CREA-IMMO: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
CREA-IMMO
Largest movements
- Stocks and contracts +€101,228
new in 2025: €101,228
- Receivables within one year -€4,561
down €4,561 (-97.2%), from €4,691 to €131
of which Trade receivables: -€4,561
- Cash +€3,192
up €3,192 (+22657.2%), from €14 to €3,206
mainly Debts after one year (+€90,790) and Other debts (+€7,829)
- Debts after one year +€90,790
new in 2025: €90,790
- Other debts +€7,829
up €7,829 (+102.1%), from €7,665 to €15,494
- Gross operating margin +€5,514
up €5,514, from -€316 to €5,198
- Financial charges +€3,653
up €3,653 (+8777.7%), from €42 to €3,695
- Other operating charges +€939
up €939 (+242.5%), from €387 to €1,326
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €4,705 | €104,566 | +€99,860 | +2122.2% |
| Current assets | 29/58 | €4,705 | €104,566 | +€99,860 | +2122.2% |
| Stocks and contracts in progress | 3 | - | €101,228 | +€101,228 | |
| Stocks | 30/36 | - | €101,228 | +€101,228 | |
| Amounts receivable within one year | 40/41 | €4,691 | €131 | -€4,561 | -97.2% |
| Trade receivables | 40 | €4,561 | - | -€4,561 | |
| Other amounts receivable | 41 | €131 | €131 | = | 0.0% |
| Cash at bank and in hand | 54/58 | €14 | €3,206 | +€3,192 | +22657.2% |
| Total equity and liabilities | 10/49 | €4,705 | €104,566 | +€99,860 | +2122.2% |
| Equity | 10/15 | -€2,960 | -€2,783 | +€176 | +6.0% |
| Contributions | 10/11 | €3,000 | €3,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€5,960 | -€5,783 | +€176 | +3.0% |
| Amounts payable | 17/49 | €7,665 | €107,349 | +€99,684 | +1300.5% |
| Amounts payable after more than one year | 17 | - | €90,790 | +€90,790 | |
| Financial debts | 170/4 | - | €90,790 | +€90,790 | |
| Amounts payable within one year | 42/48 | €7,665 | €16,076 | +€8,410 | +109.7% |
| Trade debts | 44 | €0 | €581 | +€581 | |
| Suppliers | 440/4 | €0 | €581 | +€581 | |
| Other amounts payable | 47/48 | €7,665 | €15,494 | +€7,829 | +102.1% |
| Accrued charges and deferred income | 492/3 | - | €483 | +€483 | |
| Other operating charges | 640/8 | €387 | €1,326 | +€939 | +242.5% |
| Gross operating margin | 9900 | -€316 | €5,198 | +€5,514 | |
| Operating profit (loss) | 9901 | -€704 | €3,871 | +€4,575 | |
| Financial charges | 65/66B | €42 | €3,695 | +€3,653 | +8777.7% |
| Recurring financial charges | 65 | €42 | €3,695 | +€3,653 | +8777.7% |
| Profit (loss) for the period before taxes | 9903 | -€745 | €176 | +€922 | |
| Profit (loss) for the period | 9904 | -€745 | €176 | +€922 | |
| Profit (loss) for the period to be appropriated | 9905 | -€745 | €176 | +€922 |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 7 October 2026 via checked.be.