Skip to content

CRAFTO: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

CRAFTO

BE 0881.853.526
NACE 68.110, Buying and selling of own real estate
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€3,382
2024 · €3,980-€598
Equity
€46,467
2024 · €43,085+€3,382
Cash
€12,803
2024 · €4,045+€8,758
Balance sheet total
€49,834
2024 · €47,005+€2,829

Largest movements

2024 to 2025
Assets
  • Cash +€8,758

    up €8,758 (+216.5%), from €4,045 to €12,803

    mainly Receivables within one year (+€5,530) and Net result for the year (+€3,382)

  • Receivables within one year -€5,530

    down €5,530 (-13.6%), from €40,752 to €35,222

    of which Trade receivables: -€3,362

Equity and liabilities
  • Reserves +€3,382

    up €3,382 (+25.8%), from €13,085 to €16,467

    of which Distributable reserves: +€3,382

Income statement
  • Gross operating margin -€1,825

    down €1,825 (-26.0%), from €7,029 to €5,204

  • Financial income +€620

    up €620 (+1240.0%), from €50 to €670

  • Taxes -€406

    down €406 (-18.6%), from €2,188 to €1,782

  • Depreciation -€215

    down €215 (-35.0%), from €614 to €399

  • Other operating charges +€77

    up €77 (+43.3%), from €178 to €255

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €3,980
Gross operating margin -€1,825
Depreciation +€215
Other operating charges -€77
Financial income +€620
Financial charges +€63
Taxes +€406
Result 2025 €3,382

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€8,758
Investment €0
Financing €0
Cash 2024 €4,045
Net result for the year +€3,382
Depreciation +€399
Receivables within one year +€5,530
Trade debts -€147
Tax, wage and social debts -€406
Cash 2025 €12,803
Every line side by side 36 lines
Line Code 2024 2025 Change %
Total assets 20/58 €47,005 €49,834 +€2,829 +6.0%
Fixed assets 21/28 €958 €559 -€399 -41.6%
Tangible fixed assets 22/27 €958 €559 -€399 -41.6%
Plant, machinery and equipment 23 €958 €559 -€399 -41.6%
Current assets 29/58 €46,047 €49,275 +€3,228 +7.0%
Stocks and contracts in progress 3 €1,250 €1,250 = 0.0%
Stocks 30/36 €1,250 €1,250 = 0.0%
Amounts receivable within one year 40/41 €40,752 €35,222 -€5,530 -13.6%
Trade receivables 40 €3,505 €143 -€3,362 -95.9%
Other amounts receivable 41 €37,247 €35,079 -€2,168 -5.8%
Cash at bank and in hand 54/58 €4,045 €12,803 +€8,758 +216.5%
Total equity and liabilities 10/49 €47,005 €49,834 +€2,829 +6.0%
Equity 10/15 €43,085 €46,467 +€3,382 +7.8%
Contributions 10/11 €30,000 €30,000 = 0.0%
Reserves 13 €13,085 €16,467 +€3,382 +25.8%
Non-distributable reserves 130/1 €1,655 €1,655 = 0.0%
Reserves not available under the articles 1311 €1,655 €1,655 = 0.0%
Distributable reserves 133 €11,430 €14,812 +€3,382 +29.6%
Amounts payable 17/49 €3,920 €3,367 -€553 -14.1%
Amounts payable within one year 42/48 €3,920 €3,367 -€553 -14.1%
Trade debts 44 €1,732 €1,585 -€147 -8.5%
Suppliers 440/4 €1,732 €1,585 -€147 -8.5%
Taxes, remuneration and social security 45 €2,188 €1,782 -€406 -18.6%
Taxes 450/3 €2,188 €1,782 -€406 -18.6%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €614 €399 -€215 -35.0%
Other operating charges 640/8 €178 €255 +€77 +43.3%
Gross operating margin 9900 €7,029 €5,204 -€1,825 -26.0%
Operating profit (loss) 9901 €6,237 €4,550 -€1,687 -27.0%
Financial income 75/76B €50 €670 +€620 +1240.0%
Recurring financial income 75 €50 €670 +€620 +1240.0%
Financial charges 65/66B €119 €56 -€63 -52.9%
Recurring financial charges 65 €119 €56 -€63 -52.9%
Profit (loss) for the period before taxes 9903 €6,168 €5,164 -€1,004 -16.3%
Income taxes 67/77 €2,188 €1,782 -€406 -18.6%
Profit (loss) for the period 9904 €3,980 €3,382 -€598 -15.0%
Profit (loss) for the period to be appropriated 9905 €3,980 €3,382 -€598 -15.0%

Source: filed annual accounts (NBB), fiscal years ended 30 June 2024 and 30 June 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.