Cre@Gate: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Cre@Gate
Largest movements
- Cash -€2,373
down €2,373 (-38.1%), from €6,224 to €3,850
mainly Net result for the year (-€2,596) and Receivables within one year (-€1,039)
- Receivables within one year +€1,039
up €1,039, from €0 to €1,039
- Tangible fixed assets -€855
down €855 (-5.4%), from €15,801 to €14,946
- Reserves -€2,596
down €2,596 (-5.3%), from €49,352 to €46,755
- Financial income +€3,463
up €3,463, from €0 to €3,463
- Other operating charges +€2,762
up €2,762 (+1492.5%), from €185 to €2,948
- Gross operating margin -€345
down €345 (-18.9%), from -€1,828 to -€2,174
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €69,425 | €67,235 | -€2,190 | -3.2% |
| Fixed assets | 21/28 | €15,801 | €14,946 | -€855 | -5.4% |
| Tangible fixed assets | 22/27 | €15,801 | €14,946 | -€855 | -5.4% |
| Land and buildings | 22 | €15,801 | €14,946 | -€855 | -5.4% |
| Current assets | 29/58 | €53,624 | €52,289 | -€1,335 | -2.5% |
| Amounts receivable within one year | 40/41 | €0 | €1,039 | +€1,039 | |
| Other amounts receivable | 41 | €0 | €1,039 | +€1,039 | |
| Current investments | 50/53 | €47,400 | €47,400 | = | 0.0% |
| Cash at bank and in hand | 54/58 | €6,224 | €3,850 | -€2,373 | -38.1% |
| Total equity and liabilities | 10/49 | €69,425 | €67,235 | -€2,190 | -3.2% |
| Equity | 10/15 | €69,352 | €66,755 | -€2,596 | -3.7% |
| Contributions | 10/11 | €20,000 | €20,000 | = | 0.0% |
| Reserves | 13 | €49,352 | €46,755 | -€2,596 | -5.3% |
| Distributable reserves | 133 | €49,352 | €46,755 | -€2,596 | -5.3% |
| Amounts payable | 17/49 | €73 | €480 | +€407 | +554.7% |
| Amounts payable within one year | 42/48 | €73 | €480 | +€407 | +554.7% |
| Trade debts | 44 | - | €407 | +€407 | |
| Suppliers | 440/4 | - | €407 | +€407 | |
| Other amounts payable | 47/48 | €73 | €73 | = | 0.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €855 | €855 | = | 0.0% |
| Other operating charges | 640/8 | €185 | €2,948 | +€2,762 | +1492.5% |
| Gross operating margin | 9900 | -€1,828 | -€2,174 | -€345 | -18.9% |
| Operating profit (loss) | 9901 | -€2,868 | -€5,976 | -€3,108 | -108.4% |
| Financial income | 75/76B | €0 | €3,463 | +€3,463 | |
| Recurring financial income | 75 | €0 | €3,463 | +€3,463 | |
| Financial charges | 65/66B | €76 | €83 | +€7 | +8.6% |
| Recurring financial charges | 65 | €76 | €83 | +€7 | +8.6% |
| Profit (loss) for the period before taxes | 9903 | -€2,944 | -€2,596 | +€348 | +11.8% |
| Profit (loss) for the period | 9904 | -€2,944 | -€2,596 | +€348 | +11.8% |
| Profit (loss) for the period to be appropriated | 9905 | -€2,944 | -€2,596 | +€348 | +11.8% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 6 October 2026 via checked.be.