CREA'DVISE: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
CREA'DVISE
Largest movements
- Receivables within one year +€7,579
up €7,579 (+767%), from €988 to €8,567
of which Trade receivables: +€8,567
- Deferred charges and accrued income -€826
no longer reported in 2025 (was €826)
- Cash +€469
up €469 (+48.2%), from €974 to €1,444
mainly Net result for the year (+€8,436) and Deferred charges and accrued income (+€826)
- Profit (loss) carried forward +€8,436
up €8,436 (+9.7%), from -€87,343 to -€78,908
- Trade debts -€783
down €783 (-71.6%), from €1,095 to €311
- Tax, wage and social debts -€429
no longer reported in 2025 (was €429)
- Gross operating margin +€8,069
up €8,069 (+1,172%), from €689 to €8,758
- Taxes -€429
no longer reported in 2025 (was €429)
- Other operating charges -€266
down €266 (-45.2%), from €588 to €322
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €2,788 | €10,011 | +€7,223 | +259% |
| Fixed assets | 21/28 | €0 | - | = | |
| Tangible fixed assets | 22/27 | €0 | - | = | |
| Furniture and vehicles | 24 | €0 | - | = | |
| Current assets | 29/58 | €2,788 | €10,011 | +€7,223 | +259% |
| Amounts receivable within one year | 40/41 | €988 | €8,567 | +€7,579 | +767% |
| Trade receivables | 40 | - | €8,567 | +€8,567 | |
| Other amounts receivable | 41 | €988 | - | -€988 | |
| Cash at bank and in hand | 54/58 | €974 | €1,444 | +€469 | +48.2% |
| Deferred charges and accrued income | 490/1 | €826 | - | -€826 | |
| Total equity and liabilities | 10/49 | €2,788 | €10,011 | +€7,223 | +259% |
| Equity | 10/15 | €1,264 | €9,699 | +€8,436 | +667% |
| Contributions | 10/11 | €6,200 | €6,200 | = | 0.0% |
| Capital | 10 | - | €6,200 | +€6,200 | |
| Issued capital | 100 | - | €18,600 | +€18,600 | |
| Uncalled capital | 101 | - | €12,400 | +€12,400 | |
| Reserves | 13 | €82,407 | €82,407 | = | 0.0% |
| Non-distributable reserves | 130/1 | €1,860 | €1,860 | = | 0.0% |
| Reserves not available under the articles | 1311 | €1,860 | €1,860 | = | 0.0% |
| Distributable reserves | 133 | €80,547 | €80,547 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€87,343 | -€78,908 | +€8,436 | +9.7% |
| Amounts payable | 17/49 | €1,524 | €311 | -€1,213 | -79.6% |
| Amounts payable within one year | 42/48 | €1,524 | €311 | -€1,213 | -79.6% |
| Trade debts | 44 | €1,095 | €311 | -€783 | -71.6% |
| Suppliers | 440/4 | €1,095 | €311 | -€783 | -71.6% |
| Taxes, remuneration and social security | 45 | €429 | - | -€429 | |
| Taxes | 450/3 | €429 | - | -€429 | |
| Other amounts payable | 47/48 | €0 | - | = | |
| Non-recurring operating income | 76A | €3,410 | - | -€3,410 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €0 | - | = | |
| Other operating charges | 640/8 | €588 | €322 | -€266 | -45.2% |
| Gross operating margin | 9900 | €689 | €8,758 | +€8,069 | +1,172% |
| Operating profit (loss) | 9901 | €100 | €8,436 | +€8,335 | +8,320% |
| Financial charges | 65/66B | €50 | - | -€50 | |
| Recurring financial charges | 65 | €50 | - | -€50 | |
| Profit (loss) for the period before taxes | 9903 | €50 | €8,436 | +€8,385 | +16,697% |
| Income taxes | 67/77 | €429 | - | -€429 | |
| Profit (loss) for the period | 9904 | -€379 | €8,436 | +€8,815 | |
| Profit (loss) for the period to be appropriated | 9905 | -€379 | €8,436 | +€8,815 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 October 2026 via checked.be.