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CQM PROGRESS: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

CQM PROGRESS

BE 0807.067.417
NACE 46.190, Agents in non-specialised wholesale trade
fiscal year 2023 against 2024filed annual accounts (NBB)
Net result for the year
€1,141
2023 · -€10,373+€11,514
Equity
€1,293
2023 · €152+€1,141
Cash
€7,284
2023 · €945+€6,339
Balance sheet total
€35,134
2023 · €38,076-€2,942

Largest movements

2023 to 2024
Assets
  • Stocks and contracts -€8,159

    down €8,159 (-25.1%), from €32,496 to €24,337

  • Cash +€6,339

    up €6,339 (+670.8%), from €945 to €7,284

    mainly Stocks and contracts (+€8,159) and Net result for the year (+€1,141)

  • Receivables within one year -€1,122

    down €1,122 (-26.3%), from €4,272 to €3,150

    of which Trade receivables: -€1,122

Equity and liabilities
  • Trade debts -€2,214

    down €2,214 (-45.8%), from €4,835 to €2,621

  • Other debts -€1,935

    down €1,935 (-7.7%), from €25,186 to €23,251

  • Profit (loss) carried forward +€1,141

    up €1,141, from -€948 to €193

Income statement
  • Staff costs -€23,178

    down €23,178 (-35.9%), from €64,585 to €41,407

  • Gross operating margin -€11,670

    down €11,670 (-21.2%), from €55,165 to €43,495

From the 2023 result to the 2024 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2023 -€10,373
Gross operating margin -€11,670
Staff costs +€23,178
Other operating charges +€124
Financial income +€17
Financial charges -€135
Result 2024 €1,141

Cash bridge derived

cash 2023 to 2024

Derived from the 2023 and 2024 balance sheets and the 2024 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€6,339
Investment €0
Financing €0
Cash 2023 €945
Net result for the year +€1,141
Stocks and contracts +€8,159
Receivables within one year +€1,122
Trade debts -€2,214
Tax, wage and social debts +€66
Other debts -€1,935
Cash 2024 €7,284
Every line side by side 37 lines
Line Code 2023 2024 Change %
Total assets 20/58 €38,076 €35,134 -€2,942 -7.7%
Fixed assets 21/28 €363 €363 = 0.0%
Financial fixed assets 28 €363 €363 = 0.0%
Current assets 29/58 €37,713 €34,771 -€2,942 -7.8%
Stocks and contracts in progress 3 €32,496 €24,337 -€8,159 -25.1%
Stocks 30/36 €32,496 €24,337 -€8,159 -25.1%
Amounts receivable within one year 40/41 €4,272 €3,150 -€1,122 -26.3%
Trade receivables 40 €1,362 €240 -€1,122 -82.4%
Other amounts receivable 41 €2,910 €2,910 = 0.0%
Cash at bank and in hand 54/58 €945 €7,284 +€6,339 +670.8%
Total equity and liabilities 10/49 €38,076 €35,134 -€2,942 -7.7%
Equity 10/15 €152 €1,293 +€1,141 +750.7%
Contributions 10/11 €1,000 €1,000 = 0.0%
Reserves 13 €100 €100 = 0.0%
Non-distributable reserves 130/1 €100 €100 = 0.0%
Reserves not available under the articles 1311 €100 €100 = 0.0%
Profit (loss) carried forward 14 -€948 €193 +€1,141
Amounts payable 17/49 €37,924 €33,841 -€4,083 -10.8%
Amounts payable within one year 42/48 €37,924 €33,841 -€4,083 -10.8%
Trade debts 44 €4,835 €2,621 -€2,214 -45.8%
Suppliers 440/4 €4,835 €2,621 -€2,214 -45.8%
Taxes, remuneration and social security 45 €7,903 €7,969 +€66 +0.8%
Taxes 450/3 €5,403 €4,619 -€784 -14.5%
Remuneration and social security 454/9 €2,500 €3,350 +€850 +34.0%
Other amounts payable 47/48 €25,186 €23,251 -€1,935 -7.7%
Non-recurring operating income 76A €1,000 - -€1,000
Remuneration, social security and pensions 62 €64,585 €41,407 -€23,178 -35.9%
Other operating charges 640/8 €832 €708 -€124 -14.9%
Gross operating margin 9900 €55,165 €43,495 -€11,670 -21.2%
Operating profit (loss) 9901 -€10,252 €1,380 +€11,632
Financial income 75/76B - €17 +€17
Recurring financial income 75 - €17 +€17
Financial charges 65/66B €121 €256 +€135 +111.6%
Recurring financial charges 65 €121 €256 +€135 +111.6%
Profit (loss) for the period before taxes 9903 -€10,373 €1,141 +€11,514
Profit (loss) for the period 9904 -€10,373 €1,141 +€11,514
Profit (loss) for the period to be appropriated 9905 -€10,373 €1,141 +€11,514

Source: filed annual accounts (NBB), fiscal years ended 31 December 2023 and 31 December 2024. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.