CREA HOME CONCEPT: what changed
CREA HOME CONCEPT
Largest movements
- Receivables within one year +€18,904
up €18,904 (+2,158%), from €876 to €19,780
of which Trade receivables: +€19,181
- Cash -€11,929
down €11,929 (-59.4%), from €20,076 to €8,147
mainly Other debts (-€33,317) and Receivables within one year (-€18,904)
- Deferred charges and accrued income -€495
no longer reported in 2025 (was €495)
- Profit (loss) carried forward +€50,071
up €50,071 (+68.6%), from -€72,952 to -€22,882
- Other debts -€33,317
no longer reported in 2025 (was €33,317)
- Accrued charges and deferred income -€6,480
down €6,480 (-22.4%), from €28,992 to €22,512
- Debts after one year -€2,375
down €2,375 (-44.4%), from €5,344 to €2,969
- Trade debts -€1,797
no longer reported in 2025 (was €1,797)
- Gross operating margin +€71,839
up €71,839, from -€19,889 to €51,950
- Other operating charges +€947
up €947 (+230%), from €411 to €1,357
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €21,447 | €27,927 | +€6,480 | +30.2% |
| Current assets | 29/58 | €21,447 | €27,927 | +€6,480 | +30.2% |
| Amounts receivable within one year | 40/41 | €876 | €19,780 | +€18,904 | +2,158% |
| Trade receivables | 40 | €599 | €19,780 | +€19,181 | +3,202% |
| Other amounts receivable | 41 | €277 | - | -€277 | |
| Cash at bank and in hand | 54/58 | €20,076 | €8,147 | -€11,929 | -59.4% |
| Deferred charges and accrued income | 490/1 | €495 | - | -€495 | |
| Total equity and liabilities | 10/49 | €21,447 | €27,927 | +€6,480 | +30.2% |
| Equity | 10/15 | -€50,492 | -€422 | +€50,071 | +99.2% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €3,860 | €3,860 | = | 0.0% |
| Tax-exempt reserves | 132 | €2,000 | €2,000 | = | 0.0% |
| Distributable reserves | 133 | €1,860 | €1,860 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€72,952 | -€22,882 | +€50,071 | +68.6% |
| Amounts payable | 17/49 | €71,939 | €28,348 | -€43,591 | -60.6% |
| Amounts payable after more than one year | 17 | €5,344 | €2,969 | -€2,375 | -44.4% |
| Other amounts payable | 178/9 | €5,344 | €2,969 | -€2,375 | -44.4% |
| Amounts payable within one year | 42/48 | €37,603 | €2,867 | -€34,736 | -92.4% |
| Current portion of amounts payable after more than one year | 42 | €2,375 | €2,375 | = | 0.0% |
| Financial debts | 43 | €114 | - | -€114 | |
| Credit institutions | 430/8 | €114 | - | -€114 | |
| Trade debts | 44 | €1,797 | - | -€1,797 | |
| Suppliers | 440/4 | €1,797 | - | -€1,797 | |
| Taxes, remuneration and social security | 45 | - | €492 | +€492 | |
| Taxes | 450/3 | - | €492 | +€492 | |
| Other amounts payable | 47/48 | €33,317 | - | -€33,317 | |
| Accrued charges and deferred income | 492/3 | €28,992 | €22,512 | -€6,480 | -22.4% |
| Other operating charges | 640/8 | €411 | €1,357 | +€947 | +230% |
| Gross operating margin | 9900 | -€19,889 | €51,950 | +€71,839 | |
| Operating profit (loss) | 9901 | -€20,300 | €50,593 | +€70,892 | |
| Financial income | 75/76B | €34 | €211 | +€177 | +517% |
| Recurring financial income | 75 | €34 | €211 | +€177 | +517% |
| Financial charges | 65/66B | €773 | €557 | -€216 | -27.9% |
| Recurring financial charges | 65 | €773 | €557 | -€216 | -27.9% |
| Profit (loss) for the period before taxes | 9903 | -€21,038 | €50,247 | +€71,285 | |
| Income taxes | 67/77 | - | €176 | +€176 | |
| Profit (loss) for the period | 9904 | -€21,038 | €50,071 | +€71,109 | |
| Profit (loss) for the period to be appropriated | 9905 | -€21,038 | €50,071 | +€71,109 |
Next steps
Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 5 November 2026 via checked.be.