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CREA-INTERTECH: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

CREA-INTERTECH

BE 0823.398.059
NACE 47.811, Retail sale of cars and light vans (up to 3.5 tonnes)
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€34,120
2024 · -€10,446+€44,566
Equity
€33,273
2024 · -€847+€34,120
Cash
€11,655
2024 · €757+€10,898
Balance sheet total
€33,529
2024 · €8,636+€24,893

Largest movements

2024 to 2025
Assets
  • Tangible fixed assets +€12,347

    new in 2025: €12,347

  • Cash +€10,898

    up €10,898 (+1439.6%), from €757 to €11,655

    mainly Net result for the year (+€34,120) and Depreciation (+€653)

  • Receivables within one year +€1,649

    up €1,649 (+20.9%), from €7,879 to €9,527

    of which Trade receivables: +€1,749

Equity and liabilities
  • Profit (loss) carried forward +€34,120

    up €34,120, from -€18,576 to €15,544

  • Trade debts -€8,874

    down €8,874 (-97.2%), from €9,129 to €256

  • Tax, wage and social debts -€353

    no longer reported in 2025 (was €353)

Income statement
  • Gross operating margin +€46,529

    up €46,529, from -€10,153 to €36,376

  • Other operating charges +€1,187

    up €1,187 (+931.0%), from €128 to €1,315

  • Depreciation +€653

    new in 2025: €653

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€10,446
Gross operating margin +€46,529
Depreciation -€653
Other operating charges -€1,187
Financial income +€57
Financial charges -€180
Result 2025 €34,120

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€23,898
Investment -€13,000
Financing €0
Cash 2024 €757
Net result for the year +€34,120
Depreciation +€653
Receivables within one year -€1,649
Trade debts -€8,874
Tax, wage and social debts -€353
Investment in fixed assets (net) -€13,000
Cash 2025 €11,655
Every line side by side 34 lines
Line Code 2024 2025 Change %
Total assets 20/58 €8,636 €33,529 +€24,893 +288.3%
Fixed assets 21/28 - €12,347 +€12,347
Tangible fixed assets 22/27 - €12,347 +€12,347
Furniture and vehicles 24 - €12,347 +€12,347
Current assets 29/58 €8,636 €21,182 +€12,546 +145.3%
Amounts receivable within one year 40/41 €7,879 €9,527 +€1,649 +20.9%
Trade receivables 40 €3,187 €4,936 +€1,749 +54.9%
Other amounts receivable 41 €4,692 €4,591 -€100 -2.1%
Cash at bank and in hand 54/58 €757 €11,655 +€10,898 +1439.6%
Total equity and liabilities 10/49 €8,636 €33,529 +€24,893 +288.3%
Equity 10/15 -€847 €33,273 +€34,120
Contributions 10/11 €11,620 €11,620 = 0.0%
Reserves 13 €6,109 €6,109 = 0.0%
Non-distributable reserves 130/1 €1,506 €1,506 = 0.0%
Reserves not available under the articles 1311 €1,506 €1,506 = 0.0%
Distributable reserves 133 €4,604 €4,604 = 0.0%
Profit (loss) carried forward 14 -€18,576 €15,544 +€34,120
Amounts payable 17/49 €9,482 €256 -€9,227 -97.3%
Amounts payable within one year 42/48 €9,482 €256 -€9,227 -97.3%
Trade debts 44 €9,129 €256 -€8,874 -97.2%
Suppliers 440/4 €9,129 €256 -€8,874 -97.2%
Taxes, remuneration and social security 45 €353 - -€353
Taxes 450/3 €353 - -€353
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 - €653 +€653
Other operating charges 640/8 €128 €1,315 +€1,187 +931.0%
Gross operating margin 9900 -€10,153 €36,376 +€46,529
Operating profit (loss) 9901 -€10,280 €34,409 +€44,689
Financial income 75/76B - €57 +€57
Recurring financial income 75 - €57 +€57
Financial charges 65/66B €165 €346 +€180 +109.1%
Recurring financial charges 65 €165 €346 +€180 +109.1%
Profit (loss) for the period before taxes 9903 -€10,446 €34,120 +€44,566
Profit (loss) for the period 9904 -€10,446 €34,120 +€44,566
Profit (loss) for the period to be appropriated 9905 -€10,446 €34,120 +€44,566

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.