CREABIZZ: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
CREABIZZ
Largest movements
- Cash -€31,464
down €31,464 (-69.8%), from €45,107 to €13,643
mainly Other debts (-€15,565) and Tax, wage and social debts (-€12,102)
- Current investments +€5,853
up €5,853 (+50.0%), from €11,706 to €17,559
- Deferred charges and accrued income -€5,227
down €5,227 (-73.4%), from €7,124 to €1,897
- Tangible fixed assets +€3,568
up €3,568 (+244.3%), from €1,460 to €5,029
of which Land and buildings: +€3,404
- Receivables within one year -€3,244
down €3,244 (-30.1%), from €10,779 to €7,535
of which Trade receivables: -€10,684
- Other debts -€15,565
down €15,565 (-35.7%), from €43,553 to €27,988
- Tax, wage and social debts -€12,102
down €12,102 (-70.6%), from €17,133 to €5,031
- Current portion of long-term debt -€5,411
down €5,411 (-56.4%), from €9,587 to €4,176
- Trade debts +€2,104
new in 2025: €2,104
- Profit (loss) carried forward +€1,270
up €1,270 (+41.0%), from €3,094 to €4,363
- Gross operating margin -€33,829
down €33,829 (-49.8%), from €67,941 to €34,113
- Depreciation -€11,795
down €11,795 (-90.0%), from €13,098 to €1,303
- Taxes -€9,958
down €9,958 (-81.1%), from €12,278 to €2,320
- Financial charges +€9,769
up €9,769 (+50.7%), from €19,285 to €29,055
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €76,176 | €45,662 | -€30,514 | -40.1% |
| Fixed assets | 21/28 | €1,460 | €5,029 | +€3,568 | +244.3% |
| Tangible fixed assets | 22/27 | €1,460 | €5,029 | +€3,568 | +244.3% |
| Land and buildings | 22 | - | €3,404 | +€3,404 | |
| Furniture and vehicles | 24 | €1,460 | €1,624 | +€164 | +11.2% |
| Current assets | 29/58 | €74,716 | €40,633 | -€34,082 | -45.6% |
| Amounts receivable within one year | 40/41 | €10,779 | €7,535 | -€3,244 | -30.1% |
| Trade receivables | 40 | €10,779 | €95 | -€10,684 | -99.1% |
| Other amounts receivable | 41 | - | €7,440 | +€7,440 | |
| Current investments | 50/53 | €11,706 | €17,559 | +€5,853 | +50.0% |
| Cash at bank and in hand | 54/58 | €45,107 | €13,643 | -€31,464 | -69.8% |
| Deferred charges and accrued income | 490/1 | €7,124 | €1,897 | -€5,227 | -73.4% |
| Total equity and liabilities | 10/49 | €76,176 | €45,662 | -€30,514 | -40.1% |
| Equity | 10/15 | €5,094 | €6,363 | +€1,270 | +24.9% |
| Contributions | 10/11 | €2,000 | €2,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €3,094 | €4,363 | +€1,270 | +41.0% |
| Amounts payable | 17/49 | €71,083 | €39,299 | -€31,784 | -44.7% |
| Amounts payable after more than one year | 17 | €810 | - | -€810 | |
| Financial debts | 170/4 | €810 | - | -€810 | |
| Amounts payable within one year | 42/48 | €70,273 | €39,299 | -€30,974 | -44.1% |
| Current portion of amounts payable after more than one year | 42 | €9,587 | €4,176 | -€5,411 | -56.4% |
| Trade debts | 44 | - | €2,104 | +€2,104 | |
| Suppliers | 440/4 | - | €2,104 | +€2,104 | |
| Taxes, remuneration and social security | 45 | €17,133 | €5,031 | -€12,102 | -70.6% |
| Taxes | 450/3 | €17,133 | €5,031 | -€12,102 | -70.6% |
| Other amounts payable | 47/48 | €43,553 | €27,988 | -€15,565 | -35.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €13,098 | €1,303 | -€11,795 | -90.0% |
| Other operating charges | 640/8 | €450 | €508 | +€57 | +12.8% |
| Gross operating margin | 9900 | €67,941 | €34,113 | -€33,829 | -49.8% |
| Operating profit (loss) | 9901 | €54,392 | €32,301 | -€22,091 | -40.6% |
| Financial income | 75/76B | €262 | €343 | +€81 | +30.8% |
| Recurring financial income | 75 | €262 | €343 | +€81 | +30.8% |
| Financial charges | 65/66B | €19,285 | €29,055 | +€9,769 | +50.7% |
| Recurring financial charges | 65 | €19,285 | €29,055 | +€9,769 | +50.7% |
| Profit (loss) for the period before taxes | 9903 | €35,370 | €3,590 | -€31,780 | -89.9% |
| Income taxes | 67/77 | €12,278 | €2,320 | -€9,958 | -81.1% |
| Profit (loss) for the period | 9904 | €23,092 | €1,270 | -€21,822 | -94.5% |
| Profit (loss) for the period to be appropriated | 9905 | €23,092 | €1,270 | -€21,822 | -94.5% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 5 October 2026 via checked.be.