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CPM Construct: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

CPM Construct

BE 0780.788.236
NACE 41.001, General construction of residential buildings
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€32,996
2024 · €33,826-€830
Equity
€116,765
2024 · €108,769+€7,996
Cash
€14,315
2024 · €34,130-€19,814
Balance sheet total
€311,105
2024 · €316,375-€5,270

Largest movements

2024 to 2025
Assets
  • Cash -€19,814

    down €19,814 (-58.1%), from €34,130 to €14,315

    mainly Contributions, distributions and other (-€25,000) and Debts after one year (-€20,000)

  • Receivables within one year +€11,979

    new in 2025: €11,979

  • Tangible fixed assets +€5,115

    up €5,115 (+83.3%), from €6,140 to €11,255

    of which Furniture and vehicles: +€5,225

Equity and liabilities
  • Debts after one year -€20,000

    down €20,000 (-14.9%), from €134,000 to €114,000

  • Other debts +€16,133

    up €16,133 (+245.4%), from €6,573 to €22,706

  • Current portion of long-term debt -€16,000

    down €16,000 (-45.7%), from €35,000 to €19,000

  • Profit (loss) carried forward +€7,996

    up €7,996 (+7.7%), from €103,769 to €111,765

  • Tax, wage and social debts +€5,749

    up €5,749 (+18.2%), from €31,580 to €37,328

Income statement
  • Gross operating margin +€3,009

    up €3,009 (+5.6%), from €53,750 to €56,759

  • Financial charges +€2,273

    up €2,273 (+65.8%), from €3,454 to €5,727

  • Other operating charges +€778

    up €778 (+74.8%), from €1,040 to €1,817

  • Taxes +€601

    up €601 (+4.4%), from €13,683 to €14,284

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €33,826
Gross operating margin +€3,009
Depreciation -€187
Other operating charges -€778
Financial charges -€2,273
Taxes -€601
Result 2025 €32,996

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€48,236
Investment -€7,050
Financing -€61,000
Cash 2024 €34,130
Net result for the year +€32,996
Depreciation +€1,935
Receivables within one year -€11,979
Deferred charges and accrued income +€2,550
Trade debts +€852
Tax, wage and social debts +€5,749
Other debts +€16,133
Investment in fixed assets (net) -€7,050
Debts after one year -€20,000
Current portion of long-term debt -€16,000
Contributions, distributions and other -€25,000
Cash 2025 €14,315
Every line side by side 35 lines
Line Code 2024 2025 Change %
Total assets 20/58 €316,375 €311,105 -€5,270 -1.7%
Fixed assets 21/28 €276,140 €281,255 +€5,115 +1.9%
Tangible fixed assets 22/27 €6,140 €11,255 +€5,115 +83.3%
Plant, machinery and equipment 23 €110 - -€110
Furniture and vehicles 24 €6,030 €11,255 +€5,225 +86.7%
Financial fixed assets 28 €270,000 €270,000 = 0.0%
Current assets 29/58 €40,235 €29,850 -€10,385 -25.8%
Amounts receivable within one year 40/41 - €11,979 +€11,979
Trade receivables 40 - €11,979 +€11,979
Cash at bank and in hand 54/58 €34,130 €14,315 -€19,814 -58.1%
Deferred charges and accrued income 490/1 €6,106 €3,556 -€2,550 -41.8%
Total equity and liabilities 10/49 €316,375 €311,105 -€5,270 -1.7%
Equity 10/15 €108,769 €116,765 +€7,996 +7.4%
Contributions 10/11 €5,000 €5,000 = 0.0%
Profit (loss) carried forward 14 €103,769 €111,765 +€7,996 +7.7%
Amounts payable 17/49 €207,606 €194,340 -€13,266 -6.4%
Amounts payable after more than one year 17 €134,000 €114,000 -€20,000 -14.9%
Other amounts payable 178/9 €134,000 €114,000 -€20,000 -14.9%
Amounts payable within one year 42/48 €73,606 €80,340 +€6,734 +9.1%
Current portion of amounts payable after more than one year 42 €35,000 €19,000 -€16,000 -45.7%
Trade debts 44 €453 €1,305 +€852 +188.2%
Suppliers 440/4 €453 €1,305 +€852 +188.2%
Taxes, remuneration and social security 45 €31,580 €37,328 +€5,749 +18.2%
Taxes 450/3 €31,580 €37,328 +€5,749 +18.2%
Other amounts payable 47/48 €6,573 €22,706 +€16,133 +245.4%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €1,748 €1,935 +€187 +10.7%
Other operating charges 640/8 €1,040 €1,817 +€778 +74.8%
Gross operating margin 9900 €53,750 €56,759 +€3,009 +5.6%
Operating profit (loss) 9901 €50,963 €53,007 +€2,044 +4.0%
Financial charges 65/66B €3,454 €5,727 +€2,273 +65.8%
Recurring financial charges 65 €3,454 €5,727 +€2,273 +65.8%
Profit (loss) for the period before taxes 9903 €47,509 €47,280 -€229 -0.5%
Income taxes 67/77 €13,683 €14,284 +€601 +4.4%
Profit (loss) for the period 9904 €33,826 €32,996 -€830 -2.5%
Profit (loss) for the period to be appropriated 9905 €33,826 €32,996 -€830 -2.5%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 September 2026 via checked.be.