COZYLIVING: what changed
What changed
COZYLIVING
filed annual accounts (NBB)
Net result for the year
€16,939
2024 · €22,095-€5,155
Equity
€108,907
2024 · €91,967+€16,939
Cash
€16,716
2024 · €30,091-€13,375
Balance sheet total
€2.2m
2024 · €2.3m-€37,195
Largest movements
Assets
- Tangible fixed assets -€66,561
down €66,561 (-3.0%), from €2.2m to €2.2m
- Receivables within one year +€45,020
up €45,020 (+3,048%), from €1,477 to €46,497
Equity and liabilities
- Debts after one year -€75,099
down €75,099 (-4.3%), from €1.8m to €1.7m
of which Financial debts: -€100,099
Income statement
- Financial charges +€7,772
up €7,772 (+20.0%), from €38,918 to €46,690
- Other operating charges -€5,781
down €5,781 (-42.6%), from €13,567 to €7,786
- Gross operating margin -€3,341
down €3,341 (-2.3%), from €146,046 to €142,705
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2024
€22,095
Gross operating margin
-€3,341
Depreciation
-€813
Other operating charges
+€5,781
Financial income
-€1
Financial charges
-€7,772
Taxes
+€990
Result 2025
€16,939
raises the resultlowers the result
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
From operations
+€59,811
Investment
€0
Financing
-€73,186
Cash 2024
€30,091
From operations (derived)
+€59,811
Net result for the year
+€16,939
Depreciation
+€66,561
Receivables within one year
-€45,020
Deferred charges and accrued income
+€2,280
Trade debts
+€7,891
Tax, wage and social debts
-€990
Other debts
+€18,290
Accrued charges and deferred income
-€6,139
Financing
-€73,186
Debts after one year
-€75,099
Current portion of long-term debt
+€1,912
Cash 2025
€16,716
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €2,282,354 | €2,245,158 | -€37,195 | -1.6% |
| Fixed assets | 21/28 | €2,244,809 | €2,178,248 | -€66,561 | -3.0% |
| Tangible fixed assets | 22/27 | €2,244,809 | €2,178,248 | -€66,561 | -3.0% |
| Land and buildings | 22 | €2,244,809 | €2,178,248 | -€66,561 | -3.0% |
| Current assets | 29/58 | €37,545 | €66,910 | +€29,365 | +78.2% |
| Amounts receivable within one year | 40/41 | €1,477 | €46,497 | +€45,020 | +3,048% |
| Other amounts receivable | 41 | €1,477 | €46,497 | +€45,020 | +3,048% |
| Cash at bank and in hand | 54/58 | €30,091 | €16,716 | -€13,375 | -44.4% |
| Deferred charges and accrued income | 490/1 | €5,977 | €3,697 | -€2,280 | -38.1% |
| Total equity and liabilities | 10/49 | €2,282,354 | €2,245,158 | -€37,195 | -1.6% |
| Equity | 10/15 | €91,967 | €108,907 | +€16,939 | +18.4% |
| Contributions | 10/11 | €50,000 | €50,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €41,967 | €58,907 | +€16,939 | +40.4% |
| Amounts payable | 17/49 | €2,190,386 | €2,136,252 | -€54,135 | -2.5% |
| Amounts payable after more than one year | 17 | €1,751,051 | €1,675,953 | -€75,099 | -4.3% |
| Financial debts | 170/4 | €1,738,631 | €1,638,533 | -€100,099 | -5.8% |
| Other amounts payable | 178/9 | €12,420 | €37,420 | +€25,000 | +201% |
| Amounts payable within one year | 42/48 | €430,752 | €457,855 | +€27,103 | +6.3% |
| Current portion of amounts payable after more than one year | 42 | €98,186 | €100,099 | +€1,912 | +1.9% |
| Trade debts | 44 | €38,393 | €46,284 | +€7,891 | +20.6% |
| Suppliers | 440/4 | €38,393 | €46,284 | +€7,891 | +20.6% |
| Taxes, remuneration and social security | 45 | €5,720 | €4,729 | -€990 | -17.3% |
| Taxes | 450/3 | €5,720 | €4,729 | -€990 | -17.3% |
| Other amounts payable | 47/48 | €288,453 | €306,743 | +€18,290 | +6.3% |
| Accrued charges and deferred income | 492/3 | €8,583 | €2,444 | -€6,139 | -71.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €65,748 | €66,561 | +€813 | +1.2% |
| Other operating charges | 640/8 | €13,567 | €7,786 | -€5,781 | -42.6% |
| Gross operating margin | 9900 | €146,046 | €142,705 | -€3,341 | -2.3% |
| Operating profit (loss) | 9901 | €66,732 | €68,359 | +€1,627 | +2.4% |
| Financial income | 75/76B | €1 | - | -€1 | |
| Recurring financial income | 75 | €1 | - | -€1 | |
| Financial charges | 65/66B | €38,918 | €46,690 | +€7,772 | +20.0% |
| Recurring financial charges | 65 | €38,918 | €46,690 | +€7,772 | +20.0% |
| Profit (loss) for the period before taxes | 9903 | €27,814 | €21,669 | -€6,145 | -22.1% |
| Income taxes | 67/77 | €5,720 | €4,729 | -€990 | -17.3% |
| Profit (loss) for the period | 9904 | €22,095 | €16,939 | -€5,155 | -23.3% |
| Profit (loss) for the period to be appropriated | 9905 | €22,095 | €16,939 | -€5,155 | -23.3% |
Next steps
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Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 3 November 2026 via checked.be.