CREABILITY: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
CREABILITY
Largest movements
- Current investments +€305,207
new in 2025: €305,207
- Cash +€95,834
up €95,834 (+155.8%), from €61,525 to €157,359
mainly Net result for the year (+€452,631) and Other debts (+€71,072)
- Reserves +€336,131
up €336,131 (+1071.1%), from €31,383 to €367,514
of which Distributable reserves: +€338,080
- Other debts +€71,072
up €71,072 (+222.1%), from €32,000 to €103,072
- Trade debts -€5,334
down €5,334 (-76.6%), from €6,964 to €1,630
- Financial income +€411,292
up €411,292 (+3290.3%), from €12,500 to €423,792
- Gross operating margin +€14,549
up €14,549 (+55.3%), from €26,321 to €40,870
- Taxes +€1,769
up €1,769 (+31.4%), from €5,644 to €7,413
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €92,564 | €493,427 | +€400,863 | +433.1% |
| Fixed assets | 21/28 | €28,305 | €25,504 | -€2,801 | -9.9% |
| Tangible fixed assets | 22/27 | €15,315 | €12,514 | -€2,801 | -18.3% |
| Furniture and vehicles | 24 | €3,000 | €1,634 | -€1,366 | -45.5% |
| Other tangible fixed assets | 26 | €12,315 | €10,880 | -€1,435 | -11.7% |
| Financial fixed assets | 28 | €12,990 | €12,990 | = | 0.0% |
| Current assets | 29/58 | €64,259 | €467,923 | +€403,664 | +628.2% |
| Amounts receivable within one year | 40/41 | €1,271 | €4,693 | +€3,422 | +269.3% |
| Trade receivables | 40 | - | €1,750 | +€1,750 | |
| Other amounts receivable | 41 | €1,271 | €2,943 | +€1,672 | +131.6% |
| Current investments | 50/53 | - | €305,207 | +€305,207 | |
| Cash at bank and in hand | 54/58 | €61,525 | €157,359 | +€95,834 | +155.8% |
| Deferred charges and accrued income | 490/1 | €1,463 | €665 | -€799 | -54.6% |
| Total equity and liabilities | 10/49 | €92,564 | €493,427 | +€400,863 | +433.1% |
| Equity | 10/15 | €49,983 | €386,114 | +€336,131 | +672.5% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €31,383 | €367,514 | +€336,131 | +1071.1% |
| Tax-exempt reserves | 132 | €8,108 | €6,159 | -€1,948 | -24.0% |
| Distributable reserves | 133 | €23,275 | €361,355 | +€338,080 | +1452.5% |
| Profit (loss) carried forward | 14 | €0 | €0 | = | |
| Provisions and deferred taxes | 16 | €1,702 | €1,313 | -€390 | -22.9% |
| Deferred taxes | 168 | €1,702 | €1,313 | -€390 | -22.9% |
| Amounts payable | 17/49 | €40,879 | €106,000 | +€65,121 | +159.3% |
| Amounts payable within one year | 42/48 | €40,879 | €106,000 | +€65,121 | +159.3% |
| Trade debts | 44 | €6,964 | €1,630 | -€5,334 | -76.6% |
| Suppliers | 440/4 | €6,964 | €1,630 | -€5,334 | -76.6% |
| Taxes, remuneration and social security | 45 | €1,915 | €1,298 | -€617 | -32.2% |
| Taxes | 450/3 | €164 | €1,262 | +€1,098 | +671.6% |
| Remuneration and social security | 454/9 | €1,751 | €36 | -€1,715 | -97.9% |
| Other amounts payable | 47/48 | €32,000 | €103,072 | +€71,072 | +222.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €2,763 | €2,801 | +€38 | +1.4% |
| Other operating charges | 640/8 | €781 | €807 | +€26 | +3.3% |
| Gross operating margin | 9900 | €26,321 | €40,870 | +€14,549 | +55.3% |
| Operating profit (loss) | 9901 | €22,777 | €37,262 | +€14,486 | +63.6% |
| Financial income | 75/76B | €12,500 | €423,792 | +€411,292 | +3290.3% |
| Recurring financial income | 75 | €12,500 | €423,792 | +€411,292 | +3290.3% |
| Financial charges | 65/66B | €1,764 | €1,399 | -€365 | -20.7% |
| Recurring financial charges | 65 | €1,764 | €1,399 | -€365 | -20.7% |
| Profit (loss) for the period before taxes | 9903 | €33,512 | €459,655 | +€426,142 | +1271.6% |
| Transfer from deferred taxes | 780 | €649 | €390 | -€260 | -40.0% |
| Income taxes | 67/77 | €5,644 | €7,413 | +€1,769 | +31.4% |
| Profit (loss) for the period | 9904 | €28,518 | €452,631 | +€424,113 | +1487.2% |
| Transfer from tax-exempt reserves | 789 | €1,948 | €1,948 | = | 0.0% |
| Profit (loss) for the period to be appropriated | 9905 | €30,466 | €454,580 | +€424,113 | +1392.1% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 3 October 2026 via checked.be.