CRB CAR: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
CRB CAR
Largest movements
- Tangible fixed assets -€5,179
down €5,179 (-25.0%), from €20,716 to €15,537
- Deferred charges and accrued income -€701
down €701 (-87.6%), from €800 to €99
- Cash +€667
up €667 (+738%), from €90 to €758
mainly Depreciation (+€5,179) and Trade debts (+€2,716)
- Debts after one year -€6,768
down €6,768 (-31.7%), from €21,376 to €14,608
- Other debts -€2,973
down €2,973 (-4.3%), from €69,882 to €66,909
- Trade debts +€2,716
up €2,716 (+4,664%), from €58 to €2,774
- Profit (loss) carried forward +€1,479
up €1,479 (+1.5%), from -€96,595 to -€95,116
- Current portion of long-term debt +€334
up €334 (+5.2%), from €6,434 to €6,768
- Financial charges -€327
down €327 (-23.0%), from €1,424 to €1,097
- Other operating charges +€155
up €155 (+5.7%), from €2,744 to €2,899
- Gross operating margin -€137
down €137 (-1.3%), from €10,791 to €10,654
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €21,607 | €16,394 | -€5,212 | -24.1% |
| Fixed assets | 21/28 | €20,716 | €15,537 | -€5,179 | -25.0% |
| Tangible fixed assets | 22/27 | €20,716 | €15,537 | -€5,179 | -25.0% |
| Land and buildings | 22 | €20,716 | €15,537 | -€5,179 | -25.0% |
| Current assets | 29/58 | €890 | €857 | -€33 | -3.7% |
| Cash at bank and in hand | 54/58 | €90 | €758 | +€667 | +738% |
| Deferred charges and accrued income | 490/1 | €800 | €99 | -€701 | -87.6% |
| Total equity and liabilities | 10/49 | €21,607 | €16,394 | -€5,212 | -24.1% |
| Equity | 10/15 | -€76,143 | -€74,665 | +€1,479 | +1.9% |
| Contributions | 10/11 | €18,592 | €18,592 | = | 0.0% |
| Reserves | 13 | €1,859 | €1,859 | = | 0.0% |
| Non-distributable reserves | 130/1 | €1,859 | €1,859 | = | 0.0% |
| Reserves not available under the articles | 1311 | €1,859 | €1,859 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€96,595 | -€95,116 | +€1,479 | +1.5% |
| Amounts payable | 17/49 | €97,750 | €91,059 | -€6,691 | -6.8% |
| Amounts payable after more than one year | 17 | €21,376 | €14,608 | -€6,768 | -31.7% |
| Financial debts | 170/4 | €21,376 | €14,608 | -€6,768 | -31.7% |
| Amounts payable within one year | 42/48 | €76,374 | €76,452 | +€77 | +0.1% |
| Current portion of amounts payable after more than one year | 42 | €6,434 | €6,768 | +€334 | +5.2% |
| Trade debts | 44 | €58 | €2,774 | +€2,716 | +4,664% |
| Suppliers | 440/4 | €58 | €2,774 | +€2,716 | +4,664% |
| Other amounts payable | 47/48 | €69,882 | €66,909 | -€2,973 | -4.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €5,179 | €5,179 | = | 0.0% |
| Other operating charges | 640/8 | €2,744 | €2,899 | +€155 | +5.7% |
| Gross operating margin | 9900 | €10,791 | €10,654 | -€137 | -1.3% |
| Operating profit (loss) | 9901 | €2,867 | €2,575 | -€292 | -10.2% |
| Financial charges | 65/66B | €1,424 | €1,097 | -€327 | -23.0% |
| Recurring financial charges | 65 | €1,424 | €1,097 | -€327 | -23.0% |
| Profit (loss) for the period before taxes | 9903 | €1,444 | €1,479 | +€35 | +2.4% |
| Profit (loss) for the period | 9904 | €1,444 | €1,479 | +€35 | +2.4% |
| Profit (loss) for the period to be appropriated | 9905 | €1,444 | €1,479 | +€35 | +2.4% |
Source: filed annual accounts (NBB), financial years ended 30 September 2024 and 30 September 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 26 October 2026 via checked.be.