- Financial charges +€17,609
up €17,609 (+282.3%), from €6,238 to €23,847
- Taxes -€11,414
down €11,414 (-100.0%), from €11,414 to €0
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €794,897 | €977,109 | +€182,212 | +22.9% |
| Fixed assets | 21/28 | €15,299 | €15,164 | -€136 | -0.9% |
| Tangible fixed assets | 22/27 | €1,194 | €1,059 | -€136 | -11.4% |
| Plant, machinery and equipment | 23 | €1,194 | €1,059 | -€136 | -11.4% |
| Financial fixed assets | 28 | €14,105 | €14,105 | = | 0.0% |
| Current assets | 29/58 | €779,598 | €961,946 | +€182,348 | +23.4% |
| Stocks and contracts in progress | 3 | €499,391 | €845,247 | +€345,856 | +69.3% |
| Stocks | 30/36 | €499,391 | €845,247 | +€345,856 | +69.3% |
| Amounts receivable within one year | 40/41 | €50,208 | €87,148 | +€36,940 | +73.6% |
| Trade receivables | 40 | €18,944 | €18,944 | = | 0.0% |
| Other amounts receivable | 41 | €31,264 | €68,204 | +€36,940 | +118.2% |
| Cash at bank and in hand | 54/58 | €229,999 | €29,550 | -€200,449 | -87.2% |
| Total equity and liabilities | 10/49 | €794,897 | €977,109 | +€182,212 | +22.9% |
| Equity | 10/15 | €169,171 | €52,414 | -€116,756 | -69.0% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €89,766 | €89,766 | = | 0.0% |
| Non-distributable reserves | 130/1 | €802 | €802 | = | 0.0% |
| Reserves not available under the articles | 1311 | €802 | €802 | = | 0.0% |
| Distributable reserves | 133 | €88,964 | €88,964 | = | 0.0% |
| Profit (loss) carried forward | 14 | €60,805 | -€55,951 | -€116,756 | |
| Amounts payable | 17/49 | €625,727 | €924,695 | +€298,968 | +47.8% |
| Amounts payable after more than one year | 17 | €307,537 | €546,136 | +€238,599 | +77.6% |
| Financial debts | 170/4 | €307,537 | €546,136 | +€238,599 | +77.6% |
| Amounts payable within one year | 42/48 | €317,894 | €378,263 | +€60,369 | +19.0% |
| Financial debts | 43 | €35,000 | €0 | -€35,000 | -100.0% |
| Other loans | 439 | €35,000 | €0 | -€35,000 | -100.0% |
| Trade debts | 44 | €123,423 | €215,535 | +€92,112 | +74.6% |
| Suppliers | 440/4 | €123,423 | €215,535 | +€92,112 | +74.6% |
| Taxes, remuneration and social security | 45 | €4,879 | €4,879 | = | 0.0% |
| Taxes | 450/3 | €4,879 | €4,879 | = | 0.0% |
| Other amounts payable | 47/48 | €154,591 | €157,849 | +€3,257 | +2.1% |
| Accrued charges and deferred income | 492/3 | €296 | €296 | = | 0.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €136 | €136 | = | 0.0% |
| Other operating charges | 640/8 | €0 | €419 | +€419 | |
| Gross operating margin | 9900 | €42,017 | -€92,317 | -€134,334 | |
| Operating profit (loss) | 9901 | €41,881 | -€92,872 | -€134,753 | |
| Financial income | 75/76B | €29 | €0 | -€29 | -100.0% |
| Recurring financial income | 75 | €29 | €0 | -€29 | -100.0% |
| Financial charges | 65/66B | €6,238 | €23,847 | +€17,609 | +282.3% |
| Recurring financial charges | 65 | €6,238 | €23,847 | +€17,609 | +282.3% |
| Profit (loss) for the period before taxes | 9903 | €35,672 | -€116,719 | -€152,391 | |
| Income taxes | 67/77 | €11,414 | €0 | -€11,414 | -100.0% |
| Profit (loss) for the period | 9904 | €24,258 | -€116,719 | -€140,977 | |
| Profit (loss) for the period to be appropriated | 9905 | €24,258 | -€116,719 | -€140,977 |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.